Eli nqaku linika isishwankathelo esibanzi sezinto eziphazamisayo Ixabiso lokunyanga lomhlaza, inika ukuqonda ngeendlela ezahlukeneyo zonyango, ukugubungela i-inshurensi, kunye neenkqubo zoncedo lwezezimali. Siza kuhlola ubunzima bohlahlo-lwabiwo mali Unyango lomhlaza kwaye igxininise izixhobo zokuncedisa ngokuhamba kolu lwakhiwo lwezezimali. Ukuqonda ezi ndleko kubalulekile kucwangciso kunye nokwenza izigqibo.
Uhlobo lomhlaza kunye nenqanaba layo Ixabiso lokunyanga lomhlaza. Iintshaba ezahlukeneyo zifuna unyango olwahlukileyo, ezinye zibiza kakhulu kunabanye. Inqanaba lokuqala-Inqanaba linokufuna unyango olubanzi, olubangela iindleko eziphantsi xa kuthelekiswa nomhlaza wenqanaba eliphambili olunokuthi lunyanzelise ukuba unyango kunye neendawo ezinde zonyango. Umzekelo, utyando lomhlaza we-clor-nqanaba lokuqala lusenokuba lubiza kakhulu kune-chemotherapy kunye ne-radiation yamanqanaba omphunga wenqanaba le-Lung. Iindleko zinokwahluka ngokusekwe kwi-subtype ethile yomhlaza. UXANDUVA OLUFANELEKILEYO NOKUFAKWA KWESIQINISEKISO SOKUGQIBELA KULULA KAKHULU NGOKUGQIBELA.
Ukukhetha unyango lwempembelelo kakhulu Ixabiso lokunyanga lomhlaza. Utyando, i-chemotherapy, unyango lwe-radiation, unyango olujongiweyo, umongo wokunyanga, kunye nonyango lwehormoni zonke zineendleko ezahlukileyo nazo. Iinkqubo zoqhaqho zinokungaphezulu ngexabiso ngokuxhomekeka kubunzima kunye nexesha. Iziyobisi zeChemotherapy zinokubiza, kwaye inani lemijikelezo elifunekayo ichaphazela indleko iyonke. Iindleko zonyango ze-radiation ziyahluka ngokuxhomekeke kuhlobo kunye nobungakanani be-radiation ehanjisiweyo. Unyango olujolisiweyo kunye nomonotherapies, ngelixa ihlala isebenza kakhulu, iqhelekile phakathi kweendlela zonyango ezibizayo ezikhoyo.
Ixesha lokunyanga ichaphazela kakhulu inkcitho iyonke. Iinyanga ezimfutshane zonyango ngokwendalo zikhokelela kwiindleko eziphantsi kunezo zifuna unyango olude. Isidingo sonyango oluqhubekayo lolondolozo, njengokuvavanywa ekujoliswe kulo emva kotyando, kuya kwandisa iindleko zonke. Izinto ezifana nempendulo kunyango kunye neengxaki ezinokubakho zinokuphembelela ubude kwaye ke iindleko zonyango.
Indawo kunye nodumo lwesibhedlele nogqirha nabo badlala indima ekumiseleni Ixabiso lokunyanga lomhlaza. Izibhedlele kwiindawo ezinkulu zedolophu ezininzi zihlala zibiza amaqondo aphezulu kunaleyo basemaphandleni. Ubungcali kunye namava ochwechwe okanye ugqirha unokuphembelela iifizi. Ukukhetha umboneleli wenethiwekhi, ukuba une-inshurensi yezempilo, ihlala ixabisa kakhulu kunokusebenza kwenethiwekhi ngaphandle.
Ngaphambi kokuba unyango luqale, iimvavanyo zokuxilonga ezininzi kunye neenkqubo ziyafuneka ukuqinisekisa ukuxilongwa, iNqanaba loMhlaza, kwaye icwangcise unyango olufanelekileyo. Ezi mvavanyo zibandakanya ii-biopsies, zicinga i-scans (i-CT Scans, Mnu, iScans yezilwanyana zasekhaya), kunye novavanyo lwegazi, zinegalelo kulo lonke Ixabiso lokunyanga lomhlaza. Inani kunye nokuntsonkotha kwezi mvavanyo kuya kuba nefuthe kwibhili yokugqibela.
I-Inshurensi yezeMpilo idlala indima ebalulekileyo ekulawuleni umthwalo wezemali Unyango lomhlaza. Nangona kunjalo, kwane-inshurensi, iindleko zepokotho zinokubaluleka. Ukuqonda ukugubungela i-Inshurensi ye-Inshurensi kubalulekile. Izinto ezifudumeleyo, i-co-Pays, kunye ne-Inshurensi inokuchaphazela kakhulu iindleko zakho. Kubalulekile ukuphonononga umgaqo-nkqubo wakho ngononophelo ukuze uqonde uxanduva lwakho. Amaziko amaninzi omhlaza anikezela ngeenkonzo zokuCetyiswa kwemali ukunceda abaguli kwi-Inshurensi yokuHanjiswa kwe-Inshurensi kunye nokuphonononga iinkqubo zoncedo lwezezimali. Iinkqubo ezongeziweyo kunye neziseko, ezinjengezo zibonelelweyo IZiko loPhando lweShandong Baeo inokubonelela ngenkxaso.
Ukujamelana nesifo somhlaza sele sicela umngeni ngokwaneleyo; Ukulawulwa kwemithwalo yemali ehambelana nayo yongeza uxinzelelo olubalulekileyo. Ukucwangciswa okusebenzayo kunye nokuhlola zonke izixhobo ezikhoyo zibalulekile ukuba zenze oku ngempumelelo. Oku kunokubandakanya ukuthetha neqela lakho lezempilo, phanda imibutho ethuswayo, kunye nokwenza uphando ngeenkqubo zoncedo lwezezimali. Unxibelelwano oluvulekileyo neqela lakho lonyango kunye nabacebisi bezemali banokunceda ukunciphisa abanye amaxhala kwezixhobo ezinxulumene Unyango lomhlaza.
Unyango | Uluhlu lweendleko eziqikelelweyo (i-USD) |
---|---|
Utyando (olulula) | I- $ 10,000-$ 50,000 |
Utyando (ntweni) | $ 50,000 - $ 200,000 + |
I-chemotherapy (umjikelo omnye) | $ 5,000 - $ 15,000 |
Unyango lwe-radiation radi (ikhosi epheleleyo) | $ 10,000-$ 40,000 |
I-Immunotherapy (umjikelo omnye) | $ 10,000 - $ 40,000 + |
Iphepha elichazayo: I-ranges yexabiso enikezelweyo ibonisa kwaye inokuhluka kakhulu kwizinto ezahlukeneyo. Nxibelelana nomboneleli wakho wezempilo ukuba uqikelelo lweendleko oluchanekileyo olunxulumene nemeko yakho ethile. La manani awajongwa njengesikhokelo esichazayo.
Olu lwazi kukolwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na imibuzo onokuba nayo malunga nempilo yakho okanye unyango.
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