Izibhedlele zexabiso eliphantsi

Ukufuna unyango lomhlaza kunokuba ngamava oxinzelelo, ngakumbi xa ujongene nomthwalo wezemali. Ngelixa ugxile kuphela 'kwizibhedlele' ezixabiso eliphantsi kunokuba yingozi, ephonononge ukhathalelo olufikelelekayo nolungaphantsi kunokwenzeka. Eli nqaku libonisa ubuchule bokufumana iindlela zonyango olusebenzayo lomhlaza, ugxile kwizinto ezingaphaya kwexabiso nje kwaye ugxininise ukubaluleka komgangatho kunye nokuvunywa. Siza kukukhokela ngokusebenzisa izibhedlele, ukuqonda unyango, kunye nokuchonga izixhobo ezinokukunceda ukwenza ukhathalelo lomhlaza olunokufikeleleka ngakumbi kwixabiso lonyango. Uhlobo lomhlaza: Iintshaba ezahlukeneyo zifuna unyango olwahlukileyo, zichaphazela iindleko zonke. Isicwangciso sonyango: Utyando, i-chemotherapy, unyango lwe-radiation, ulungelelwaniso, kunye nonyango olujolise kuzo zonke zineethegi zamaxabiso ezahluka. Isibhedlele okanye iklinikhi: Iindleko zinokwahluka kakhulu phakathi kwezibhedlele kunye neeklinikhi, kwanakwesixeko esinye. I-Inshurensi ye-Inshurensi: Isicwangciso sakho se-inshurensi sidlala indima ebalulekileyo ekumiseleni iindleko zakho zepokotho. Indawo: Indawo yendawo yesibhedlele inokuchaphazela kakhulu iindleko.beyayo Izibhedlele zexabiso eliphantsi: Ukugxila kwi-gesinstem yokukhangela ukhetho kuphela, kubalulekile ukuba ubeke phambili ixabiso. Ixabiso, kule meko, lithetha ukufumana ukhathalelo lomgangatho ophezulu ngexabiso elifanelekileyo. Oku kubandakanya ukuthathela ingqalelo udumo lwesibhedlele, ukuvunywa, kunye namava eqela lakhe lezonyango. Ezi ziqinisekiso ziqinisekisa ukuba isibhedlele sidibana nemigangatho ethile nezokhuseleko. Imizekelo ibandakanya: IKhomishini eDibeneyo (iJCI) yeNkqutyana yokuQinisekiswa kweLizwe leSizwe yamaZiko eKhutshelo (i-NAPBC) Ukuphanda ukhathalelo lokhathalelo lweCream Nantsi indlela yenyathelo lenyathelo lenyathelo: Inyathelo loku-1: Nxibelelana nogqirha wakho ogqirha wakho. Xoxa ngeenkxalabo zakho zezemali kwaye ucele iingcebiso kwizibhedlele okanye amaziko omhlaza anikezela ngeendlela zonyango ezisebenzayo. Banokukunceda uqonde iinkcukacha zesicwangciso senu sonyango kunye neendleko ezinokubakho.Step 2: Vala iWebhusayithi yesibhedlele iwebhusayithi yezibhedlele kwindawo yakho okanye kwizibhedlele ezikhethekileyo kuhlobo lwakho lomhlaza. Jonga ulwazi malunga neenkonzo zabo, izivungulo zazo, kunye neendlela zokuhlawula. Izibhedlele ezininzi, kubandakanya IZiko loPhando lweShandong Baeo . Unokuphonononga unyango lomhlaza onikelwe kwiwebhusayithi yabo https //baofital.com ukufumana imvakalelo yokhetho olukhoyo. Inyathelo 3: Ukuhlawula amasebe esibhedlele sesibhedlele isebe lokuhlawula iibhedtols kwaye licele iindleko eziqikelelweyo kwisicwangciso sakho sonyango. Cacisa ngohlobo lomhlaza onalo kunye nonyango ugqirha wakho. Buza malunga nezicwangciso zokuhlawula, iinkqubo zoncedo lwezezimali, kunye nezaphulelo.Step 4: Ukuqwalaselwa kwezilingo zemvavanyo zinokubonelela ngokufikelela kunyango lwe-gartical ngaphandle kwendleko. Nangona kunjalo, ukuthatha inxaxheba kwityala leklinikhi kufuna ukuhlangabezana neenqobo zokwenyani. Xoxa ngolu khetho kunye nogqirha wakho ukuze ubone ukuba lukhetho olufanelekileyo lwe-U.Step 5: Ukuphononongwa kwemibutho engekho nzuzo engenzi nzuzo inikezela ngezigulana zemali kunye nenkxaso yezigulana zomhlaza. Eminye imizekelo ibandakanya: UMhlaza wase Melika uluntu lwe-leukemia kunye ne-lymphoma yomhlaza wokuphambanisa unyango lweendleko Okwenziweyo iindleko ziya kwahluka ngokusekwe kwiimeko zomntu ngamnye. Ixabiso lonyango Ixabiso le-Avalvation kumjikelo womjikelo / kwiseshoni ye-chemotherapy $ 4,000-$ 10,000 yeendleko ezahlukileyo ngokusekwe kumachiza athile asetyenzisiweyo. I-radiation pady $ 3,000 - $ 15,000 (ikhosi yekhosi) indleko ixhomekeke kuhlobo kunye nexesha lonyango. Umgomotherapy $ 10,000-$ 30,000 ngemijikelezo yomjikelo omtsha ngokutsha uthambekele kakhulu. Utyando $ 10,000-$ 50,000 + Ixabiso lixhomekeke kubunzima botyando. Qaphela: Ezi ziindleko eziqikelelweyo kwaye zinokwahluka kakhulu.Ukuhambahamba i-Inshurensi kunye nokuFunda kwezeziMali kwi-Inshurensi yakho yeinshurensi kubalulekile. Nxibelelana nomnikezeli wakho weinshurensi ukuze ucacisa izibonelelo zakho, ukuthambisa, i-Co-Pays, kunye ne-pocket ephezulu. Buza malunga neemfuno zokugunyazisa kwangaphambili kwaye izibhedlele ezithile okanye unyango zigutyungelwe ziiNkqubo zokuNikeza zeNkqubo kunye namaziko okuncedakala. Ezi nkqubo zinokubandakanya: IZicwangciso zokuhlawula Izaphulelo zoncedo lwezigulana ezingafakwanga kwizithuthi ezinothutho kunye nokufaka izigqibo zokufaka izigqibo zokunyanga umhlaza sisigqibo esibalulekileyo. Ungathandabuzi ukubuza imibuzo, funa izimvo zesibini, kwaye uphonononge zonke iindlela ezikhoyo. Ibeka phambili umgangatho wokhathalelo kunye nokufikeleleka ukuqinisekisa ukuba ufumana unyango olunokwenzeka ngaphandle kokungenela umthwalo wezemali. Ngelixa ujonge Izibhedlele zexabiso eliphantsi inokubonakala ngathi inyathelo lokuqala elifanelekileyo, khumbula ukugxila kwixabiso elipheleleyo, eliquka amava, udume kunye neqela lezempilo, kwaye udibanise nophando lwakho lwezempilo, unokufumana ukhathalelo lwexeshana lomhlaza kwaye ufumane ukhathalelo olufikelelekayo, olusemgangathweni.