Umhlaza ongu-shorip kwixabiso lesibindi

Ukuqonda iindleko zonyango lwe-Silr

Esi sikhokelo sinika isishwankathelo esibanzi sezinto ezibangela indleko zonyango lwe-Silr, sikunceda uhambise imiba yemali yolu hambo lunzima lonyango. Siza kuphonononga iindlela ezahlukeneyo zonyango, iindleko ezinokubakho, kunye nezixhobo ezikhoyo zokulawula umthwalo wezezimali.

Izinto ezichaphazela iindleko zonyango lwe-Silr

Uhlobo lonyango

Ixabiso le Umhlaza ongu-shorip kwixabiso lesibindi iyahluka ngokuxhomekeke kunyango olukhethiweyo. Ukhetho oluvela kunyango (kubandakanya ukwenziwa kunye nokufakelwa) kunye ne-chemotherapy yonyango lwe-radiation, unyango olujolise kuwo, kunye nonyango. Iinkqubo zotyando ngokubanzi zineendleko eziphezulu ze-surjiront, ngelixa iyeza eliqhubekayo lokunyanga i-chemotherapy kunye nonyango olujolisiweyo lunokukhokelela kwiindleko zexesha elide. Uhlobo oluthile lomhlaza kwaye inqanaba labo liya kuba nefuthe kakhulu kunyango olucetyiswayo kunye neendleko zayo ezinxulumene nazo. Umzekelo, inkqubo engahlambuluki kangako inokuba ixabisa kakhulu kunomsebenzi omkhulu woqhaqho. Umboneleli wakho wezempilo uya kuxubusha olona nyango lufanelekileyo ngokusekelwe kwiimeko zakho zabantu.

Inqanaba lomhlaza

Inqanaba lomhlaza wakho wesibindi kwi-disallosis sisixhobo esiphambili sokuphembelela Umhlaza ongu-shorip kwixabiso lesibindi. Inqanaba lokuqala-Inqanaba linokunyanga zinokunyanga zinokunyanga kunye neendlela ezinqabileyo kwaye zingabizi kakhulu, ngelixa i-Advards I-Advards zinyanzelekile kwaye zinyanga zininzi kakhulu kwaye zixabisa unyango, olunokubandakanya ukhathalelo oluninzi.

Indawo noMboneleli wezeMpilo

Indawo yejografi idlala indima ekumiseleni iindleko zonyango lwe-Siverr. Iindleko ziyahluka kakhulu phakathi kwababoneleli bononophelo lwezempilo, indawo kunye neinshurensi. Amanye amaziko anokulomeleza ngeendlela zonyango ezinokubangela iindleko eziphezulu, kodwa iziphumo ezinokubangcono. Kubalulekile ukubuza malunga neendleko zonyango oluphuma kumgcini wakho onyuliweyo.

Ubude bonyango kunye nokuchacha

Ixesha lonyango kunye nokubuyiswa kwempembelelo eyona ndleko iphela. Unyango olufuna ukunyathela esibhedlele, ukulandelwa okubanzi, kwaye ixesha lokubuyisela elinde liza kuvuyela iindleko eziphezulu. Izinto ezinje ngempilo yempilo yesigulana kunye nempendulo kunyango ikwachaphazela ubude benkqubo yonyango.

Ukugubungela i-Inshurensi kunye noncedo lwezezimali

I-inshurensi yakho ye-inshurensi idlala indima ebalulekileyo ekumiseleni iindleko zakho zepokotho. Kubalulekile ukuqondakala umgaqo-nkqubo wakho wepolisi yonyango lwe-Silr, kubandakanya neenkqubo zokugunyazisa kwangaphambili, iintlawulo, iindleko, kunye neendleko zenethiwekhi. Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali ukunciphisa umthwalo wezemali wonyango lomhlaza. Ukuphonononga ezi zixhobo zinokunciphisa kakhulu iindleko ze Umhlaza ongu-shorip kwixabiso lesibindi.

Ukuphonononga iindlela zonyango kunye neendleko zazo

Olu luhlu lulandelayo lubonelela ngokuthelekisa ngokubanzi konyango olwahlukeneyo lomhlaza kunye nokuqwalaselwa kweendleko. Nceda uqaphele: Ezi ndleko ziingqikelelo kwaye ziyahluka kakhulu kuxhomekeka kwiimeko zabantu kunye nendawo.

Uhlobo lonyango	Uluhlu lweendleko (i-USD)	Amanqaku
Utyando (Rection)	$ 50,000 - $ 150,000 +	Ixabiso liyahluka ngokuxhomekeke kubunzima kunye nobude bendawo yokuhlala.
I-Pebr Transplant	$ 500,000 - $ 800,000 +	Enye yezona ndlela zonyango zixabiso eliphantsi, kubandakanya ukhathalelo lwangaphambili kunye nendawo yokuhlala.
Chemotherapy	$ 10,000-$ 50,000 +	Ixabiso lixhomekeke kuhlobo kunye nexesha le-chemotherapy.
Unyango olujolise kunyango	$ 10,000-$ 100,000 +	Ukwahluka kakhulu, kuxhomekeka kwixesha elithile lonyango kunye nonyango.
Unyango lwe-radiation	$ 10,000-$ 30,000 +	Iindleko zixhomekeke kwisicwangciso sonyango kunye nenani leeseshoni.

Ukufumana inkxaso yemali

Imibutho eliqela ibonelela ngoncedo lwezezimali kunyango lomhlaza. Ukunxibelelana namaqela enkxaso-mali yesigulana, umnikezeli wakho weinshurensi, kunye nezibhedlele zekhaya kunokukunceda ubone izixhobo ezifanelekileyo kwimeko yakho. Ezinye izibhedlele zineengcebiso ezizinikeleyo zemali zokukhokela abaguli ngenkqubo yokufumana uncedo lwezezimali.

Khumbula ukubonisana neqela lakho lezempilo kunye nabacebisi bezemali ukwenza isicwangciso esibanzi sokulawula iindleko ezinxulumene nonyango lwakho lwe-LILR. Ngolwazi oluthe kratya malunga nokhathalelo lomhlaza obanzi, unokunqwenela ukuphonononga izixhobo ezikhoyo kwi IZiko loPhando lweShandong Baeo. Babonelela ngeenkonzo ze-ofisi ye-ofisi kunye neenkonzo zenkxaso.

Iphepha elichazayo: Olu lwazi kukolwazi ngokubanzi kwaye alunangqondo. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango. Uqikelelo lweendleko lubalulekile kwaye lungahluka.