Ukuqonda nokulawula iindleko zenqaku lomhlaza weSibindi linika ulwazi olufanelekileyo malunga nokulawula umthwalo wezezimali onxulumene ne Ixabiso eliphantsi lomhlaza wesibindi Izinketho zonyango. Iphonononga iindlela ezahlukeneyo zokhathalelo olunokufikeleleka, ligxininisa ukubaluleka kokufunyanwa kwangoko kunye nokucwangciswa okusebenzayo. Sivavanya iindleko zokunyanga, ukugubungela i-inshurensi, kunye neenkqubo zoncedo lwezezimali ukunceda abantu kunye neentsapho zihamba le nkalo yomceli mngeni.

Ukuhamba ngemiceli mngeni yezemali yonyango lomhlaza oDelring

Ukuxilongwa komhlaza wesibindi kunokuba yinto enkulu, zombini ngokweemvakalelo nangokwezezimali. Iindleko ezinxulumene nokuxilongwa, unyango, kunye nokukhathalela okuqhubekayo kunokuba yinto enkulu, ibangela uxinzelelo olubalulekileyo kwizigulana nakwiintsapho zabo. Ngelixa ixesha Ixabiso eliphantsi lomhlaza wesibindi Unokuchonge ukukhangela olona khetho lufumanekayo kakhulu, kubalulekile ukubeka phambili ukhathalelo olusebenzayo nolungaphezulu. Eli nqaku lijolise ekunikezeleni isikhokelo esisebenzayo sokulawula imiba yezemali ye Umhlaza weSibindi Unyango, ukuphonononga iindlela zokufikelela ukhathalelo olunokwabisa ngaphandle kokulalanisa umgangatho wezempilo yakho.

Ukuqonda iindleko zonyango lomhlaza weSibindi

Ixabiso le Umhlaza weSibindi Unyango luyahluka kakhulu kuxhomekeka kwizinto ezininzi, kubandakanya nenqanaba lomhlaza, uhlobo lonyango olufunekayo (ugqirha, unyango lwemitha, kunye nexesha lonyango, kunye nendawo ekusetyenzwa kuyo. Ukongeza, iindleko zinokubandakanya ukubonisana neengcali ze-Oncologists kunye novavanyo, iimvavanyo zokuqonda

Phula iindleko

Ukuqonda ngcono iimpembelelo zemali, cinga ngezi zinto zexabiso:

• Uvavanyo lokuqonda isifo: Uvavanyo lwegazi, ukucinga ukubambisa (i-ultrasound, iskena ye-ct, i-MRI), kunye ne-biopsies zonke ziyongeza kwixabiso elibalulekileyo.
• IINKQUBO ZOCULO: Utyando, i-chemotherapy, unyango lwe-radiation, kunye nolunye unyango lwahluka kakhulu ngexabiso.
• Amayeza: Amayeza kagqirha, osondeza umhlaza kwaye alawule iziphumo ebezingalindelekanga, unokubiza kakhulu.
• Ukuhlala esibhedlele: Kuxhomekeka kwisicwangciso sonyango, ukuhlala kuhlala sibhedlele, ukongeza iindleko ezinkulu.
• Unonophelo lokulandela: Ukuhlolwa rhoqo nokubek'esweni emva kokuba unyango kubalulekile kwaye negalelo kwiindleko zexesha elide.

UKUJONGA IZIPHUMO ZOCWANGCISO LOKUGQIBELA

Ngelixa indleko iyonke Umhlaza weSibindi Unyango lunokubonakala luloyikisa, iindlela ezininzi zinokunceda ekulawuleni iindleko:

I-Inshurensi yeinshurensi

Uninzi lwezicwangciso zeinshurensi yezeMpilo kumazwe aphuhlileyo zigubungela ubuncinci inxenye yeendleko zomhlaza. Hlaziya umgaqo-nkqubo wakho ngononophelo ukuze uqonde ukukhunjulwa kwakho, kubandakanya izinto zokungaduki, i-co-Pays, kunye ne-pocket ephezulu. Kucetyiswa ukuba uqhagamshelane nomnikezeli wakho weinshurensi ngqo ukucacisa ukhuseleko kunye neenkqubo ezinxulumene Umhlaza weSibindi.

Iinkqubo zoncedo lwezezimali

Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali ukunceda izigulana zilawula iindleko zonyango lomhlaza. Ezi nkqubo zinokubonelela ngeenkxaso-mali, inkxaso-mali, okanye uncedo malunga ne-co-pays kunye nezinye iindleko. Eminye imizekelo ibandakanya uluntu lomhlaza waseMelika, iZiko loNcedo lokuDoda kuZwelonke, kunye neenkqubo zoncedo lwenkampani yamayeza. Ukuphanda ngezi ndlela kwangethuba kwinkqubo yonyango kubalulekile.

Ukuxoxisa iindleko zezonyango

Ungathandabuzi ukuxoxa ngamatyala egqirha. Ababoneleli bezempilo abaninzi bazimisele ukusebenza nezigulana ukuba benze izicwangciso zokuhlawula okanye ukunciphisa iindleko ukuba ubonakalisa ubunzima bemali. Nxibelelana neSebe leNtlawulo yeBhili loNoMboneleli bakho bezempilo ukuze baxoxe ngeendlela ozikhethileyo.

Ukubaluleka kokufunyanwa kwangoko

Ukufunyanwa kwangoko kwe Umhlaza weSibindi Kubalulekile ekuphuculeni iziphumo zonyango kunye nokunciphisa iindleko ngokubanzi. I-Liveri ye-Liver yesibindi idla ngokunyangeka kwaye inokufuna ukuba ulawulo oluncinci (kunye nokubiza kakhulu) xa kuthelekiswa nenqanaba lenqanaba eliphambili. Ukuhlolwa rhoqo kunye nokuhlolwa, ngakumbi ukuba unezinto zomngcipheko womhlaza weSibindi, unokuphucula kakhulu amathuba akho okufunyanwa kwangoko. Nxibelelana nogqirha wakho ukuxoxa malunga nezikhokelo ezifanelekileyo.

Izixhobo kunye neNkxaso

Ukufumana ulwazi oluthe kratya kunye nenkxaso, cinga ngokunxibelelana nale mibutho ilandelayo:

• Umbutho woMhlaza waseMelika
• IZiko leSizwe lomhlaza
• Kwabo bafuna ubungcali bobuchwepheshe bezonyango, jonga ukunxibelelana IZiko loPhando lweShandong Baeo Ngolwazi malunga nokhathalelo lomhlaza olubanzi.

Iphepha elichazayo: Olu lwazi kukolwazi ngokubanzi kwaye alunangqondo. Soloko unxibelelana nengcali yezempilo ngayo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango.