Ukufumana ukhathalelo lomhlaza webele afikelelekayo kufutshane nawe

Esi sikhokelo sinikezela ngolwazi olubalulekileyo kubantu abafuna ukhathalelo olunokuthatha imali efikayo kwinkalo yabo yendawo. Siphanda ngezixhobo ezahlukeneyo, uthungelwano lwenkxaso, kunye neenkqubo zoncedo lwezezimali ukukunceda uhambisele imiceli mngeni yokufikelela kumgangatho wokhathalelo ngexesha lonyango ngelixa ulawula iindleko. Ukuqonda ukhetho lwakho linyathelo lokuqala lokufumana olona nyango lunokwenzeka.

Ukuqonda iindleko zonyango lomhlaza webele

Ixabiso le Ixabiso eliphantsi ibele Unyango lunokwahluka kakhulu kwizinto ezininzi, kubandakanya inqanaba lomhlaza, uhlobo lonyango olufunekayo (ugqirha, unyango lwe-ramotherap, i-radiation phanya, i-hormone unyango, kunye ne-inshurensi yakho yeinshurensi. Uninzi lwabantu lujamelana nemithwalo yemali engalindelekanga ngenxa yeendleko ezinxulumene nokufumanisa, unyango, kunye nokukhathalela okuqhubekayo. Yiyo loo nto kutheni ukuhlola izixhobo zoncedo lwezezimali kubaluleke kakhulu.

Ukuloba ukhetho lonyango lwe-cloc lomhlaza elifikelelekayo

Ukufumana ifikelelekayo Ixabiso eliphantsi ibele ecaleni kwam Ukukhetha kufuna indlela esebenzayo. Qala ngokunxibelelana nomnikezeli wakho weinshurensi ukuze uqonde ukukhangela kwakho kunye neendleko zepokotho. Jonga iinketho ezinje:

Amaziko ezempilo oluntu

Amaziko ezempilo oluntu ahlala ebonelela ngemali ephumzlweyo okanye engafunekiyo esekwe kwingeniso. Basebenza rhoqo kwiinkonzo zokhathalelo olubanzi lomhlaza, kubandakanya nokuhlolwa, isifo, kunye nonyango. Jonga amaziko endawo kwindawo yakho ngokubhekisele ekukhangeni kwe-intanethi okanye ukunxibelelana noGqirha.

IINKQUBO ZOKUNCEDA IMALI

Izibhedlele ezininzi kunye neenkqubo zokhathalelo lwempilo zineenkqubo zoncedo lwezezimali ezenzelwe ukunceda abaguli balawule iindleko zonyango. Ezi nkqubo zihlala zibonelela ngezicwangciso zokuhlawula, izaphulelo, okanye ukugubungela abantu abangafakwanga okanye abangaphantsi. Nxibelelana neofisi yoncedo lwezezimali lwezibhedlele kwindawo yakho ukuze ufunde malunga neenkqubo ezikhoyo.

Imibutho engenzi nzuzo

Imibutho emininzi engajonganga ngeniso izahlulele ngokwazo ekuboneleleni ngezemali kunye nenkxaso ngokweemvakalelo kubantu abalwa nomhlaza. Le mibutho inokubonelela ngezibonelelo, iinkxaso-mali, okanye uncedo kwiindleko zeyeza. Imizekelo ibandakanya uluntu lomhlaza waseMelika kunye nesiseko somhlaza wesizwe. Imibutho yophando kwindawo yakho exhasa inkxaso yomhlaza webele.

Iinkqubo zoncedo lukaRhulumente

Kuxhomekeka kubulelo bakho, iinkqubo zikarhulumente ezinje ngeMedicaid kunye neMedicare inokunceda ukugubungela ezinye okanye zonke zakho Ixabiso eliphantsi ibele Iindleko zonyango. Kubalulekile ukuba uphonononge iimfuno zokufaneleka kwezi nkqubo ukumisela ukuba uyakufanelekela.

Ukuhambahamba kwi-Inshurensi yokugubungela unyango lomhlaza webele

Ukuqonda isicwangciso sakho seinshurensi kubalulekile. Nxibelelana nomnikezeli wakho weinshurensi ukucacisa ukuhlolwa kwakho umhlaza wamabele, uvavanyo lokuqonda isifo, unyango, kunye namayeza. Buza malunga neemfuno zokugunyazisa kwangaphambili kwiinkqubo ezithile kunye nonyango. Gcina iirekhodi ezineenkcukacha zalo lonke amatyala ezonyango kunye namabango e-inshurensi.

Izixhobo ezongezelelweyo kunye nenkxaso

Ngaphandle koncedo lwezezimali, ukufuna inkxaso yemvakalelo kunye nolwazi kubaluleke kakhulu. Amaqela enkxaso, iinkonzo zeengcebiso, kunye noluntu olukwi-Intanethi zinokubonelela ngezixhobo ezixabisekileyo kwaye zikunxibelelane nabanye abajongane neengxaki ezifanayo. Khumbula, awuwedwa kolu hambo.

Ngomnxeba obanzi womhlaza kunye noPhando oluPhambile phambili, cinga ukukhangela amaziko ahlekisayo anje IZiko loPhando lweShandong Baeo. Ngelixa ulwazi lwamaxabiso oluthile lufuna unxibelelwano ngqo, ukuqonda ukhetho lwakho kubalulekile ekugcineni unyango olunokwenzeka.

Uthelekiso lwezicwangciso zokugcina iindleko ezinokubakho

Iphepha elichazayo: Olu lwazi kukolwazi ngokubanzi kwaye alunangqondo. Soloko unxibelelana nomboneleli wakho wezempilo ukuze ufumane isikhokelo sakho malunga neyakho Ixabiso eliphantsi ibele Izinketho zonyango.