Ukufumana ukhathalelo lomhlaza ofikelelekayo: Isikhokelo sokuhamba ngeendleko

Esi sikhokelo sinika ulwazi olufanelekileyo kubantu abafuna Isibhedlele esinexabiso eliphantsi Uhlaza Izibhedlele kunye neendlela zokunyanga zonyango ezinokufikelelwa. Sikhangela izicwangciso zokunciphisa iindleko ngelixa uqinisekisa ukufikelela kwinkathalo esemgangathweni. Ukuqonda kwiinkqubo zoncedo lwezezimali, ukugubungela i-inshurensi, kunye nezixhobo ezikhoyo kubalulekile ekuhambeni okuntsonkothayo kweendleko zomhlaza.

Ukuqonda iindleko zonyango lomhlaza

Unyango lomhlaza lungafunwa kwezemali, lubandakanya iindleko ezahlukeneyo ezinjengezezibuko, utyando, unyango lwe-ramotherapy, unyango lwe-radiation, amayeza, kunye nokhathalelo lokulandela. Ixabiso elipheleleyo liyahluka kakhulu kuhlobo kunye nenqanaba lomhlaza, indlela yonyango, kunye neemeko zomntu ngamnye. Izinto ezininzi zinefuthe kwinkcitho iyonke, eyenza ukuba icele umngeni kwizigulana ukuba ziqikelele ngenani elifanelekileyo. Ukuphanda nokuqonda ezi ndleko linyathelo lokuqala ekufumaneni ukhetho olufikelelekayo.

Ukuhlola iindlela zonyango ezifikelelekayo zomhlaza

Izibhedlele zikarhulumente kunye namaziko ezempilo oluntu

Izibhedlele zikarhulumente kunye namaziko ezempilo zihlala zinikezela ngenkxaso-mali okanye ezincitshisiweyo-iindleko zomhlaza iindleko, ngakumbi kubantu abafumana umvuzo. La maziko azibophelele ekuboneleleni ngononophelo olufikelelekayo, ngaphandle kwenqanaba lezemali lesigulana. Ikhrayitheriya yokufaneleka iyahluka ngokuxhomekeke kwindawo kunye neziko elithile. Kubalulekile ukubuza malunga neenkqubo zoncedo lwezezimali ezibonelelwa ngezi ndawo.

Iindleko zokuxoxa ngezibhedlele kunye nabanikezeli

Ukuxoxisana ngokuthe ngqo nezibhedlele kunye nezibhedlele kunye nababoneleli bezempilo ngamanye amaxesha banokukhokelela kwiindleko. Oku kunokubandakanya ukuphonononga izicwangciso zokuhlawula, ukufuna izaphulelo zentlawulo ephezulu, okanye ukubuza malunga neenkqubo zoncedo lwezezimali. Ukungafihlisi kunye nonxibelelwano oluvulekileyo lubalulekile kolu thethelelo. Khumbula ukuba uxwebhu zonke izivumelwano ezifikelelweyo.

Iinkqubo zoncedo lwezezimali kunye nezixhobo

Imibutho emininzi kunye nemibutho yokuBala ibonelela ngoncedo lwezezimali kubaguli abanomhlaza abasukelayo kwiindleko zonyango. Ezi nkqubo zinokugubungela iindleko zonyango, amayeza, iindleko zokuhamba, kunye nezinye iindleko ezinxulumene noko. Ukuphanda kunye nokufaka isicelo sezi nkqubo kunokusinciphisa kakhulu umthwalo wezemali wonyango lomhlaza. Iwebhusayithi yeZiko leZiko leZiko leZiko leZiko leZiko leZiko lingumthombo obalulekileyo wokufumana imibutho efanelekileyo.

I-Inshurensi ye-Inshurensi kunye neMedicare / Medicaid

Ukuqonda ukugubungela i-Inshurensi yakho ibalulekile. Izicwangciso ezininzi zeinshurensi zigubungela inxenye ebalulekileyo yeendleko zomhlaza. Nangona kunjalo, iindleko zepokotho zisenokuba yinto enkulu. Ukukhangela ukhetho olufana ne-Medicare kunye neMedicaid, iinkqubo zempilo ezifumana inkxaso-mali kurhulumente, zinokubonelela ngoncedo lwezemali olongezelelekileyo kubantu abafanelekileyo. Hlaziya iinkcukacha zomgaqo-nkqubo wakho ngononophelo ukuze uqonde ukugubungela kwakho kunye neendleko zepokotho.

Ukufumana ababoneleli abano-cared kwaye abafikelelweyo

Ukufumana umgangatho ophezulu kwaye kufikeleleke Isibhedlele esinexabiso eliphantsi Uhlaza Izibhedlele ifuna uphando ngononophelo. Izinto ekufuneka ziqwalaselwe zibandakanya igama lomboneleli, amava, amazinga empumelelo, kunye nokuhlolwa komonde. Izixhobo ze-Intanethi kunye nobungqina bogudla zinokuba zizixhobo ezixabisekileyo kule nkqubo. Kuyacetyiswa nangokujonga ukujonga ukuvunywa kunye nemvume yezibhedlele kunye nabasebenzi babo.

Cinga ukuphonononga iindlela ezifana IZiko loPhando lweShandong Baeo enokuthi inike amaxabiso okhuphiswano kunye nokukhathalela okubanzi. Khumbula ukuqinisekisa iziqinisekiso zabo kunye nokwenza uphando olucokisekileyo ngaphambi kokwenza izigqibo.

Iingcebiso zokulawula iindleko zonyango

Ngaphandle kokufumana iindlela zonyango ezifikelelekayo, ulawulo lweendleko olusebenzayo lubalulekile. Oku kubandakanya uhlahlo-lwabiwo mali ngenyameko, iindleko zokulandela umkhondo, kunye nokufuna uncedo kubacebisi bezemali ezikhethekileyo kwiindleko zokhathalelo lwempilo. Ukuphononongwa ukhetho njengamaqonga okuba luncedo kunokubonelela ngenkxaso eyongezelelweyo kwintsapho, zihlobo, kunye noluntu ngokubanzi.

Ukuqukumbela

Ukuhambahamba kweendleko zonyango lomhlaza kunokuba yinto enkulu, kodwa kuqonda izixhobo ezikhoyo kunye nezicwangciso zokunciphisa iindleko kubalulekile. Ngokwenza uphando lokukhetha, ukuxoxa nababoneleli, kunye nokusebenzisa iinkqubo ezikhoyo zoncedo lwezezimali, abantu banokufikelela ukhathalelo olusemgangathweni ngaphandle kokunikezela kwi-triin engafanelekanga. Khumbula ukubeka phambili impilo yakho ngelixa ujonge ezi zikhetho.