Eli nqaku libonelela ngamagqabantshintshi ngeendleko ezinxulumene nonyango lweendlela ezahlukeneyo zomhlaza ezitsha, ezigxile kukhetho olujolise ekusebenziseni ukufikeleleka ngokusebenza kakuhle. Siphonononge izinto ezibangela iindleko zonyango, iinkqubo ezinokubakho zezezimali ezinokubakho, kunye nezixhobo zokunceda abaguli kunye neentsapho zabo zihamba ubunzima bokulawulwa kweendleko ngexesha lolawulo lomhlaza.
Ixabiso le Ixabiso eliphantsi lomhlaza omtsha Ihluka ngokuxhomekeke kuhlobo lonyango olufunekayo. Utyando, i-chemotherapy, unyango lwe-radiation, unyango olujongiweyo, umongo wokunyanga, kunye nolunye unyango olunobuchule bonke banamanqaku ahlukeneyo amaxabiso. Ubungakanani bomhlaza, impilo enkenenkene, kunye namayeza athile okanye iinkqubo ezisetyenzisiweyo ziya kuchaphazela kakhulu iBhili yokugqibela. Umzekelo, iziyobisi zokunyanga, ngelixa zisebenza kakhulu, zinokuba phakathi kweyona ibiza kakhulu Ixabiso eliphantsi lomhlaza omtsha Izinketho ezikhoyo.
Indawo yokunyanga inyanga ixabisa kakhulu. Iindleko zokhathalelo lwempilo ziyahluka ngokubanzi kumazwe namazwe ahlukeneyo. Izibhedlele kunye neeklinikhi kwiindawo zedolophu zihlala zineendleko eziphezulu ngaphezulu, eziboniswe kumaxabiso abo. Kubalulekile ukuba uphando ngexabiso eliphakathi le Ixabiso eliphantsi lomhlaza omtsha Kwindawo yakho ukuseka uhlahlo-lwabiwo mali lokwenyani.
Ukugubungela i-Inshurensi kudlala indima ebaluleke kakhulu ekuqinisekiseni iindleko zepokotho zepokotho Ixabiso eliphantsi lomhlaza omtsha. Ubungakanani bokugubungela buxhomekeke kwisicwangciso seinshurensi yesigulana, unyango oluthile lugutyungelwe, kwaye nayiphi na imeko esele ikho. Izigulana zifanele ziqonde ngokupheleleyo umgaqo-nkqubo wazo weinshurensi kwaye uqhagamshelane nomboneleli wabo ukucacisa ukujongwa kweendlela ezithile zonyango kunye neendleko ezinokubakho zepokotho.
Iinguqulelo ze-generic zamayeza ngumhlaza zihlala zibiza kakhulu kunezinye iindlela ezizezinye, zibonelela ngendlela esebenzayo nefikelelekayo yokufikelela kunyango olufanelekileyo. Ngelixa ukusetyenzwa ngokukuko kuyalekiswa ngokubanzi, abaguli kufuneka baxoxe ngazo naziphi na iinkxalabo malunga nokutshintshela kumayeza aqhelekileyo kunye nogqirha wabo we-oncologist.
Ukuthatha inxaxheba kwiimvavanyo zeklinikhi kunokubonelela ngokufikelela kunyango lomhlaza omhlaza ngokunciphisa okanye akukho ndleko. Ezi zilingo zihlala zibandakanya unyango olungemva kwaye zinokubonelela ngeziphumo ezingcono kunonyango olusemgangathweni. Iinkqubo zokufaneleka kokufaneleka ziyahluka ngokubanzi, ke kubalulekile ukuxoxa malunga nokuthatha inxaxheba kovavanyo lweklinikhi kwiqela lakho lezonyango. Ngolwazi oluthe kratya malunga nezilingo ezikhoyo, unokufuna ukubonisana neWebhusayithi yeZiko leMfundo leSizwe.
Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali ukunceda abaguli abanomhlaza abalawula iindleko zonyango. Ezi nkqubo zinokubonelela ngeenkxaso-mali, iinkxaso-mali, okanye uncedo lokuhlawula. Eminye imizekelo ibandakanya uluntu lomhlaza waseMelika, isigulana esixhasa izigulana, kunye nombutho obhalelweyo. Kucetyiswa ukuba uphawule iinkqubo ezikhoyo kwingingqi yakho ukumisela ukufanele nokufikelela kuncedo olunokubakho. I IZiko loPhando lweShandong Baeo Ikwabonelela ngeenkqubo zenkxaso yezigulana ezahlukeneyo. Nxibelelana neenkcukacha ezithe kratya malunga neminikelo yazo ethile.
Ukuqonda umthwalo wemali onxulumene Ixabiso eliphantsi lomhlaza omtsha inokuba nzima. Kubalulekile ukuba uphonononge zonke iindleko, xoxa ngezicwangciso zokuhlawula nabanikezeli bakho bezempilo, kwaye niphonononge zonke iinkqubo ezikhoyo zoncedo lwezezimali. Unxibelelwano oluvulekileyo neqela lakho lezempilo, usapho, kunye neenethiwekhi zenkxaso zinokudlala indima ebalulekileyo ekuhambeni kwale mingeni ngokuphumelelayo ngokufanelekileyo. Khumbula ukuba ufuna ulwazi kunye nenkxaso yokunciphisa uxinzelelo lwezemali ngeli xesha linzima.
Ngolwazi olubanzi malunga nomhlaza wemiphunga kunye nokukhethwa konyango, sebenzisana nemibutho ephikisayo njengoMbutho woMhlaza waseMelika kunye neZiko loDrali beLizwe. Ezi zixhobo zibonelela ngolwazi oluhlaziyiweyo malunga nonyaka wokuqhubela phambili ngonyango kunye neenkqubo zenkxaso.
Uhlobo lonyango | Uluhlu lweendleko zexabiso (i-USD) |
---|---|
Utyando | $ 50,000 - $ 150,000 + |
Chemotherapy | $ 10,000-$ 50,000 + |
I-gonotherapy | $ 100,000 - $ 300,000 + ngonyaka |
Unyango olujolise kunyango | I- $ 10,000-$ 75,000 + ngonyaka |
Qaphela: Iindidi zeendleko ziqikelelo kwaye zinokwahluka kakhulu kwizimo nganye kunye nendawo. Nxibelelana nomnikezeli wakho wezempilo ukuze uqikelelo lweendleko oluchanekileyo.
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