Ukuqonda iindleko zesifo sezintso: Isikhokelo esibanzi seGuveties esibonelela ngamagqabantshintshi eneenkcukacha ngomthwalo wezezimali onxulumene ne Isifo sezintso, eqokelele ukuxilongwa, unyango, kunye nolawulo lwexesha elide. Siza kuphonononga izinto ezahlukeneyo eziphembelela iindleko kwaye sinike izixhobo ukunceda ukuhambisa le mihlaba inzima.

Ukuqonda indleko zesifo sezintso

Isifo sezintso, ebandakanya uluhlu lweemeko ezivela kwisifo sezintso ze-chyney Iindleko zininzi, zibandakanya iindleko zonyango, ingeniso elahlekileyo, kunye neendleko zononophelo lwexesha elide. Isikhokelo esibanzi sithandabuza kwimiba eyahlukeneyo yomthwalo wezezimali onxulumene ne Isifo sezintso, ukuhambisa ukuqonda kunye nezixhobo zokuqonda kunye nolawulo olungcono.

Ukuxilongwa kunye nokuvavanywa kokuqala

Ixabiso leemvavanyo zokuxilonga

Ukufunyaniswa kwesifo Isifo sezintso Kubandakanya iimvavanyo ezahlukeneyo, kubandakanya uvavanyo lwegazi kunye nomchamo, ingcinga yokufunda (i-ultrasound, isken ye-ct), kunye ne-biopney ye-biopsies yezintso. Ixabiso lezi vavanyo linokwahluka kakhulu kuxhomekeka kwiimvavanyo ezithile ezi-odolwe, ukugubungela i-inshurensi yakho, kunye nendawo yakho. Kubalulekile ukuxoxa ngeendleko ezinokubakho kunye nomnikezeli wakho wezempilo. Ukuqonda i-Inshurensi ye-Inshurensi ye-Inshurensi ye-Inshurensi yoHlolo-nguqulelo loVavanyo lubaluleke kakhulu ukunciphisa iindleko zepokotho.

Iindleko zonyango

Ukulawula izifo eziNgezelelweyo zesifo (CKD)

Ukulawulwa kwe-CKD kuhlala kubandakanya amayeza okulawula uxinzelelo lwegazi, alawule amanqanaba eswekile yegazi, kwaye anciphise iprotein kumchamo. Ixabiso lala mayeza linokuba yinto enkulu, ngakumbi kwixesha elide. Indlela yokuphila yendlela yokuphila, kubandakanya utshintsho lokutya kunye nokuzilolonga rhoqo, kukwabalulekile kodwa kunokubandakanya iindleko ezongezelelekileyo ezifana nokutya okhethekileyo okanye ubugqwirha bokugcina izinto. Kwakhona, ukuqonda i-inshurensi yakho ye-Inshurensi yamayeza kagqirha kunye nokufuna iinkqubo zoncedo lwezezimali zinokunciphisa kakhulu umthwalo wezemali.

Unyango lwe-dialysis

Kubantu abathile abanenqanaba lokuphela kwesifo (ESRD), i-diayisis iba yinto eyimfuneko. Unyango lwe-dialysis, nokuba i-hemodialysis (eyenziwa ekliniki) okanye isifo se-peritonesis (eyenziwa ekhaya), inendleko. I-Hemodialysis iqhele ifuna iiseshoni ezininzi ngeveki, ngelixa isifo se-peritoneal sifuna unyango lwemihla ngemihla. Ixabiso le-dialysis libandakanya kuphela unyango ngokwalo kodwa kunye namayeza anxulumene noko, ukubonelela, kunye neendleko zothutho. I-Medicare ngokubanzi igubungela inxenye ebalulekileyo yeendleko zedayisi, kodwa kusekho iindleko zepokotho ekufuneka ziqwalaselwe, njengee-co-Pays kunye neendawo zokuhlawula.

Ukuhanjiswa kwezintso

Ukuhanjiswa kwezintso kubonelela ngesisombululo sexesha elide elinendleko xa sithelekiswa ne-diylysis. Nangona kunjalo, iindleko zokuqala zotyando, ukuhlala esibhedlele, kunye namayeza e-Prover-Transplantity anokuba yinto enkulu. Ngaphaya koko, amayeza eSoslosupresuprestion aMsokosuprestion ayimfuneko ukuthintela ukwaliwa kwelungu, ukongeza kwiindleko eziqhubekayo. Ngelixa ukugubungela i-inshurensi kunokunceda ukunciphisa ezi ndleko, ukuhambahamba kwe-inshurensi ye-inshurensi ye-Translant kunye nenkxaso-mali kuhlala kucelomngeni kwizigulana ezininzi.

Ulawulo lwexesha elide kunye nenkxaso

Iindleko zonyango eziqhubekayo

Kwanasemva kokuba unyango oluphumelelayo, abantu abanawo Isifo sezintso Ubuso beendleko eziqhubekayo zonyango. Ukuhlolwa rhoqo, uvavanyo lwegazi, kunye namayeza kubalulekile ukubeka esweni umsebenzi wesintso kunye nokuthintela iingxaki. Ezi ndleko ziqhubekayo, zidityanisiwe kunye nokukhubazeka kwexesha elide kunye nokuncitshiswa kwengeniso, igxininise ukubaluleka kokucwangciswa kwemali kunye nenkxaso.

Ingeniso elahlekileyo kwaye inciphise imveliso

Isifo sezintso ihlala ikhokelela ekunciphiseni kwemveliso yomsebenzi kunye nokuphulukana nomsebenzi okunokubakho, igalelo elikhulu kwingeniso. Uxinzelelo lwezezimali lokuncitshiswa kokuncitshiswa okunokubakho ngakumbi kwimiceli mngeni yokulawula Isifo sezintso.

Uncedo lwezezimali kunye nezixhobo

Imibutho eliqela kunye neenkqubo zikarhulumente zibonelela ngoncedo lwezezimali lomntu ngamnye onalo Isifo sezintso. Isiseko seZintso sikaZwelonke (i-NKF) inikezela ngezixhobo kunye nenkxaso, kubandakanya ulwazi malunga neenkqubo zoncedo lwezezimali. Ukongeza, amaziko amaninzi amabhedlele kunye namaziko odayisi anabasebenzi bezentlalo-caneleli ekuncedeni ukuba abaguli bahambe ubunzima beinshurensi kunye noncedo lwezezimali. Ukuphonononga ezi zibonelelo kunokubaluleka ekulawuleni imiba yemali ye Isifo sezintso. Ngolwazi oluthile kunye nenkxaso elungiselelwe umntu, nceda uqhagamshelane nomnikezeli wakho wezempilo okanye umcebisi wezezimali okhethekileyo kwiindleko zokhathalelo lwempilo.

Ukuqukumbela

Ixabiso le Isifo sezintso yinkxalabo ebalulekileyo kubantu abaninzi kunye neentsapho zabo. Ngokuqonda izinto ezahlukeneyo ezinegalelo kwezi ndleko kunye nokuhlola izixhobo ezikhoyo zemali, abantu abanawo Isifo sezintso inokulawula ngcono umthwalo wezemali kwaye igxile kwimpilo-ntle yabo kunye nentlalo-ntle. Khumbula ukubandakanyeka ngenkuthalo neqela lakho lezempilo kwaye uphonononge izixhobo ezikhoyo ukufumana izisombululo ezihambelana kakuhle neemeko zakho.

QAPHELA: Uqikelelo lweendleko lungangqinelani kwaye lungafani ngokusekwe kwiimeko zabantu, indawo, kunye neinshurensi. Nxibelelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yolwazi oluchanekileyo.

Iphepha elichazayo: Olu lwazi luyinjongo zemfundo kuphela kwaye akufuneki kuthathelwe ingqalelo icebiso ngonyango. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango.