Ukufumana unyango olufikelelekayo lomhlaza: ukuqonda Ixabiso eliphantsi lomhlaza

Eli nqaku libonisa ubunzima beendleko zonyango lomhlaza kwaye linike isikhokelo ekufumaneni ukhetho olufikelela kufikeleleka. Siza kuhlolisisa izinto ezinefuthe eliphethwe ngamaxabiso, izixhobo ezifumanekayo zoncedo lwezezimali, kwaye amanyathelo onokuthatha uhambise phambili kwimiceli mngeni yezemali yoKhathalelo loMhlaza. Funda ngendlela yokuphawula unyango, uqonde ukukhangela i-inshurensi, kwaye uphonononge iindlela ezinokubakho zokunciphisa iindleko zonke.

Izinto ezichaphazela Ixabiso eliphantsi lomhlaza

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Ixabiso lonyango lomhlaza iyahluka ngokuxhomekeke kwingingqi. Iindawo ezisezidolophini zihlala zineendleko eziphezulu kunezisemaphandleni ngenxa yentloko ephezulu kunye neefizi zengcali. Ngamanye amaxesha ukhetho lwamazwe ngamanye amaxesha lunokunikezela ezantsi Ixabiso eliphantsi lomhlazas, kodwa uphando ngononophelo kubalulekile ukuqinisekisa umgangatho kunye nokhuseleko. Ziqwalasele iindawo ezinika ibhalansi phakathi kokufikeleleka kunye nokhathalelo olukhoyo.

Uhlobo lomhlaza kunye nonyango

Abavumisi abahlukeneyo bafuna unyango olwahlukileyo, nganye ineendleko ezahlukeneyo. I-chemotherapy, unyango lwe-radiation, utyando, kunye nonyango olujolise kuzo zonke zinamanqaku ahlukeneyo amaxabiso. Inqanaba lomhlaza lichaphazela kakhulu iindleko zonyango, njengoko kufumanisa ukuba kufumaniseke ngaphambi kokuba banzi kwaye ngenxa yoko lingenzi ungenelelo olubi kakhulu. Ukuqonda isicwangciso sonyango kubalulekile ukuqikelela iindleko zonke.

Imirhumo yesibhedlele kunye negqirha

Imirhumo yesibhedlele kunye nezamagqirha zezinto eziphambili zabapheleleyo Ixabiso eliphantsi lomhlaza. Izibhedlele zinezakhiwo ezahlukeneyo zamaxabiso, kwaye abanye oogqirha banokuhlawulisa ngaphezulu kunabanye. Iintlawulo zokuxoxa zinokubakho kwezinye iimeko, kwaye ukuphatha izibhedlele ezaziwe ngokungenabala ngamaxabiso kunokuba luncedo. Kubalulekile ukuba nokuqonda okucacileyo kuzo zonke iifizi phezulu, kubandakanya nezo zobonisana, iinkqubo kunye namayeza.

Ukugubungela i-Inshurensi kunye noncedo lwezezimali

I-Inshurensi ye-Inshurensi ichaphazela kakhulu iindleko zepokotho yonyango lomhlaza. Ukuqonda ukhuseleko lwakho lwe-inshurensi ye-inshurensi yoKhathalelo loMhlaza, kubandakanya ukungafuduki, i-co-Pays, kunye neyona nto ibalulekileyo yepokotho, ibalulekile. Uninzi lwezibhedlele kunye namaziko amahlaza anikezela ngeenkqubo zoncedo lwezezimali ukunceda abaguli balawule iindleko. Ukuhlola ezi zikhetho kwangoko kwinkqubo yonyango kunokunciphisa imithwalo ebalulekileyo yemali. Ukunxibelelana namaqela obhengezo sobuguli kunokubonelela ngezixhobo ezifanelekileyo kunye nenkxaso.

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Ukuphanda ngeendleko zesibhedlele

Ngaphambi kokwenza izigqibo, qokelela ulwazi ngeendleko zonyango lomhlaza kwizibhedlele ezahlukeneyo. Izibhedlele ezininzi zibonelela ngoqikelelo kwi-Intanethi okanye ngothethathethwano. Thelekisa iindleko kunye neenkonzo ezibonelelwa ukufumana eyona nto ibalulekileyo kwiimfuno zakho. Cinga ngezinto ezingaphaya kwexabiso nje, ezinje ngodumo lwesibhedlele, uphononongo bomonde, kunye nokufikelela kwiinkonzo zenkxaso.

Ukuxoxisana nababoneleli

Ngamanye amaxesha, kunokwenzeka ukuba thethane namaxabiso ezibhedlele kunye namagqirha, ngakumbi kwizicwangciso ezinkulu zonyango okanye ezinzima. Zilungiselele ukuxoxa ngemeko yakho yezemali kwaye uphonononge ukhetho lwezicwangciso zentlawulo okanye izaphulelo. Ukungafihli nto kubaluleke kakhulu ekuxoxeni kwezemali ngokuhlala kukhokelela kumalungiselelo entlawulo aguqulwe ngakumbi.

Sebenzisa iinkqubo zoncedo lwezezimali

Imibutho emininzi inika uncedo lwezezimali lonyango lomhlaza. Ezi nkqubo zinokuhlawula amatyala ezonyango, amayeza, iindleko zokuhamba, kunye nezinye iindleko ezinxulumene noko. Ukuphanda kokukhetha okufumanekayo ngokusekwe kwindawo yakho kunye nemeko yezemali kubalulekile. Izibhedlele zihlala zinamasebe abo abafundi enokunceda abaguli bakwazi ukulandela ezi zixhobo.

Ukuhlola ukhetho lwamanye amazwe

Abanye abantu bacinga ngokufuna unyango phesheya ukunciphisa iindleko. Nangona kunjalo, kubalulekile ukuba uphando ngomgangatho wokhathalelo kunye nokuvunywa kwamaziko ehlabathi ngokupheleleyo. Qinisekisa ukuba isibhedlele sihlangabezane nemigangatho yamazwe ngamazwe kwaye ibonelela ngeenkonzo ezifanelekileyo zenkxaso. Kwakhona nenkanuko, indawo yokuhlala, kunye neendleko zokuguqulela, ezinokubaluleka. Kucetyiswa ukufuna ukubonisana nee-oncologists kwilizwe lakho kwaye kunobungozi ngononophelo imingcipheko kunye nezibonelelo ngaphambi kokulandela unyango lwamanye amazwe.

Izixhobo

Ukufumana ulwazi oluthe kratya, inkxaso, phonononga izibonelelo kwimibutho edumileyo njengoMbutho woMhlaza waseMelika kunye neZiko loDrali kweSizwe. Le mibutho ibonelela ngolwazi oluxabisekileyo kunyango lomhlaza, iinkqubo zoncedo lwezemali, kunye neenkonzo zenkxaso zoguli.

Khumbula, ukufumana uqikelelo lweendleko oluchanekileyo kunye nokuhlola zonke izixhobo ezikhoyo ngabasebenzi ababalulekileyo ekulawuleni imiceli mngeni yemali yonyango lomhlaza. Soloko unxibelelana nomboneleli wakho wezempilo ukuba aphuhlise isicwangciso sonyango olwenzekileyo kwaye aphonononge iinketho zoncedo lwezezimali.

Ukunyanga okusezantsi komhlaza, cinga IZiko loPhando lweShandong Baeo.