Ukuqonda iindleko zenqaku lebele elinikeza inqaku le-curchisis libonelela ngesishwankathelo esibanzi seendleko ezinxulumene nonyango lwethumba elinamabele, ukuhlola izinto ezahlukeneyo ekuphembelele kwixabiso lokugqibela kunye nokubonelela ngezixhobo zokuhamba ngokungxamisekileyo. Sigubungela iindlela ezahlukeneyo zonyango, ukuqwalaselwa kweinshurensi, kunye neenkqubo ezinokubakho zemali.

Ukuqonda indleko zonyango lwethumba lesifuba

Ukujongwa kwesifo sethumba sebele kuyaqondakala. Ngaphaya kokona tyala, umthwalo wezemali we Ixabiso lonyango lwe-tumar inokuziva ngokulinganayo. Esi sikhokelo sijolise ekupheliseni ubunzima be Ixabiso lokunyanga ibele, ukuhambisa ukuqonda kwimiba ephembelela amaxabiso kunye nokubonelela ngezixhobo ukukunceda ukuba uhambise le nkalo yohambo lwakho. Indleko zonyango lomhlaza amabele zinokwahluka kakhulu kuxhomekeke kwizinto ezininzi, kubandakanya nenqanaba lomhlaza, uhlobo lonyango olufunekayo, kunye neinshurensi yakho.

Izinto ezibangela iindleko zonyango lwebele

Inqanaba lomhlaza

Inqanaba lokuqala lebele ibele i-ibeleko ngokubanzi lifuna unyango olubanzi, olukhokelela kwiindleko eziphantsi xa kuthelekiswa namanqanaba ongenelelo afanelekileyo afana nonyango oluthile, unyango lwe-radiation, nonyango. Ubungakanani bo utyando, inani lemijikelezo ye-chemotherapy, kwaye ixesha lonyango lwe-radiation lonke linefuthe ngqo iyonke Ixabiso lonyango lwe-tumar.

Uhlobo lonyango

Uhlengahlengiso olwahlukileyo lonyango luneendleko ezahlukeneyo. Utyando, kubandakanya i-mastectomy okanye i-lumpectomy, ithwala iseti yenkcitho, equka iifizi zesibhedlele, imirhumo kagqirha, kunye neendleko ze-anesthesia. I-chemotherapy iquka iindleko zonyango, ulawulo, kunye nolawulo olunokwenzeka olunokubakho. Unyango lwe-radiation lwe-radia lubandakanya iindleko zonyango kunye neziciko zinokubakho. Unyango olujolisiweyo kunye nemmunotherapy, ngelixa lunokuphumelela kakhulu, lunokubiza kakhulu.

I-Inshurensi yeinshurensi

Isicwangciso sakho se-inshurensi sezempilo idlala indima ebalulekileyo ekuqinisekiseni iindleko zakho zepokotho. Ukuqonda umgaqo-nkqubo wakho wepolisi yonyango lomhlaza webele, kubandakanya ukungafuduki, i-co-Pays, kunye ne-pocket ephezulu, kubalulekile. Izicwangciso ezininzi zeinshurensi zineenethiwekhi ezithile zababoneleli, kwaye zisebenzisa ababoneleli ngenethiwekhi ngokubanzi zikhokelela kwiindleko eziphantsi. Kubalulekile ukuphonononga iinkcukacha zakho zomgaqo-nkqubo kwaye uqhagamshele umboneleli wakho weinshurensi ngqo ukuze uqonde ukhuseleko lwakho kunyango kunye neenkonzo.

Iindleko ezongezelelweyo

Ngaphandle konyango olusisiseko, iindleko ezongezelelweyo ezininzi zinokuba negalelo kwiindleko zonke. Oku kubandakanya: Iimvavanyo zonyango (i.G., iibhasies, iingxelo ze-pathology, zokubonisana, iindleko ze-sundologists, iindleko zokuhamba, kunye neendleko zokubuyisela kwimeko yesiqhelo. Kubalulekile ukuba ubonakalise zonke ezi ndleko kuhlahlo-lwabiwo mali lwakho.

Ukuhambahamba kweMveliso yeMali

Iinkqubo zoncedo lwezezimali

Imibutho eliqela ibonelela ngeenkqubo zoncedo lwezezimali kubaguli abamhlaza abasukelayo kwiindleko zonyango. Ezi nkqubo zinokubonelela ngeenkxaso-mali, iinkxaso-mali, okanye uncedo kwiipremiyamu zeinshurensi. Kucetyiswa ukuba uphando kwaye usebenze kwimibutho efanelekileyo kwangoko. Ezinye izibhedlele kunye namaziko ohlaza anazo neenkqubo zabo zoncedo lwezezimali.

Ukuxoxisa iindleko zezonyango

Ukubiza iindleko zonyango kunokuba yimpumelelo ekunciphiseni umthwalo wakho wezemali. Nxibelelana nababoneleli bezempilo ababonelelayo bezempilo ukuze baxoxe ngezicwangciso zokuhlawula, izaphulelo, okanye ukhetho lokhathalelo lokhathalelo. Izibhedlele ezininzi kunye neeklinikhi zizimisele ukusebenza nezigulana zokwenza izicwangciso zokuhlawula ezilawulwayo.

Izixhobo kunye nolwazi oluthe kratya

Ngolwazi oluthe kratya malunga Ixabiso lokunyanga ibele kunye nezixhobo ezikhoyo, unokufumana oku kuluncedo:

• Umbutho woMhlaza waseMelika -Unika ulwazi olubanzi kumhlaza webele, kubandakanya iindlela zonyango kunye neenkonzo zenkxaso.
• Isiseko soMhlaza weLibele -Inikezela ngezixhobo zesigulana kunye neentsapho zabo, kubandakanya neenkqubo zoncedo lwezezimali.
• Nxibelelana nomnikezeli wakho weinshurensi ngqo ukuze uxoxe ngonyango lomhlaza womhlaza webele.
• Cinga ngokudibana nomcebisi wezezimali okanye i-gamercal yempilo yesikhokelo sobuqu.

Khumbula, ufuna uncedo kunye nokufikelela kwizibonelelo ezikhoyo zibalulekile. Ungathandabuzi ukufikelela kwiqela lakho lezempilo kunye nemibutho efanelekileyo ngenkxaso kunye nesikhokelo. Ukuqonda iinkalo ezahlukeneyo ze Ixabiso lonyango lwe-tumar ukuxhobisa ukuba wenze izigqibo ezizizo kwaye ulawule imiceli mngeni yezemali enxulumene nononophelo lwakho.

Iphepha elichazayo: Olu lwazi kukolwazi ngokubanzi kwaye akufuneki luthathelwe ingqalelo uqeqesho lwezonyango. Soloko unxibelelana nomboneleli wakho wezempilo ukuze akhokele.

Qaphela: Inqanaba leendleko liqikelekile kwaye lingahluka kakhulu kwiimeko zabantu, indawo, kunye nezicwangciso zonyango. La manani luqikelelo kwaye awazive amaxabiso athile kulo naliphi na iziko. Ulwazi oluchanekileyo lweendleko, nceda uqhagamshelane nomnikezeli wakho wezempilo kunye nenkampani yeinshurensi.