Ukuqonda iindleko ze-shoripring yexabiso eliphantsi lomhlaza wemiphunga yokuphonononga iindleko zonyango oluphambili lwe-LIVung Ladd Inokoyikisa. Eli nqaku libonelela ngamagqabantshintshi ngokubanzi lwezinto ezichaphazela iindleko zonyango, izixhobo ezikhoyo, kunye neendlela ezinokubakho kwiindleko. Siza kuphonononga iindlela ezahlukeneyo zonyango kwaye sikuncede uhambisele ubunzima bemali ababandakanyekayo.
Izinto ezichaphazela iindleko zonyango oluphambili lwemiphunga
Uhlobo lonyango
Ixabiso le
Ixabiso eliphantsi lonyango yahluka ngokuxhomekeke kuhlobo lonyango olufunyenweyo. Utyando, i-chemotherapy, unyango lwe-radiation, unyango olujongiweyo, ulungelelwaniso, kunye nokukhathalela i-palliative konke kuza neethegi ezahlukeneyo zamaxabiso. Inkqubo yoqhaqho, umzekelo, idla kubandakanya iindleko eziphezulu eziphakamileyo xa kuthelekiswa namayeza athile. Amachiza akhethekileyo asetyenziswa kwi-chemotherapy kwaye unyango olujolise kulo liphembelele kwiindleko zonke, ngamayeza atsha anokubaluleka ngakumbi kunabantu abadala.
Inqanaba lomhlaza
Inqanaba lomhlaza ekufumaneni ifuthe kakhulu indleko zeendleko zonyango. Inqanaba lokuqala lemiphunga linokufuna ukubanzi kancinci kwaye ke unyango olungabizi kakhulu xa luthelekiswa nesifo esiphezulu senqanaba, esihlala sinyanzela unyango olude nonyango oluninzi. Oku kuthetha ukuba
Ixabiso eliphantsi lomhlaza inokuphakama kumanqanaba aphezulu.
Ixesha lonyango
Ubude bonyango zihambelana ngokuthe ngqo ngendleko zonke. Unyango olusasaza ngaphezulu kweenyanga okanye iminyaka ngokwemvelo luya kuqokelela iindleko eziphezulu. Ukuhamba rhoqo konyango, njengeeseshoni zeChemotherapy okanye ukuqeshwa kwe-radiation yonyango, ichaphazela iindleko zizonke.
Imirhumo yesibhedlele kunye negqirha
Ukukhetha esibhedlele kunye nogqirha kunokuphembelela iindleko. Izibhedlele kwiindawo ezahlukeneyo zendawo kunye namanqanaba ahlukeneyo okuziqhelanisa anokuhlawulisa ngendlela efanayo okanye kunyango. Imirhumo yamagqirha inokuhluka kakhulu kuxhomekeka kumava abo nobuchule babo.
Ezinye iindleko ezinxulumene noko
Ngaphandle kweendleko ezithe ngqo zonyango, khumbula ukuba zenziwa kwiindleko ezongeziweyo ezinje: Iindleko zokuhamba kunye nendawo yokuhlala yonyango ukuba ufuna ukuya kwindawo eyahlukileyo. Iindleko ezinxulumene namayeza, kubandakanya namayeza kagqirha kunye nokukhulula okungaphezulu kwentlungu. Ukuqeshwa kwezixhobo zonyango okanye ukuthenga njengoko kufuneka. Iindleko zempilo yasekhaya ukuba ziyafuneka emva konyango.
Ukufumana unyango olufikelelekayo lwemiphunga yomhlaza
Iindleko zokuxoxa
Kubalulekile ukuba uxoxe ngokuvakalayo iindleko zonyango kunye nomnikezeli wakho wezempilo kunye nesebe lezezisibhedlele lezibhedlele. Banokubonelela ngezicwangciso zokuhlawula, iinkqubo zoncedo lwezezimali, okanye ezinye iindlela zokuncedisa ukuphatha iindleko. Rhoqo, amaziko amabhedlele kunye namaziko amahlaza anamasebe oncedo kwimali efuna ukufezekisa abaguli bangene kwiindleko zonyango.
Ukuhlola iinkqubo zoncedo lwezezimali
Imibutho eliqela ibonelela ngeenkqubo zoncedo lwezezimali ezenzelwe ngokukodwa ukunceda abantu abanomhlaza bahlawule unyango. Ezi nkqubo zinokugubungela inxenye okanye zonke iindleko zonyango. Unokuphanda kwaye uqhagamshelane nale misebenzi yesisifundisa ngqo ukuvavanya ukufaneleka.
Ukusebenzisa i-inshurensi yokugubungela
Ukuqonda ukugubungela i-Inshurensi yakho ibalulekile. Qwalasela ngononophelo umgaqo-nkqubo wakho ukufumanisa ubungakanani bonyango lwakho lolawulo lomhlaza, kubandakanya ukungafuduki, i-co-Pays, kunye ne-pocket ephezulu.
Ukufuna izimvo zesibini
Ngaphambi kokuba uzinikele kwisicwangciso sonyango, ukufumana uluvo lwesibini kwelinye ilizwe lokhathalelo lwempilo olunokubaluleka. Oku akunakucacisa kuphela unyango olululo kodwa kunokukhokelela ekufumaneni iindlela zonyango ezisebenzayo.
Itheyibhile yexabiso lokuthelekisa (Umzekelo weMifanekiso)
Uhlobo lonyango | Uluhlu lweendleko eziqikelelweyo (i-USD) |
Chemotherapy | $ 10,000-$ 50,000 + |
Unyango olujolise kunyango | $ 15,000 - $ 100,000 + |
I-gonotherapy | $ 20,000 - $ 200,000 + |
Utyando | $ 20,000 - $ 150,000 + |
Qaphela: Ezi zizinto zexabiso lemifanekiso kwaye zinokwahluka kakhulu kuxhomekeke kwizinto ezixoxwe ngaphambili. Nxibelelana nomnikezeli wakho wezempilo ukuze ufumane ingqikelelo echanekileyo.
Izixhobo zolwazi oluthe kratya
Ukufumana ulwazi olongezelelekileyo kunye nenkxaso malunga nomhlaza wemiphunga kunye nonyango lwayo, cinga ngokuhlolisisa izixhobo ezifana noMbutho woMhlaza waseMelika (
https://www.cancer.org/) kunye neZiko loDralo leSizwe (
https: //www.cancer.gov/). Le mibutho inika ulwazi olubanzi, amaqela enkxaso kunye nesikhokelo ekuhambeni imiba yezemali yononophelo lomhlaza. Khumbula ukuba uhlala unxibelelana nomnikezeli wakho wezempilo ukuze ufumane isikhokelo. Ngoncedo olukhethekileyo kunye nokukhethwa konyango oluphambili, cinga ngokuphanda amaziko ahlekisayo afana neShandong BaeoF Loof Recer Institute yoPhando (
https: //www.baofitaspital.com/).
Iphepha elichazayo: Olu lwazi lucetywa ngeenjongo zemfundo kuphela kwaye akufuneki luthathelwe ingqalelo kwingcebiso yezamayeza. Soloko unxibelelana nengcali yokhathalelo lwempilo ukuze ufumane unyango kunye nonyango.
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