Ukuqonda iindleko zonyango lwabaninzi Sivavanya iindlela ezahlukeneyo zonyango, ukugubungela i-inshurensi, kunye neenkqubo zokuncedisa kwimali.
Umhlaza wakokazi, inkxalabo yezempilo ebalulekileyo, ibonisa imiceli mngeni ekhethekileyo eTshayina, ngakumbi malunga nomthwalo wonyango. I Iimpawu ze-China zeendleko zomhlaza Ihluka kakhulu kwizinto ezininzi ezidityanisiweyo, zenza ukuba kubaluleke kakhulu kwizigulana kunye neentsapho zabo ukuba baziqonde ezi zinto ziguqukayo ngaphambi kokuqala kwendlela. Eli nqaku lijolise ekunikezeleni isishwankathelo esicacileyo nesifundisayo somhlaba wezezimali ojikeleze unyango lwentsomi eTshayina.
Iindleko zokuqala zokuxilongwa, kubandakanya uvavanyo lokucinga (i-CT Scans, Mnu, i-ultrasounds) kunye ne-biopsies, zinokungaphezulu kakhulu. Inqanaba lomhlaza ekufumaneni isifo kukuchonga izigqibo ezibalulekileyo kwaye, ngenxa yoko, iyonke Iimpawu ze-China zeendleko zomhlaza. Ukufunyanwa kwangoko kudla ngokuguqulela kwiindawo ezincinci kakhulu kwaye zincinci iindleko zonyango. Amanqanaba aphambili anyanzelisa ungenelelo olunokubangela ngaphezulu, ukuqhuba iindleko.
Izinketho zonyango kwimihlaza yezintso ziyahluka ngokubanzi, zichaphazela inkcitho. Olu khetho lubandakanya:
Indawo yesibhedlele kunye nodumo lwayo ichaphazela kakhulu indleko zonyango. Izibhedlele ezikwinqanaba eliphezulu bezibhedlele kwizixeko ezikhulu ngokubanzi zibiza iindleko eziphezulu kunezo zikwiidolophu ezincinci okanye kwiindawo ezisemaphandleni. Ukhetho lwesibhedlele kufuneka luthathele ingqalelo nobungcali kunye namava eqela lezonyango ekhethekileyo kwi-Conscy yoNcedo lomhlaza. IZiko loPhando lweShandong Baeo Inikezela ngeendlela zonyango eziphezulu kunye nokhathalelo lwezigulana.
Indlela ye-inshurensi yezonyango igubungela ngayo Iimpawu ze-China zeendleko zomhlaza iyahluka ngokuxhomekeke kwisicwangciso seinshurensi yomntu. Ngelixa i-inshurensi yesisiseko yezonyango igubungela inxenye yeendleko, abaguli bahlala bafuna i-inshurensi eyongezelelweyo okanye imali eyongezelelweyo yokuhlawula iindleko ezisele. Iinkcukacha zokugubungela zimiselwa ngumnikezeli weinshurensi kunye nomgaqo-nkqubo wesigulana.
Imibutho eliqela kunye neenkqubo zibonelela ngoncedo lwezezimali kwizigulana ezisokola ngendleko eziphezulu zonyango lwezintso. Ezi nkqubo ziyahluka kwiimfuno zokufaneleka kunye nenani lenkxaso mali abayinikelayo. Ukuphanda kunye nokufaka isicelo kwezi nkqubo kunokubaluleka ekunciphiseni umthwalo wezezimali.
Ukubonelela nge-facker echanekileyo Iimpawu ze-China zeendleko zomhlaza ucelomngeni ngenxa yomahluko obalulekileyo kwizinto ezinokukhethwa kunyango, ukukhetha isibhedlele, kunye neinshurensi yokugubungela. Nangona kunjalo, kubalulekile ukulindela iindleko ezinkulu. Unxibelelwano oluvulekileyo neqela lakho lezempilo kunye nomnikezeli wakho weinshurensi sisitshixo sokuqonda iindleko ezinokubakho kunye nokuhlola iindlela zoncedo lwezezimali. Ukucwangcisa kwangaphambili kunye nokuqonda iindleko ezinokubakho kunokunceda ekunciphiseni uxinzelelo kunye nokuqinisekisa ukufikelela kwelona nyango lunokwenzeka.
Uhlobo lonyango | Uqikelelo lweendleko (RMM) |
---|---|
Utyando (iNephrectomy) | 50,,000 |
Unyango olujolise kulo (ngonyaka) | 100,,000 |
Immunotherapy (ngonyaka) | 150,,000 |
Qaphela: Ezi nqanaba zendleko ziqikelelo kwaye zinokwahluka kakhulu kwiimeko ezizodwa. Nxibelelana nabanikezeli bezempilo kunye neenkampani zeinshurensi yovavanyo lweendleko ezichanekileyo.
Olu lwazi kukolwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na imibuzo onokuba nayo malunga nempilo yakho okanye unyango.
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