Ixabiso le-40 yeendleko zomhlaza

IXABISO LOCWANGCISO LOCWANGCISO LOCWANGCISO LWEZIFUNDO LWE: Inqanaba lokufumana unyango olune kubalulekile ukuba izigulana kunye neentsapho zabo. Esi sikhokelo sinika isishwankathelo esibanzi seendleko ezinxulumene nonyango, izixhobo ezifumanekayo zoncedo lwezezimali, kunye nezinto ezithande iindleko zazo zonke.

Izinto ezichaphazela iindleko zenqanaba lomhlaza wamanzi amane

Ixabiso le Inqanaba lokufumana unyango olune iyahluka ngokuxhomekeke kwizinto ezininzi:

Uhlobo lonyango

Iinketho zonyango ezahlukeneyo ziphethe iithegi zamaxabiso ezahlukeneyo. I-chemotherapy, unyango olujongiweyo, u-Immunotherapy, unyango lwe-radiation, kunye noqhaqho Konke kuneendleko ezahlukeneyo. Amachiza athile asetyenzisiweyo kwicandelo ngalinye nefuthe kwinkcitho ngokubanzi. Umzekelo, amachiza ama-Newner amaGciotherapy ahlala eyalela amaxabiso aphezulu kunerejimeni ye-chemotherapy.

Ubude bonyango

Ixesha lokunyanga ichaphazela kakhulu iindleko ziyonke. Abanye abaguli banokufuna iinyanga ezininzi zonyango, ngelixa abanye benokufuna ukhathalelo lweminyaka. Eli xesha lichaphazela ngqo iindleko zamayeza, ukuhlala esibhedlele, kunye notyelelo lukagqirha.

Indawo noMboneleli wezeMpilo

Indawo apho ifunyenwe khona idlala indima ebalulekileyo ekumiseleni iindleko. Ababoneleli bezempilo kwimimandla eyahlukeneyo okanye nezibhedlele ezahlukeneyo ngaphakathi kwengingqi banokuba nezakhiwo zamaxabiso. Kucetyiswa ukuba ubuze malunga neendleko phezulu kubaboneleli abanokubakho.

I-Inshurensi yeinshurensi

Ubungakanani beinshurensi yezempilo ye-Inshurensi buchaphazela kakhulu iindleko zepokotho. Icacile iCwangciso le-Inshurensi yesigulana, kubandakanya ukungafuduki, iintlawulo, kunye nokunqongophala, kuya kumisela umthwalo wabo wezemali. Ukuqonda amaziko akho e-inshurensi malunga Inqanaba lokufumana unyango olune ibalulekile.

Iindleko ezongezelelweyo

Ngaphaya kweendleko zonyango ezingundoqo, iindleko ezininzi ezincedisayo zinokuqokelela. Oku kunokubandakanya iindleko zokuhamba ukuya nokuqeshwa konyango, iindleko ezinxulumene nokhathalelo lwempilo yasekhaya, kunye neenkcitho ezinxulumene nokulawula iziphumo ebezingalindelekanga kunyango.

Izinketho zonyango kunye neendleko ezinxulumene nazo

Ngelixa ubonelela ngamanani eendleko ezichanekileyo akunakwenzeka ngaphandle kweenkcukacha ezithile zetyala lomntu ngamnye, le thebhile ilandelayo ibonelela ngesishwankathelo ngokubanzi sonyango kunye neendleko ezinokubakho. Olu qikelelo kwaye ezona ndleko zinokwahluka kakhulu. Kubalulekile ukubonisana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yolwazi lwamaxabiso achanekileyo kwimeko yakho.

Uhlobo lonyango	Uluhlu lweendleko (i-USD)	Amanqaku
Chemotherapy	$ 10,000-$ 100,000 + ngonyaka	Ihluka kakhulu kwiziyobisi ezisetyenzisiweyo kunye nexesha lonyango.
Unyango olujolise kunyango	$ 10,000-$ 200,000 + ngonyaka	Iindleko, kodwa iziyobisi ezijongwa kakhulu kakhulu zinokusebenza kakhulu.
I-gonotherapy	$ 10,000-$ 200,000 + ngonyaka	Uluhlu lweendleko ezifanayo kunyango olujolise kulo, lukwasebenza kakhulu kwezinye izigulana.
Unyango lwe-radiation	$ 5,000 - $ 30,000 +	Iyahluka ngokuxhomekeke kwindawo ephathwe kunye nenani leeseshoni.
Utyando	$ 20,000 - $ 100,000 +	Iindleko, ngokufuthi kuphela kukhetho olukhethiweyo olukhethayo lwenqanaba le-4 lemiphunga.

IZIXHOBO ZOKUFUNDA IMALI

Ukuhamba ngemiceli mngeni yemali ye Inqanaba lokufumana unyango olune Inokuba yinto eyoyikisayo. Ngethamsanqa, izibonelelo ezininzi zinokubonelela ngoncedo lwezezimali: iinkampani zeinshurensi: nxibelelana nomnikezeli weinshurensi yakho ukuze uqonde ngokupheleleyo ukugubungela kwakho kunye neendleko zepokotho. IiNkqubo zoNcedo lokuNceda (i-PAPS): Iinkampani ezininzi zamachiza zibonelela i-PAPS ukunceda izigulana zikwazi ukuhlawula amayeza abo. Jonga ngomenzi wamachiza akho amiselweyo. Imibutho engenzi nzuzo: Inzuzo eliqela, enjengoMbutho woMhlaza waseMelika kunye nesiSeko soMhlaza we-LIVLES, ukubonelela ngoncedo lwemali kunye neenkonzo zenkxaso. Iiwebhusayithi zabo zihlala zinolwazi kwiinkxaso-mali ezifumanekayo kunye neenkqubo. Cinga ukuphatha imibutho ethile kwingingqi yakho. Iinkqubo zikarhulumente: Kuxhomekeka kubulelo bakho, iinkqubo ezinje nge-Medicaid kunye neMedicare inokunceda ukugubungela ezinye okanye zonke iindleko zonyango.

Ukuqukumbela

Ixabiso le Inqanaba lokufumana unyango olune yinkxalabo ebalulekileyo kwizigulana ezininzi kunye neentsapho zazo. Ngokuqonda izinto ezinempembelelo zexabiso, ziphonononge iindlela ezikhoyo zonyango, kwaye zisebenzise izixhobo zoncedo lwezezimali, abantu banokuhamba ngempumelelo le nkathalo yomhlaza ngakumbi. Khumbula ukubonisana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yesikhokelo esibekiweyo. Ngolwazi oluthe kratya ngononophelo lomhlaza, unokunqwenela ukubona izixhobo ezifana ne Umbutho woMhlaza waseMelika. Ngolwazi oluthe kratya ngonyango oluPhambili lomhlaza oPhambili, nceda uqaphele ukunxibelelana ne IZiko loPhando lweShandong Baeo.