Ixabiso lokunyanga i-Lung Lang

Iindleko zoCwangciso lweMisele zeLang Dengs Unyango olungabhataliEli nqaku libonelela ngesishwankathelo esibanzi seendleko ezinxulumene nokunyanga umhlaza wemiphunga kubantu abangatshayiyo. Siza kuphonononga izinto ezahlukeneyo eziphembelela ixabiso lokugqibela, kubandakanya uhlobo lonyango, inqanaba lomhlaza, indawo yesibhedlele, kunye ne-inshurensi yokugubungela. Kubalulekile ukuqonda ukuba ezi ndleko zinokwahluka kakhulu, kwaye ukufumana uqikelelo olufanelekileyo kufuna ukubonisana nabaqeqeshi bezempilo. Siza kuhlolisisa ngezixhobo ezinokunceda ekulawuleni ezi ndleko. Esi sikhokelo sinenjongo yokuxhobisa ngolwazi lokuhamba nalo mbambo wezezimali olunzima.

Izinto ezichaphazela iindleko ze Unyango olungabhatali

Uhlobo lonyango

Ixabiso le Unyango olungabhatali Ihluka kakhulu kuxhomekeka kuhlobo lonyango olufunekayo. Utyando, ngokufuthi ukhetho lokuqala lomhlaza wokuqala I-chemotherapy, unyango lwe-radiation, kunye nonyango olujolise kuzo zonke zineendleko zazo ezinxulumene nazo, kubandakanya neendleko zamayeza, iifizi zolawulo, kunye nokuhlala esibhedlele. Unyango, ukhetho lonyango olutsha, lunokubiza kakhulu. Iindleko ezithile zohlobo ngalunye lonyango zinokwahluka ngokusekwe kwi-dosage, ixesha, kunye nobunzima benkqubo.

Inqanaba lomhlaza

Inqanaba apho umhlaza ufunyaniswa ufunyaniswe ichaphazela kakhulu iindleko zonke. Inqanaba lokuqala lomhlaza wenqanaba lokuqala lufuna unyango olubanzi, olukhokelela kwiindleko ezisezantsi xa kuthelekiswa nenqanaba eliphezulu elithelekiswa nomhlangazi onyango efuna ukuba izinto ezininzi zonyango kunye neendlela ezinde.

Indawo yesibhedlele

Indawo yendawo yesibhedlele apho kufike khona unyango oludlala indima ebalulekileyo kwixabiso lokugqibela. Izibhedlele kwiindawo ezisezidolophini okanye ezinombono ophakamileyo zinokuba nezityholo eziphezulu kunezo ezisemaphandleni. Ngaphaya koko, amazwe awahlukeneyo aneenkqubo ezahlukeneyo zempilo, echaphazela iindleko zizonke.

I-Inshurensi yeinshurensi

I-Inshurensi yezeMpilo ichaphazela kakhulu iindleko zepokotho ezinxulumene Unyango olungabhatali. Ubungakanani bokugubungela buhluka kakhulu kuxhomekeka kumgaqo-nkqubo, isicwangciso, kunye neshurensi. Kunyanzelekile ukuba uphonononge umgaqo-nkqubo wakho ngononophelo ukuze uqonde inqanaba lokugubungela kunyango lomhlaza kunye neendleko ezinxulumene nokuhlala, izibhedlele, kunye notyelelo lukagqirha. Ababoneleli-mali abaninzi i-Inshurensi banezixhobo kunye neenethiwekhi zenkxaso ukuze bakwazi ukunceda ukuhamba ubunzima bemali.

Ukuhamba ngemiceli mngeni yezemali yonyango lomhlaza we-LIVU

Iinkqubo zoncedo lwezezimali

Imibutho eliqela ibonelela ngeenkqubo zoncedo lwezezimali kubantu abajongana neendleko eziphezulu zonyango lomhlaza. Ezi nkqubo zihlala zibonelela ngeenkxaso-mali, iinkxaso-mali, okanye uncedo lokuhlawula ukunceda ekuhlawuleni amatyala onyango. Kucetyiswa ukuba kuphando kwaye uqhagamshelane nale mibutho ukuphonononga iinketho ezikhoyo.

Iimvavanyo zeklinikhi

Ukuthatha inxaxheba kuvavanyo lweklinikhi kunokubonelela ngeendleko ezincitshisiweyo okanye ezixhonyiweyo ezinxulumene nonyango, zibonelela ngolunye uhlobo lweendlela ezichaphazela iingxaki zemali. Ugqirha wakho we-oncologist unokubonelela ngolwazi malunga neemvavanyo eziqhubekayo zezonyango ezifanelekileyo kwimeko yakho ethile.

Uhlobo lonyango	Uluhlu lweendleko zexabiso (i-USD)
Utyando	$ 50,000 - $ 200,000 +
Chemotherapy	$ 10,000-$ 50,000 +
Unyango lwe-radiation	$ 5,000 - $ 30,000 +
Unyango olujolise kunyango	$ 10,000-$ 100,000 +
I-gonotherapy	$ 10,000-$ 200,000 +

Qaphela: Ezi nqanaba zendleko ziqikelelo kwaye zinokwahluka kakhulu.

Ukufuna isikhokelo sobungcali

Unxibelelwano oluvulekileyo neqela lakho lezempilo lubalulekile. Xoxa ngeenkxalabo zakho malunga neendleko zonyango, kwaye uphonononge zonke iindlela ezikhoyo zokulawula umthwalo wezemali. Ungathandabuzi ukubuza imibuzo malunga nokuhlawula, i-inshurensi yokugubungela, kunye neenkqubo zoncedo lwezezimali. Izibhedlele ezininzi zinabacebisi ngezemali abazinikeleyo abanokubonelela ngesikhokelo nenkxaso. Ukufumana inkxaso engaphezulu kunye nezixhobo, cinga ngokunxibelelana nemibutho yokunxibelelana nenkathalo yomhlaza kunye noncedo lwezezimali, olunje ngenjongo yemfundo kuphela kwaye akufuneki ithathwe njengengcebiso yonyango. Kubalulekile ukuba sinxibelelane nomnikezeli wakho wezempilo kwingcebiso eyakhelwe ngokwakho malunga neyakho Unyango olungabhatali kunye neendleko zayo ezinxulumene nazo. Uqikelelo lweendleko olunikiweyo lubalulekile kwaye lungahluka ngokusekelwe kwizinto ezininzi.IZiko loPhando lweShandong Baeo inokukwazi ukubonelela ngolwazi olongezelelekileyo kunye nenkxaso kule ndawo. Banika ukhathalelo lomhlaza obanzi kwaye banikezele kwimpilo-ntle yomonde. Nceda uqaphele ukuba esi asikuko ukuqinisekiswa, kwaye kufuneka wenze uphando lwakho ukuze ubone ukuba yeyiphi uMboneleli wezeMpilo ilungele iimfuno zakho.