Esi sikhokelo sibanzi siphonononga imiba yezemali yonyango lwezintso, sibonelela ngolwazi oluxabisekileyo kwiindleko ezinokubakho kunye nezixhobo ezikhoyo zokusebenzisa iindleko. Sinenza kwindlela eyahlukeneyo yonyango, iindleko zabo ezinxulumene nazo, kunye nezicwangciso zokuhamba ngemiceli mngeni yezemali ezinxulumene nesi sifo. Funda malunga ne-inshurensi enokubakho, iinkqubo zoncedo lwezemali, kunye neendlela zokunciphisa iindleko zepokotho.
Inkqubo yokuqala yokuqonda, kubandakanya uvavanyo lokucinga (i-CT Scans, Mnu, i-ultrasounds) kunye ne-biopsies, inegalelo kulo lonke I-capeap yomhlaza wexabiso lezintso. Inqanaba lomhlaza ichaphazela ukhetho lonyango kwaye, ke, iindleko zizonke. Ukufunyanwa kwangoko kuhlala kukhokelela kunyango oluninzi kakhulu kwaye luxabiso eliphezulu.
I-Conney Showy Sholot Sholomes ukusuka kwi-sundorgy (inxenye ye-nephrectomy, iNephrectomy) ukuya kwi-Terapped Trapy, i-Chemotherapy, i-Immunotherapy, kunye nonyango lwemitha, kunye nonyango lwemitha. Inketho nganye ineendleko ezahlukileyo ezinxulumene neenkqubo, amayeza, ukuhlala esibhedlele, kunye nokhathalelo lonyango. Umzekelo, ubuchule bokuzinqanda obuncinci bungabizi kakhulu ekuqaleni kodwa bunokukhokelela kumaxesha amafutshane ekubuyiseleni kunye neendleko eziphantsi kakhulu. Isicwangciso sonyango esithile siya kumiselwa ngugqirha wakho ngokusekelwe kwimeko yakho.
Iziyobisi ekujoliswe kuzo iziyobisi kunye namayeza amajongo asetyenziswayo kunyango lwezintso kunokubabiza kakhulu. Ixabiso lola mayeza ahluka ngokuxhomekeke kuhlobo lwechiza, idosi, kunye nexesha lonyango. Ukuqonda iindleko ezinokubakho kula mayeza kubalulekile ekuphuhliseni isicwangciso sezemali.
Ukuhlala esibhedlele, iifizi zoNyango, kunye nokubonisana gqirha konke ukufaka isandla kubo bonke I-capeap yomhlaza wexabiso lezintso. Indawo yesibhedlele kunye namava ogqirha banokuchaphazela ezi ndleko. Ukuxoxa ngezicwangciso zokuhlawula okanye ukuphonononga iindlela zokuncitshiswa kwentlawulo yesibhedlele kunokubakho.
I-Inshurensi yezeMpilo idlala indima ebalulekileyo ekulawuleni umthwalo wezezimali wonyango lwezintso. Hlaziya umgaqo-nkqubo wakho weinshurensi ngononophelo ukuba uqonde ukhuseleko lwakho lwezinto ezahlukeneyo zonyango, ukuhlala esibhedlele, kunye namayeza. Ukuba awunayo i-inshurensi, uphonononge ukhetho lokufumana ukudityaniswa ngeenkqubo zikarhulumente okanye izicwangciso ezixhaswe ngumqeshi.
Imibutho eliqela ibonelela ngeenkqubo zoncedo lwezezimali kwizigulana ezijongene neendleko zonyango. Ezi nkqubo zinokubonelela ngeenkxaso-mali, inkxaso-mali, okanye uncedo lokuhlawula ukunceda ukunciphisa iindleko zepokotho. Uphando ezi nkqubo ngemibutho yenkxaso yomhlaza kunye neenkampani zamachiza. IZiko loPhando lweShandong Baeo Ngaba iziko eliphambili linikezela ngononophelo olubanzi lomhlaza kwaye inokuba nezibonelelo ezikhoyo zokunceda abaguli abanemiceli mngeni yezemali.
Qwalasela iindlela zokunciphisa iyonke I-capeap yomhlaza wexabiso lezintso. Oku kunokubandakanya ukuxoxa kunye nezibhedlele kunye noogqirha ngokubhekisele kwiintlawulo, ukuphononongwa kweendlela zokukhetha ichizane xa kufanelekileyo, kwaye ufuna izimvo zesibini ukuqinisekisa ukuba ufumana esona sicwangciso sifanelekileyo sonyango.
Uhlobo lonyango | Uluhlu lweendleko zexabiso (i-USD) | Amanqaku |
---|---|---|
Utyando (inxenye ye-nephrectomy) | $ 20,000-$ 50,000 | Iindleko ziyahluka ngokusekwe kwisibhedlele kunye nemirhumo yonyango. |
Unyango olujolise kunyango | $ 10,000-$ 100,000 + ngonyaka | Ixabiso lixhomekeke kwichiza elithile kunye nedosi. |
I-gonotherapy | $ 10,000-$ 200,000 + ngonyaka | Ixabiso liyahluka kakhulu lixesha leziyobisi kunye nonyango. |
Qaphela: Ezi nqanaba zendleko ziqikelelo kwaye zingahluka ngokusekwe ngokubanzi kwiimeko nganye, indawo, kunye nesicwangciso sonyango. Nxibelelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yolwazi oluchanekileyo.
Olu lwazi kukolwazi ngokubanzi kwaye alunangqondo. Soloko unxibelelana nomboneleli wakho wezempilo ngayo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango.
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