Ukufumana ifikelelekayo Izibhedlele ze-turus ze-tumarEli nqaku libonelela ngolwazi olufanelekileyo kubantu abafuna ukukhetha okufikelelekayo kunye nokusemgangathweni kunyango olusemgangathweni. Siphonononge izinto ezinexabiso, iintlobo zonyango, kunye nezixhobo zokukunceda ukuba uhambise le nkqubo inzima. Siza kuqhuba kwiindlela ezahlukeneyo zokunyanga, sigxininisa ukubaluleka kokuqwalaselwa kwezigqibo kunye nokwenza izigqibo.

Ukufumana ifikelelekayo Izibhedlele ze-turus ze-tumar

Ukuxilongwa kwengqondo yengqondo kunokuba nzima, zombini ngokweemvakalelo nangokwamali. Indleko zonyango zinokwahluka kakhulu kuxhomekeke kwizinto ezininzi, kubandakanya uhlobo lwethumba, indawo ayo, inqanaba elifunekayo, kunye negama lesibhedlele kunye negama lesibhedlele. Esi sikhokelo sijolise ekukuncedeni uqonde izinto eziphembelela iindleko ze Izibhedlele ze-turus ze-tumar kwaye uxhobise ukuba wenze ukhetho olunolwazi malunga nononophelo lwakho. Ukufumana iinketho ezifikelelekayo akuthethi ukulalanisa kumgangatho; Imalunga nokuba ngumthengi we-savvy weenkonzo zempilo.

Ukuqonda iindleko zonyango lwe-tuma

Ixabiso lonyango lwe-turum lwengqondo lunokuba luluhlu ngokubanzi, ukusuka kumashumi amawaka ukuya kumakhulu amawaka eedola. Izinto ezininzi zinegalelo kolu tshintsho:

Uhlobo lonyango kunye nobunzima

Amathumba ahlukeneyo engqondo afuna unyango olwahlukileyo. Utyando, i-radiation phanya, i-chemotherapy, unyango olujolisiweyo, kunye nokhathalelo oluxhasayo zonke zineendleko ezahlukileyo. Ubunzima bo utyando, imfuneko yezixhobo ezikhethekileyo okanye amayeza, kunye nobude bonyango lwefuthe elikhulu ngakumbi. Inkqubo encinci engahlaseli inokubafikeleleka ngakumbi kuno utyando olubanzi.

Indawo yesibhedlele kunye nodumo

Indawo kunye nodumo lwesibhedlele zidlala indima ebalulekileyo ekumiseleni iindleko. Izibhedlele kwiindawo ezisezidolophini okanye ezinamasebe e-neurosurgued anokuhlawulisa ngaphezulu kunezo kwiindawo ezisemaphandleni okanye amaziko amancinci. Ngelixa kubalulekile ukufuna ukhathalelo lomgangatho ophezulu, kubalulekile ukuphonononga iinketho ezinokulinganisa umgangatho wokufikeleleka. Ukuphanda amazinga empumelelo yokuphumeza kunye nokuphononongwa kwesigulana kunokuba yingenelo.

Ubude bokuhlala kunye nokuhlaziywa

Ubude beSibhedlele buhlala emva kotyando okanye ngexesha lonyango luchaphazela iindleko. Ukuhlala okwandisiweyo kufuna izixhobo ezingaphezulu, kubandakanya ukhathalelo lobuhle, amayeza, kunye nendawo yokuhlala, ekhokelela kwiindleko eziphezulu. Isidingo sokubuyisela kwimeko yesiqhelo emva kokuba unyango lonyusa iindleko zonke.

Ukugubungela i-Inshurensi kunye noncedo lwezezimali

I-Inshurensi yakho ye-Inshurensi yezeMpilo iya kuba nefuthe kwiindleko zakho zepokotho. Ezinye izicwangciso zeinshurensi zigubungela icandelo elikhulu leendleko zonyango kunezinye. Ukukhangela ukhetho olufana neMedicare, Medicaid, okanye izicwangciso zeinshurensi zabucala zokuchonga ukhuseleko lwakho. Izibhedlele ezininzi zikwabonelela ngeenkqubo zoncedo lwezezimali kwizigulana ezingakwaziyo ukuhlawula unyango. Buza ngezi nkqubo ngokuthe ngqo kwiSebe loNcedo lweZibhedlele. Khumbula ukuphonononga ngokucokisekileyo iinkcukacha zomgaqo-nkqubo kwaye uqhagamshelane nomnikezeli wakho weinshurensi ukuze uqonde ngokugubungela kwakho.

Ukufumana iindlela zoNyango zoNyango oluFikelelekayo

Ukufumana ifikelelekayo Izibhedlele ze-turus ze-tumar ifuna uphando ngononophelo kunye nokucwangcisa. Nazi ezinye iindlela:

Uphando kwaye uthelekise izibhedlele

Qala ngokuphatha izibhedlele ezikhethekileyo kwi-Tumor ye-Tumor kwingingqi yakho nangaphaya. Thelekisa iindleko zabo, amaqondo empumelelo, kunye nophononongo lwesigulana. Iiwebhusayithi ezifana nezempilo kunye namaziko eeNkonzo zeMedicare kunye neeNkonzo zeMidlalo (CMS) zibonelela ngolwazi oluxabisekileyo malunga nomgangatho wesibhedlele kunye nokusebenza. Cinga ngezibhedlele ezinokuthi zinike iinkqubo zoncedo lwezezimali okanye zithethathethane nokuxoxa ngezicwangciso zokuhlawula imali. Soloko ujonga ukuvunywa kwesibhedlele kunye nokuqinisekiswa ukuqinisekisa ukuba bayahlangabezana nemigangatho eyamkelekileyo yomgangatho.

Cinga ngezinye iindlela zonyango

Jonga iindlela ezahlukeneyo zonyango kwaye uxoxe ngeendleko kunye nezibonelelo kugqirha wakho. Olunye unyango lusenokufumaneka ngakumbi kunabanye, ngaphandle kokusebenza kakuhle. Ukusebenza ngokusondeleyo neqela lakho lezonyango kuya kuqinisekisa ukuba ufumana olona nyango lusebenzayo noluchanekileyo kuhlahlo-lwabiwo mali lwakho.

Thethathetha

Ungathandabuzi ukuxoxa ngeendleko kunye nesibhedlele. Izibhedlele ezininzi zikulungele ukusebenza nezigulana zokwenza isicwangciso sokuhlawula esihambelana nemeko yabo yezemali. Zilungiselele ukuxoxa ngezithintelo zakho zemali kwaye uphonononge zonke iindlela ezikhoyo.

Izixhobo zoncedo lwezezimali

Izibonelelo ezininzi zinokukunceda ukuba ulawule umthwalo wezemali we-tuyolo yengqondo:

Khumbula, ukufuna okufikelelekayo Izibhedlele ze-turus ze-tumar ayithethi ukuba iphazamisa umgangatho wokhathalelo lwakho. Uphando olucokisekileyo, unxibelelwano olusebenzayo nabanikezeli bezempilo, kwaye usebenzise izixhobo zoncedo lwezezimali ezikhoyo ziya kukunceda uhambise olu hambo ngokufanelekileyo. Soloko ubeke phambili impilo yakho kunye nentlalo-ntle ngelixa usenza izigqibo ezinolwazi malunga nesicwangciso sakho sonyango.