Ixabiso elincinci leSuby Lung

Ukuqonda indleko zomhlaza omncinci weseli Eli nqaku libonelela ngesishwankathelo esibanzi sezinto zemali zonyango lwe-SCLC, ukuhlola izinto ezahlukeneyo eziphembelela iindleko zonke. Siza kusebenza kwizinto zonyango, iindleko ezinokubakho zepokotho, kunye nezixhobo ezikhoyo zokunceda ukulawula umthwalo wezemali.

Esi sikhokelo sijolise ekucaciseni izinto zemali ezihambelana nazo Ixabiso elincinci leSuby Lung, ekuxhobiseni ngolwazi olufanelekileyo ukuya kuhambo olucelomngeni.

Izinto ezichaphazela iindleko zonyango lwe-SCCC

I-MALUNGISELELO YOLAWULO NAKWIINGOZI ZABO

Ixabiso le Unyango oluncinci lomhlaza oluncinci iyahluka ngokuxhomekeke kulungelelwaniso lonyango olukhethiweyo. Unyango oluqhelekileyo lubandakanya i-chemotherapy, unyango lwe-radiation, utyando (kwiimeko ezinqongopheleyo), unyango olujolise kunyango, kunye nonyango. I-chemotherapy, ihlala ilitye lesiseko sonyango lwe-SCLC, inokubandakanya imijikelezo emininzi kunye neendleko ezinxulumene neyeza. Unyango lwe-radiation radia, nokuba yingxondorha yangaphandle okanye i-brachytherapy, inamaqhinga ayo ayo kuxhomekeke kubungakanani kunye nexesha lonyango. Unyango olujolise kumnqweno kunye nomonotherapies, ngelixa unokuba nempumelelo ngakumbi kwezinye izigulana, unokubiza kakhulu ngakumbi kunokunyanga okuqhelekileyo. Iindleko ezithile ezinxulumene nentlalo nganye ziya kwahluka ngokusekwe kwiimeko zomntu ngamnye, umboneleli wezempilo, kunye nendawo yendawo.

Iindleko zokuvavanya isifo

Ngaphambi kokuba unyango luqale, ukuxilongwa ngokucokisekileyo kubalulekile. Oku kubandakanya iimvavanyo ezahlukeneyo ezifana neskessing scans (i-CT Scans, i-Scans, Mri), i-biopsies, kunye novavanyo lwegazi. Ixabiso elikhawulezayo le nkqubo yokuxilongwa inegalelo kulo lonke Ixabiso elincinci leSuby Lung.

Imirhumo yesibhedlele kunye negqirha

Ukuhlala esibhedlele, nokuba ugqirha wotyando, ulawulo lwe-chemotherapy, okanye ukulawula iingxaki, ukongeza ngokucacileyo kwiindleko. Imirhumo yamagqirha, kubandakanya nezo ze-ofisi, oogqirha, kunye nezinye iingcali, zenza icandelo elibalulekileyo leendleko zizonke. Ezi ntlawulo ziphenjelelwa zizinto ezifana nobungcali bukagqirha, indawo, kunye nobunzima betyala.

Iindleko zamayeza

Ixabiso lamayeza, ngakumbi unyango olujolise kunyango kunye nomonotherapies, inokuphakama okukhethekileyo. La mayeza ahlala efuna ulawulo oluqhubekayo, olukhokelela kwiindleko ezinkulu zexesha elide. Ngaphaya koko, iindleko zamayeza axhasayo, ezinjengezo ukulawula iziphumo ebezingalindelekanga, kufuneka ziqwalaselwe.

Iindleko zepokotho ngaphandle

Ngaphandle kwe-inshurensi yokugubungela, abaguli banokujongana neendleko eziphezulu zepokotho. Oku kunokubandakanya i-co-Pays, i-carespables, kunye nokuhlaziya. Iindleko zokuhamba ukuya nokuqeshwa konyango, indawo yokuhlala ukuba iyimfuneko, kunye neendleko zokulawula iziphumo ebezingalindelekanga (i-E.G., zonke izongezo zesondlo) Zonke zinegalelo kulo mthwalo.

Uncedo loNcedo lwezeziMali kuNyango lwe-SCCC

Ukuhamba ngemiceli mngeni yezemali enxulumene Unyango oluncinci lomhlaza oluncinci Inokuba yinto eyoyikisayo. Nangona kunjalo, izibonelelo ezininzi zinokunceda ukunciphisa umthwalo wezemali:

I-Inshurensi yeinshurensi

Uninzi lwezicwangciso zeinshurensi yezeMpilo kumazwe aphuhlileyo zibonelela ngenqanaba elithile lokufumana unyango lomhlaza. Ukuqonda okuthile kwemigaqo-nkqubo yakho, kubandakanya i-Co-Pays, ii-skeckibles, kunye ne-pocket ephezulu, ibalulekile. Kucetyiswa ukuba uqhagamshelane nomnikezeli wakho weinshurensi ngqo ukucacisa iinkcukacha ezixhasayo kunyango lwe-SCLC.

IINKQUBO ZOKUNCEDA

Iinkampani ezininzi zamayeza zibonelela ngeenkqubo zoncedo zoguli (i-PAPS) zokunceda izigulana zikwazi ukufumana amayeza abo. Ezi nkqubo zinokubonelela ngoncedo lwezezimali okanye amayeza asimahla ngokusekelwe kwizidingo zemali. Ulwazi malunga nezi nkqubo zihlala zifumaneka kwiwebhusayithi yenkampani yamayeza okanye kwi-oncologist yakho.

Imibutho eokhokho

Imibutho eliqela eshukumayo ibonelela ngoncedo lwezezimali kubaguli abanomhlaza kunye neentsapho zabo. Le mibutho ihlala inikezela ngeenkxaso-mali, izifundo, okanye olunye uncedo lwezezimali ukunceda kwiindleko zonyango kunye neendleko ezinxulumene noko. Imizekelo ibandakanya uluntu lomhlaza waseMelika kunye ne-leukemia kunye ne-lymphoma. Umbutho woMhlaza waseMelika kwaye I-Leukemia kunye ne-Lymphoma Nika izixhobo zexabiso.

Ukucwangciswa kweendleko zonyango lwe-SCCC

Ukucwangciswa kwemali ngokufanelekileyo kubalulekile ukujongana neendleko ze Unyango oluncinci lomhlaza oluncinci. Iingxoxo zokuqala neqela lakho lezempilo, umnikezeli weinshurensi, kunye nomcebisi wezezimali zinokukunceda uqonde iindleko ezinokubakho kunye nezixhobo ezikhoyo. Ukuphonononga zonke iindlela zoncedo lwezezimali, kubandakanya iinkqubo zikarhulumente, imibutho ethululweyo, kunye neenkqubo zoomonde, zinokwenza umahluko obalulekileyo ekulawuleni umthwalo wezemali. Khumbula ukugcina iirekhodi ezineenkcukacha zalo lonke amatyala ezonyango kunye neendleko zamabango e-inshurensi kunye neenjongo zerhafu.

Uhlobo lonyango	Uluhlu lweendleko zexabiso (i-USD)	Amanqaku
Chemotherapy	$ 10,000-$ 50,000 +	Yahluka kakhulu kuxhomekeka kwinani lemijikelezo kunye namachiza athile asetyenzisiweyo.
Unyango lwe-radiation	$ 5,000 - $ 30,000 +	Ukuxhomekeka kubungakanani kunye nexesha lonyango.
Unyango olujolise kwi-picotherapy	$ 20,000 - $ 200,000 + ngonyaka	Ihlala ixabisa kakhulu ngenxa yonyango oluqhubekayo.

Qaphela: Iindidi zeendleko ziqikelelo kwaye zingahluka kakhulu kwiimeko ezizodwa, indawo, kunye nesicwangciso sonyango. Nxibelelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yolwazi oluchanekileyo lweMeko kwimeko yakho.

Ngolwazi oluthe kratya malunga neenketho zonyango lomhlaza, thatha isigqibo sokuhlola izibonelelo ezikhoyo kwi IZiko loPhando lweShandong Baeo. Olu lwazi lwenzelwe ulwazi ngokubanzi kwaye akufuneki luthathelwe ingqalelo uqeqesho lwezamayeza. Soloko unxibelelana nengcali yezempilo ngayo nayiphi na inkxalabo yezempilo.