Ixabiso eliphantsi lomhlaza wesibindi 4

Ixabiso eliphantsi lomhlaza wesibindi 4

Ukuqonda nokulawula iindleko ezinxulumene nenqanaba le-4 loMhlaza weSibindi

Eli nqaku libonelela ngolwazi olufanelekileyo malunga neziphumo zemali ze Ixabiso eliphantsi lomhlaza wesibindi 4 unyango. Iphonononga iindlela ezahlukeneyo zonyango, iindleko ezinokubakho, kunye nezixhobo ezikhoyo zokunceda ekulawuleni iindleko. Siza kugubungela izicwangciso zokuhambahamba kwenkqubo yezempilo kunye nokufikelela kwiinkqubo zoncedo lwezezimali. Olu lwazi luyinjongo yemfundo kwaye akufuneki luthathelwe ingqalelo kwingcebiso yezamayeza. Soloko unxibelelana nomboneleli wakho wezempilo ukuze akhokele.

Ukuqonda iindleko zeSigaba se-4

Izinketho zonyango kunye neendleko zazo

Unyango Ixabiso eliphantsi lomhlaza wesibindi 4 Ihluka kakhulu kuxhomekeka kwizinto ezizodwa ezifana nendawo yomhlaza, ubungakanani, kunye nempilo epheleleyo. Unyango oluqhelekileyo luquka i-chemotherapy, unyango olujongiweyo, umongo wokunyanga, ukhathalelo oluphambili, kunye notyando (ukuba kunokwenzeka). Indleko yonyango ngalunye inokwahluka kakhulu kumayeza athile asetyenzisiweyo, ixesha lonyango, kunye nendawo ekusetyenzwa kuyo impilo. I-chemotherapy, umzekelo, inokubandakanya iindleko ezibalulekileyo zamayeza, ukuhlala esibhedlele, kunye noGqirha kagqirha. Unyango olujolise, ngelixa lusebenza kakhulu, lunokubiza kakhulu. Umonotherapuphi uveza enye inketho, kunye neendleko zayo.

Izinto ezichaphazela iindleko ngokubanzi

Ngaphaya kweendleko ezithe ngqo zonyango, iindleko ezongezelelweyo zinokwenza ifuthe ngakumbi indleko iyonke yokulawula Ixabiso eliphantsi lomhlaza wesibindi 4. Oku kubandakanya:

  • Ukuhlala esibhedlele kunye noGqirha kagqirha
  • Uvavanyo lokuqonda isifo (E.G., Ukucinga i-scans, uvavanyo lwegazi)
  • Iindleko zamayeza (kubandakanya amayeza amayeza kunye nokukhulula okungaphezulu kwentlungu)
  • Iindleko zokuhamba ukuya nokubuya kumaziko onyango
  • Iinkonzo zempilo yasekhaya
  • Iphulukene nayo ngenxa yokungakwazi ukusebenza

Ukuhambahamba kwenkqubo yezempilo kunye nokufikelela kwimithombo yezemali

I-Inshurensi yokugubungela kunye neenketho zeNtlawulo

Ukuqonda ukugubungela i-Inshurensi yakho ibalulekile. Phonononga umgaqo-nkqubo wakho ngononophelo ukumisela iindleko zakho zepokotho, intlawulo, kunye nokuncitshiswa konyango lomhlaza. Izicwangciso ezininzi zeinshurensi zigubungela inxenye ebalulekileyo yoKhathalelo loMhlaza, kodwa lubalulekile ukuze uqonde umgaqo-nkqubo wakho othile. Jonga iindlela ezahlukeneyo zokuhlawula, ezinje ngezicwangciso zokuhlawula, ukhetho lwezemali, okanye usebenzisa i-akhawunti yokonga yezempilo (HSA).

Iinkqubo zoncedo lwezezimali

Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali ukunceda abantu kunye neentsapho ezihlangabezana neendleko eziphezulu zonyango lomhlaza. Ezi nkqubo zinokubonelela ngeenkxaso-mali, iinkxaso-mali, okanye uncedo lokuhlawula. Iinketho zoPhando ezifana nesiseko se-Exvocal Student, Desika, kunye neZiko leSizwe leSizwe (i-NCI). Umboneleli wakho wezempilo okanye unontlalontle esibhedlele unokubonelela ngolwazi oluxabisekileyo malunga nezixhobo ezikhoyo.

Ukuxoxisa iindleko zezonyango

Ukubiza iindleko zonyango kunokunciphisa kakhulu iindleko zakho. Nxibelelana neSebe leGalting lokuhlawula izibhedlele kwaye uxoxe ngezicwangciso zentlawulo ezinokubakho okanye izaphulelo. Izibhedlele ezininzi zizimisele ukusebenza nezigulana ukuba zenze isicwangciso sokuhlawula. Ikwayingenelo ukuyiqonda i-bill yento kwaye ichonge naziphi na iimpazamo okanye ukungangqinelani.

Inkxaso eyongezelelweyo kunye nezixhobo

Ukujongana noxilongo Ixabiso eliphantsi lomhlaza wesibindi 4 kunokuba yinto enkulu, zombini ngokweemvakalelo nangokwasemthethweni. Ukufuna inkxaso evela kusapho, zihlobo, kunye namaqela enkxaso kubalulekile. Ukunxibelelana nabanye abajamelene neengxaki ezifanayo kunokubonelela ngenkxaso ngokweemvakalelo kunye neengcebiso ezisebenzayo. Imibutho efana noMbutho woMhlaza waseMelika unikezela ngezixhobo ezibanzi kunye neenethiwekhi zenkxaso kwizigulana nakwiintsapho zabo. Khumbula, awuwedwa.

Ngoncedo olubanzi lomhlaza kunye nophando, cinga ngokuhlolisisa izixhobo ezifana ne IZiko loPhando lweShandong Baeo. Ngelixa le nqaku igxile ekulawuleni iindleko, kubalulekile ukuba ubeke phambili impilo yakho kwaye ufune olona nyango lukhona.

Uhlobo lonyango Uluhlu lweendleko zexabiso (i-USD)
Chemotherapy I- $ 10,000-$ 50,000 + (ngokwahluka kakhulu)
Unyango olujolise kunyango $ 20,000 - $ 100,000 + (ngokwahluka kakhulu)
I-gonotherapy I- $ 15,000 - $ 80,000 + (iguquguquka kakhulu)

Iphepha elichazayo: Iindidi zeendleko ezinikezelweyo ziqikelelwa kwaye zinokwahluka kakhulu kwiimeko zomntu ngamnye, indawo, kunye neenkcazo zonyango. Olu lwazi luyinjongo yemfundo kuphela kwaye akufuneki luthathelwe ingqalelo kwezonyango okanye lwezezimali. Nxibelelana nomboneleli wakho wezempilo kunye nomcebisi wezezimali ukuze akhokele.

Inxulumene iimveliso

Iimveliso ezinxulumene noko

Ethengisa ngokugqibelele iimveliso

Eyona nto ithengisayo
Ikhaya
Amatyala aqhelekileyo
Ngathi
Qhagamshelana nathi

Nceda usiyeke umyalezo