Ixabiso lokuphathwa gadalala

Eli nqaku libonelela ngamagqabantshintshi egcwele iindleko ezinxulumene nonyango lomhlaza we-Lung. Siphanda ngeendlela ezahlukeneyo zonyango, izinto eziphathwayo zixabisa, kunye nezixhobo ezikhoyo zoncedo lwezezimali. Ukuqonda ezi zinto kunokukunceda ukuba uhambe ubunzima be Ixabiso lokuphathwa gadalala uze wenze izigqibo ezizizo.

Ukuqonda iindleko zonyango olunomsindo

Ixabiso le Unyango lwe-Lung Ladral Lung Ihluka ngokuxhomekeke kwizinto ezininzi, kubandakanya inqanaba lomhlaza, uhlobo lonyango olufunekayo, impilo yesigulana, kunye nendawo yendawo yonyango. Izinketho zonyango zinokuvela kunyango kunye ne-chemotherapy yonyango lwe-radiation kunye nonyango olujolise kuyo, nganye ithwala ithegi yexabiso. Ngaphezulu, iindleko ezongezelelweyo ezinje ngovavanyo lokuqonda, izibhedlele, amayeza, kunye nokubuyisela kwimeko yesiqhelo kunokongeza ngokukhawuleza.

Izinto ezichaphazela iindleko zonyango

Izinto ezininzi zinegalelo kwiindleko zonke ze Unyango lwe-Lung Ladral Lung. Oku kubandakanya:

Inqanaba lomhlaza: Inqanaba lokuqala
Uhlobo lonyango: Unyango olwahlukileyo luphathe iithegi ezahlukeneyo zamaxabiso. Umzekelo, unyango olujolisiweyo, ngelixa lusebenza kakhulu, lunokubiza kakhulu kune-chemotherapy yonyango.
Ubude bonyango: Ixesha lonyango lwempembelelo kakhulu kwiindleko zonke. Iirejista ezinde zexesha elide ziguqulela kwiindleko eziphezulu.
Ukuhlala esibhedlele: Isidingo sezibhedlele, ngakumbi sotyando okanye uxinzelelo, longeza indleko enkulu kwisicwangciso sonyango ngokubanzi.
Indawo yonyango: Iindleko zonyango zinokwahluka kakhulu kuxhomekeka kwindawo kunye nohlobo lwezempilo.
Amayeza: Ixabiso lamayeza, kubandakanya amachiza e-chemotherapy kunye namayeza axhasayo, anokuba yinto enkulu.
Ukuvuselela: Ukuhlaziywa kwePosi-nyanga, kubandakanya unyango lomzimba nasemsebenzini, longeza kwiindleko zonke.

Izinketho zonyango kunye neendleko ezinxulumene nazo

Ixabiso le Unyango lwe-Lung Ladral Lung ixhomekeke kakhulu kulungelelwaniso lonyango olukhethiweyo. Makhe sihlolisise ezinye iindlela zokunyanga eziqhelekileyo kunye neendleko zazo ezikufuphi. Kubalulekile ukukhumbula ukuba ezi ziingqikelelo, kwaye iindleko ziya kwahluka ngokusekwe kwizinto ezichazwe apha ngasentla. Soloko ujongane nomboneleli wakho wezempilo ukuze uqikelele ngendleko.

Uhlobo lonyango	Uluhlu lweendleko zexabiso (i-USD)	Amanqaku
Utyando	$ 50,000 - $ 200,000 +	Iyahluka kakhulu kuxhomekeke kubunzima kunye nobude bokuhlala.
Chemotherapy	$ 10,000-$ 50,000 +	Ixabiso lixhomekeke kuhlobo kunye nenani lemijikelezo.
Unyango lwe-radiation	$ 10,000 - $ 40,000 +	Iindleko ziyahluka ngokusekwe kwinani lonyango kunye nohlobo lwemithatha.
Unyango olujolise kunyango	$ 50,000 - $ 200,000 + ngonyaka	Ingabiza kakhulu, kuxhomekeka kwichiza elithile.

Ezi ntlobo zeendleko ziingqikelelo kwaye zinokwahluka ngokubanzi.

Uncedo lwezezimali kunye nezixhobo

Ixabiso eliphezulu le Unyango lwe-Lung Ladral Lung inokuba ngumthwalo obalulekileyo. Ngethamsanqa, izibonelelo ezininzi zinokunceda abaguli kunye neentsapho zabo balawule ezi ndleko. Oku kubandakanya:

I-Inshurensi ye-Inshurensi: Uninzi lwezicwangciso zeinshurensi yezeMpilo zigubungela ubuncinci inxenye yeendleko zomhlaza. Hlaziya umgaqo-nkqubo wakho ngononophelo ukuze uqonde ukugubungela kwakho.
IINKQUBO ZOKUNCEDA IINKQUBO (PAPS): Iinkampani zamayeza zihlala zinika i-PAPS ukunceda izigulana zikwazi ukufumana amayeza abo. Nxibelelana noMvelisi wamayeza akho amiselweyo ukuze ubuze malunga neenkqubo ezikhoyo.
Imibutho eSahliweyo: Imibutho eliqela eshukumayo ibonelela ngoncedo lwezezimali kubaguli abanomhlaza kunye neentsapho zabo. Imibutho yophando kwindawo yakho okanye kwilizwe liphela.
Iinkqubo zikarhulumente: Kuxhomekeka kwindawo yakho kunye nokufaneleka, unokufanelekela iinkqubo zoncedo lukarhulumente njenge-Medicaid okanye i-Medicare.

Ukufumana uncedo olungaphezulu, cinga ukuba lufikelele IZiko loPhando lweShandong Baeo Ngomhlaza obanzi wokhathalelo kunye nenkxaso. Banokukwazi ukubonelela ngolwazi kunye nesikhokelo ekuhambeni imiba yemali yonyango lwakho.

Isiphawuli

Olu lwazi lwenzelwe ulwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Soloko unxibelelana nengcali yezempilo efanelekileyo yokuchongwa kwesifo kunye nokucwangciswa konyango malunga nayiphi na imeko yonyango. Uqikelelo lweendleko olunikiweyo lusondele kwaye lungahluka ngokuxhomekeka kwiimeko zabantu kunye nendawo.