Ukuqonda indleko zonyango lwe-LIVU

Isikhokelo esibanzi sibonisa iindleko ezibini ezinxulumene ne Unyango oluhle lomhlaza, Ukubonelela ngokucaca kwiindleko, izinto eziphembelelayo zibangela ixabiso, kunye neendlela ezinokubakho zoncedo lwezezimali. Siza kuhlolisisa iindlela ezahlukeneyo zonyango kunye neendleko zabo ezinxulumene nazo, ukunceda ukuba uhambise lo mhlaba unzima.

Izinto ezichaphazela iindleko zonyango lwe-Lungs

Uhlobo lonyango

Uhlobo lwe Unyango oluhle lomhlaza ichaphazela kakhulu impembelelo iyonke. Utyando, i-chemotherapy, unyango lwe-radiation, unyango olujongiweyo, ulungelelwaniso, kunye nokukhathalela i-palliative konke kunamanqaku ahlukeneyo. Iinkqubo zoqhaqho, umzekelo, zibandakanya iindleko eziphezulu ze-upfront xa kuthelekiswa namayeza athile. Inqanaba lomhlaza linendima ebalulekileyo; Unyango lwenqanaba lokuqala luhlala lubiza kakhulu kunokhathalelo lwenqanaba eliphambili elifuna ungenelelo olubanzi.

Ixesha lonyango

Ubude bonyango lomnye umqhubi obalulekileyo. Unyango oluthile, njengokujongwa kweenyanga, lunokwanda kangangeenyanga okanye iminyaka, kukhokelela kwiindleko eziqokelelweyo zamayeza kunye noGqirha. Ifutshane, unyango olunobuzaza ngakumbi, olunjengokunyanga kwe-radiation, lunokuba nexabiso eliphezulu le-upfront kodwa ixesha elifutshane lilonke.

Indawo kunye nesibhedlele

Indawo yejografi yonyango lwakho kunye nesibhedlele okanye ikliniki oyikhethayo inokuphembelela kakhulu iindleko. Amaziko amakhulu onyango kwiindawo ezisezidolophini adla ngokuhlawula amatyala aphezulu kunezixhobo ezincinci kwiindawo ezisemaphandleni. Kubalulekile ukuthelekisa iindleko kubo bonke ababoneleli abahlukeneyo, eziqwalasele nje impatho nje kuphela kodwa newamisiweyo kunye neMirhumo yokuDibeneyo Njengemimandla yasesibhedlele, ukubonisana kunye nokuvavanywa kweelebhu. Kwabo bafuna ukhathalelo oluphambili, cinga ngobuchule obunikezelweyo ngamaziko anje nge IZiko loPhando lweShandong Baeo, idume ngokuzibophelela kwayo kwinkathalo yomhlaza obanzi kunye nomhlaza obanzi.

Iindleko ezongeziweyo

Ngaphandle kweendleko zonyango ngqo, ezinye iindleko ezahlukeneyo kufuneka zifakwe kuzo. Oku kunokubandakanya: iindleko zokuhamba ukuya nokubuya esibhedlele, iyeza (iyeza (iyeza lezonyango, kunye nonyango lwesondlo, kunye nonyango lwesondlo. Ukuqokelelwa kwezi ndleko kunokwenza ukongeza kakhulu kumthwalo opheleleyo wezemali.

Iindidi zonyango lomhlaza wemiphunga kunye noqikelelo lweendleko

Akunakwenzeka ukubonelela ngamanani eendleko ngokuthe ngqo ngaphandle kokwazi ngqo kwimeko yomntu ngamnye. Nangona kunjalo, sinokubonelela ngesishwankathelo ngokubanzi sonyango ezahlukeneyo kunye neendleko zabo ezinokubakho. La manani kufuneka ajongwe njengoqikelelo, kwaye ezona ndleko zingahluka kakhulu.

Qaphela: Olu qikelelo lumangalisayo kwaye lunokwahluka kakhulu kuxhomekeke kwiimeko nganye, ixesha lonyango, kunye nendawo.

Uncedo lwezezimali kunyango lomhlaza

Ixabiso eliphezulu le Unyango oluhle lomhlaza inokuba ngumqobo obalulekileyo kwizigulana ezininzi. Ngethamsanqa, izibonelelo ezininzi ziyafumaneka ukunceda ukunciphisa lo mthwalo. Oku kubandakanya:

• Ukugubungela i-Inshurensi: Jonga kumboli-mali wakho weinshurensi ukuze uqonde ukhuseleko lwakho kunyango lomhlaza.
• Iinkqubo zikarhulumente: Jonga iinkqubo ezixhaswe ngurhulumente njengeMedicare kunye neMedicaid (ukuba ikhona).
• Imibutho eSahliweyo: Imibutho emininzi ibonelela ngoncedo lwezezimali kwizigulana zomhlaza. Imibutho yoPhando enikezelwe kumhlaza we-Lungs kunye nenkxaso.
• Iinkqubo zoncedo zomonde: Iinkampani zamayeza zihlala zinika iinkqubo zoncedo zoguli (i-PAPS) ukunceda ukuhlawula iindleko zamayeza.

Kubalulekile ukuba uphando ngokupheleleyo kwaye uqonde zonke iindlela ezikhoyo zoncedo lwezezimali ukwenza izigqibo ezinolwazi kunye nokuhamba ubunzima beendleko zomhlaza ngempumelelo. Nxibelelana neqela lakho lezempilo kunye nabacebisi bezemali ukuze baphonononge zonke iindlela zenkxaso.

Iphepha elilahlekileyo: Olu lwazi kuko kubalwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Nxibelelana nomboneleli wakho wezempilo ngayo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango.