ngaphandle kwexabiso lepokotho yeendleko zomhlaza

Ukuqonda i-Pocket Ixabiso leNtlawulo yoMhlaza ibonelela ngesishwankathelo esibanzi sezinto ezinomhlaza womhlaza weendleko zomhlaza kunye nokuhamba ubunzima beendleko zokhathalelo lwempilo. Siza kuphonononga iindlela ezahlukeneyo zonyango, ukugubungela i-inshurensi, kunye nezicwangciso zokulawula iindleko.

Izinto ezichaphazela ukuphuma kwexabiso lepokotho yeendleko zomhlaza

Inezinto ezininzi zinefuthe elikhulu kwixabiso lepokotho yeendleko zomhlaza olawulayo. Oku kubandakanya:

Uhlobo lonyango

Uhlobo lonyango olufunyenwe ifuthe kakhulu ziindleko zonke. Ukukhetha uluhlu ukusuka kwixesha elisebenzayo (ukubeka iliso kwinkqubela phambili yomhlaza ngaphandle kokuphathwa gadalala), i-prostatectopic ye-prostatectopic), i-radiation ye-ractcopic ye-prostatectop), i-rabotherapy, i-chemotherapy, kunye nonyango. Indlela nganye ineendleko ezahlukileyo ezinxulumene neenkqubo, amayeza, kunye nokuhlala esibhedlele.

Inqanaba lomhlaza

Inqanaba lomhlaza kwi-disancefos idlala indima ebalulekileyo. Inqanaba lokuqala lomhlaza lihlala lifuna unyango olungaphezulu kunye nonyango olungaphezulu komhlaza wenqanaba eliphambili, olunokuthi lunyanzelise ukuba nongenelelo olungaphezulu kunye nongenelelo ngexabiso.

I-Inshurensi yeinshurensi

I-Inshurensi ye-Inshurensi yezeMpilo iyahluka kakhulu, ichaphazela isigulana sexabiso lepokotho yeendleko zomhlaza. Iikopi, ukuncipha, kunye neemfuno zemali zonke zinegalelo kwinkcitho yokugqibela yepokotho. Ukuqonda umgaqo-nkqubo wakho weinshurensi oyimfuneko. Kukwakufanelekile ukukhangela ukubakho kokuviwa komtsalane ukuba unyango luthathwa njengemfuneko yezonyango.

Indawo yeJografi

Iindleko zokhathalelo lwempilo zahlukile kwiindawo ezinendawo. Unyango kwiindawo ezinamaxabiso aphezulu luya kukhokelela kwixabiso eliphezulu kwixabiso le-racket yexabiso lomhlaza xa kuthelekiswa nemimandla yexabiso eliphantsi.

Iindleko ezongeziweyo

Ngaphandle konyango oluphambili, kubandakanya iindleko ezongezelelweyo kunokubakho, kubandakanya i-Anesthesia Remidies Iimvavanyo zeLebhu benza indleko (ze-CHEMOTOOPYS) indleko zonyango (ezo kufuneka zihambele phantsi.

Uqikelelo lwakho ngaphandle kwexabiso lepokotho yeendleko zomhlaza

Ukuqikelela ngokuchanekileyo kwi-pocket indleko zexabiso lomhlaza onomhlaza ngaphambi kokuba unyango luqale kunokuba lucelomngeni. Nangona kunjalo, nantsi ezinye iindlela: phonononga uMgaqo-nkqubo wakho weinshurensi: Vavanya ngononophelo imigaqo-nkqubo yakho ye-inshurensi yokuqonda ukhuseleko lwakho kunyango lomhlaza. Nika ingqalelo ngokukodwa kubasunguli, i-co-Pays, kunye ne-pocket ephezulu. Nxibelelana nomnikezeli wakho wezempilo: Xoxa ngeendleko ezinxulumene nesicwangciso sakho sonyango kunye neqela lakho logqirha okanye iqela lezempilo. Banokubonelela ngeengqikelelo ngokusekwe kumava abo kunye nolwazi lweinshurensi yakho. Sebenzisa izixhobo ze-Intanethi: Izixhobo ezininzi ze-intanethi kunye nezixhobo zinokunceda iindleko zokhathalelo lwempilo. Nangona kunjalo, ezi zihlala ziqikelelo ngokubanzi kwaye azinakubonakalisa ngokuchanekileyo imeko yakho ethile. Funa uncedo lwezezimali: Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali zezigulana ezinomhlaza. Ukuphonononga ezi khetho kunokunciphisa kakhulu iindleko zakho zepokotho.

Iinkqubo zoncedo lwezezimali zoMhlaza we-prostate

Imibutho eliqela kunye neziseko zibonelela ngoncedo lwezezimali kubantu abajongana nonyango lwezemali lonyango lomhlaza. Ukuphanda ngezi zixhobo kubalulekile, njengoko ezi nkqubo zinokunciphisa kakhulu ngaphandle kwexabiso lepokotho yeendleko zomhlaza. I IZiko loPhando lweShandong Baeo Nikeza ukhetho olubanzi lonyango kwaye banokukunxibelelanisa neenkonzo ezifanelekileyo zenkxaso.

Ukuhambahamba kweendleko zonyango lomhlaza

Iindleko eziphezulu zonyango lomhlaza zinokuba yinkwantya. Vula unxibelelwano neqela lakho lezempilo, ukuphononongwa kwengqondo yepolisi yakho ye-inshurensi, kunye nokuhlola iinkqubo ezikhoyo zoncedo lwezezimali ngamanqanaba abalulekileyo ekulawuleni ezi ndleko ngokufanelekileyo. Ukucwangciswa okusebenzayo kunye nobuchule bunokunciphisa kakhulu uxinzelelo lwezezimali olunxulumene nolu hambo lucelomngeni.

Isampula yexabiso lesampulu (umzekelo kuphela)

Nceda uqaphele: le theyibhile ilandelayo yenzelwe ukubonisa kuphela kwaye ayiboniboni ndleko, ezahluka kakhulu kuxhomekeka kwizinto ezixubeneyo. Iindleko kufuneka zisoloko zingqinisisiwe ngomboneleli wakho wezempilo kunye nenkampani yeinshurensi.

Uhlobo lonyango	Uqikelelo lwexabiso elipheleleyo (i-USD)	Ixabiso elinokubakho le-epcket
Ukuhlolwa okusebenzayo	$ 5,000 - $ 15,000	I- $ 1,000-$ 5,000
I-rastrical prostatectomy	$ 20,000-$ 50,000	$ 5,000 - $ 20,000
Unyango lwe-radiation	I- $ 15,000 - $ 40,000	$ 3,000-$ 15,000