Indwara y'impyiko zihendutse

Indwara y'impyiko zihendutse

Gusobanukirwa no gucunga ibiciro byindwara yimpyiko

Iyi ngingo itanga incamake yuzuye yimitwaro yimari ijyanye no kuvura indwara zimpyiko kandi igasuzuma ingamba zo gucunga ibi biciro. Twashukwa muburyo butandukanye bwo kuvura, ubwishingizi, gahunda zifasha mu maffamari, hamwe nuburyo bwo kubaho bushobora gufasha kunganya amafaranga. Wige uburyo bwo kuyobora ibintu bigoye Indwara y'impyiko zihendutse no kubona ubwitonzi buhendutse.

Gusobanukirwa ibiciro byindwara yimpyiko

Kwisuzumisha no gusuzuma kwambere

Ibiciro byambere byo gusuzuma indwara zimpyiko birashobora gutandukana bitewe nibizamini bisabwa. Ibi birashobora kubamo ibizamini byamaraso, ibizamini byinkari, no kwiga nka ultrasound. Igiciro cyibi bigeragezo gishobora gushyirwaho cyane, kigira ingaruka kubintu nkubwishingizi bwawe hamwe nibikoresho byihariye byakoreshejwe. Gahunda nyinshi z'ubwishingizi zikubiyemo igice cy'ibiciro byo gusuzuma, ariko amafaranga yo hanze arashoboka.

Amahitamo yo kuvura hamwe nibiciro bifitanye isano

Amahitamo yo kuvura indwara yimpyiko yaturutse mubuyobozi bukubiyemo ingwate kuri dialyse hamwe no guhindura impyiko. Ibiciro bifitanye isano na buri buriwese biratandukanye cyane. Ubuyobozi bukubiyemo ibihano bikubiyemo gucunga ibimenyetso no gutinda gutera indwara binyuze mubuzima bwahindutse n'imiti. Ibi mubisanzwe bivamo amafaranga yo hepfo ariko arashobora kwegeranya mugihe. Ku rundi ruhande, dialyse, ni ubuvuzi buhenze cyane. Igiciro cya dialyse kiratandukanye bitewe n'ubwoko (hemodialysis cyangwa dialyse ya peritoneal), inshuro, hamwe no kuvurwa. Impinduka zimpyiko, nubwo zihenze, zirashobora kuba zihenze-mugihe kirekire ugereranije na dialyse ya Livelong. Ikiguzi gikubiyemo kubaga, ibitaro, imiti idahwitse, no kwitabwaho nyuma yo gukora. Ibintu byinshi, harimo no gukenera imiti igabanya ubukana, irashobora kugira ingaruka igihe kirekire Indwara y'impyiko zihendutse.

Amafaranga yo kwishyura

Imiti igira uruhare rukomeye mu gucunga indwara zimpyiko, akenshi bigira ingaruka rusange Indwara y'impyiko zihendutse. Iyi miti irashobora gushiramo imiti yumuvuduko wamaraso, fosifate Igiciro cyiyi miti kiratandukanye bitewe nibiyobyabwenge byihariye byateganijwe hamwe nubwishingizi bwawe. Amahitamo rusange arahari kandi arashobora guhenduke cyane kuruta izina-izina ubundi buryo.

Ingamba zo gucunga ibiciro byindwara zimpyiko

Ubwishingizi

Gusobanukirwa ubwishingizi bwubuzima bwawe ni ngombwa. Ongera usuzume politiki yawe witonze kugirango umenye ijanisha ryibiti bigura ubwishingizi bwawe. Baza kubyerekeye amafaranga yawe yishyurwa, ugabanywa, hamwe no hanze-umufuka. Medicare na Medicaid bitanga ubwishingizi bwindwara zirwaye zimpyiko, nubwo inyungu zihariye ziratandukanye. Gushakisha amahitamo y'ubwishingizi bw'inyongera birashobora kuba byiza kugabanya amafaranga yo hanze.

Gahunda yo gufasha imari

Amashyirahamwe menshi atanga gahunda zifasha amafaranga kubarwayi barwana namafaranga menshi yo kuvura impyiko. Izi porogaramu zirashobora gutanga inkunga, inkunga, cyangwa ubufasha bwo kwishyura. Amasosiyete amwe n'amwe ya farumasi nayo atanga gahunda zifasha abarwayi kugirango ifashe abarwayi kwishyura imiti yabo. Ni ngombwa gukora ubushakashatsi kandi ugasaba izi gahunda hakiri kare bishoboka.

Imibereho

Gukubera ubuzima bwiza birashobora gutanga umusanzu mu micungire myiza yindwara kandi birashoboka ko bishobora kugabanya amafaranga yo kuvura. Ibi bikubiyemo gukurikira indyo yimpyiko, gukomeza ibiro byiza, kandi ucukugirire umuvuduko wamaraso na diyabete. Izi ngamba zo gukumira zirashobora gufasha gutinda cyangwa kugabanya gukenera kuvura cyane kandi bihenze.

Ibiciro bigereranya ingufu zo kuvura impyiko

Uburyo bwo kuvura Impuzandengo ya buri mwaka (USD) Inyandiko
Ubuyobozi bw'Abanyezumu $ 5,000 - $ 15,000 Ihinduka ryinshi bitewe nibikenewe.
Hemodialysis $ 70.000 - $ 100.000 + Bihenze kubera imiti ya kenshi nibishoboka.
Peritoneal dialyse $ 40.000 - $ 70.000 Birashobora kuba bihenze kuruta Hemodialysise mugihe runaka.
Guhindura impyiko $ 200.000 - $ 300,000 + (Intangiriro) Igiciro cyo hejuru, ariko gishobora kuba gitoroshye mugihe kirekire kuruta dialyse. Gukomeza imiti idahwitse yongera ikiguzi.

Icyitonderwa: Ibi nibigereranyo nibiciro nyabyo birashobora gutandukana gushingiye ku buryo bushingiye ku miterere ya buri muntu, ahantu h'ububiko, n'ubwishingizi. Baza ku itangazo ryubuzima kandi bwubwishingizi kugirango bibe igiciro cyiza.

Kubindi bisobanuro kubyerekeye kuvura indwara yimpyiko no gushyigikirwa, urashobora kugisha inama inzobere kuri Shandong Baofa Kanseri Ikigo cyubushakashatsi.

Kwamagana: Iyi ngingo ni intego zamakuru gusa kandi ntabwo ari inama zubuvuzi. Buri gihe ujye ugisha inama inzobere mu buzima bujuje ubuziranenge kubibazo byose byubuzima cyangwa mbere yo gufata ibyemezo bijyanye n'ubuzima bwawe cyangwa kuvura.

Bifitanye isano ibicuruzwa

Ibicuruzwa bijyanye

Kugurisha neza ibicuruzwa

Ibicuruzwa byiza byo kugurisha
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