Ixabiso lokuphathwa konyango

Iindleko zoCwangciso lwaBaselula Esi sikhokelo sinika isishwankathelo esifanelekileyo seendleko ezichaphazelekayo, zikunceda ukuba uqonde ukuba ulindele ntoni. Siza kuphonononga iindlela ezahlukeneyo zonyango, ukugubungela i-inshurensi enokubakho, kunye nezixhobo ezikhoyo zokulawula umthwalo wezezimali.

Ukuqonda iindleko zonyango lwakuqala lomhlaza

Ixabiso le Unyango lwakuqala lomhlaza Iphenjelelwa zizinto ezininzi:

Uhlobo lonyango

Isicwangciso esithile sonyango esimiselwe ngugqirha we-oncologist yakho ichaphazela kakhulu iindleko zonke. Unyango oluqhelekileyo lwenqanaba lokuqala lemiphunga iquka utyando (i-Lobectomy, i-Werge, njl. Njl. Iinkqubo zotyando ngokubanzi zineendleko eziphakamileyo eziphambili xa kuthelekiswa nolunye unyango, kodwa zide zikhokelela kwiindleko ezisezantsi zexesha elide ukuba ziphumelele ekupheliseni umhlaza. Iindleko zonyango lwe-radiation ziyahluka ngokusekwe kwinani leeseshoni kunye nobunzima bonyango. I-chemotherapy, unyango olujolisiweyo, kwaye iindleko zokunyanga zixhomekeke kumachiza asetyenzisiweyo kunye nexesha lonyango. Ezi ndleko zithi zibalwa kumjikelo ngamnye wonyango.

Inqanaba lomhlaza

Inqanaba apho umhlaza xilongelwe ludlala indima ebalulekileyo kwiindleko zonyango. Amanqanaba ngaphambili afuna unyango oluninzi oluninzi kunye nexabiso elincinci kunamanqanaba aphezulu. Ukufunyanwa kwangoko kubalulekile ekulawuleni iindleko kunye nokuphucula iziphumo zonyango.

Indawo yeJografi

Iindleko zonyango ziyahluka ngokusekwe kwindawo yendawo. Iindleko zempilo kwiindawo ze-metropolitan okanye ezinamatyala aphezulu zokuphila zihlala ziphezulu kakhulu kunakwiindawo ezisemaphandleni okanye ezinamatyala aphantsi okuphila.

I-Inshurensi yeinshurensi

I-Inshurensi ye-Inshurensi yeyona nto iphambili echaza iindleko zakho zepokotho. Iinkcukacha ze-Inshurensi yakho yezeMpilo-mali, i-Co-Pays, kunye ne-Inshurensi-iya kuba nefuthe kangakanani ukuba uhlawula malini. Izicwangciso ezininzi ze-inshurensi zezempilo zibonelela ngenqanaba lokufumana unyango lomhlaza, nangona ubungakanani bokugubungela kuyahluka. Kubalulekile ukuphononongwa ngokucokisekileyo umgaqo-nkqubo wakho weinshurensi okanye uqhagamshelane ne-inshurensi yakho ukucacisa ukuba zeziphi iinxalenye ze Unyango lwakuqala lomhlaza iya kugutyungelwa. Kubalulekile ukuba uxoxe ngeendleko zonyango ngomnikezeli wakho weinshurensi ngaphambi kokuqala unyango ukuze ufumane ukuqondwa ngokucacileyo koxanduva lwakho lwezezimali.

Iindleko ezongezelelweyo

Ngaphandle kweendleko zonyango ezingundoqo, iindleko ezininzi ezongezelelweyo zinokongeza: Ukuhlala esibhedlele: Iindleko ezinxulumene nokuhlala esibhedlele, kubandakanya igumbi kunye nebhodi, ukhathalelo lokonga, kunye nezinye iinkonzo. Uvavanyo lokuqonda isifo: Iindleko zokuvavanywa kwengcinga ezifana ne-CT Scans, isiKhangeli seZilwanyana, kunye neBiopsies yokufumana ulwazi kunye nenqanaba lomhlaza. Iindleko zamayeza: Ixabiso lamayeza kagqirha ngaphaya kweChemotherapy, unyango olujolisiweyo, okanye i-genotherapy inokufuneka ukuze ilawule iziphumo ebezingalindelekanga. Ukuhamba kwekhaya Iinkcitho ezinxulumene nokuhamba ukuya kuthi ga kumaziko onyango, ngakumbi ukuba ibekwe kude nekhaya lakho. Unonophelo lwenkxaso: Iindleko zokhathalelo oluhlala luhleli, olugxile ekulawuleni iimpawu kunye nokuphucula umgangatho wobomi.

Ukuhambahamba kwimicimbi yezemali yonyango lomhlaza wemiphunga

Iindleko eziphezulu ezinxulumene ne Unyango lwakuqala lomhlaza Inokuba yinto eyoyikisayo. Ngethamsanqa, izixhobo ezininzi nezicwangciso eziliqela zinokunceda ukulawula ezi ndleko:

Iinkqubo zoncedo lwezezimali

Imibutho emininzi inikezela ngeenkqubo zoncedo lwezezimali kubaguli abamhlaza abasukelayo kwiindleko zonyango. Ezi nkqubo zinokuhlawula iindleko ezahlukeneyo, kubandakanya amatyala ezonyango, iindleko zamayeza, kunye neendleko zokuhamba. IiNkqubo zoNcedo loPhando (i-PAPS) ezinikezelwa ziinkampani zamachiza okanye imibutho engenzi nzuzo.

Ukuxoxisana nababoneleli

Ungathandabuzi ukuxoxa nabanikezeli bakho bezempilo ukuxoxa ngezicwangciso zokuhlawula okanye ukuphonononga iindlela zokunciphisa iindleko zakho.

Ukuhlola iimvavanyo zeklinikhi

Ukuthatha inxaxheba kwizilingo zeklinikhi ngamanye amaxesha kunokubonelela ngonyango lwasimahla okanye ukunciphisa iindleko zakho zepokotho.

Uhlobo lonyango	Uluhlu lweendleko eziqikelelweyo (i-USD)
Utyando (i-lobectomy)	$ 50,000 - $ 150,000 +
Unyango lwe-radiation	$ 10,000 - $ 40,000 +
Chemotherapy	$ 5,000 - $ 30,000 + kumjikelo ngamnye
Unyango olujolise kunyango	I- $ 10,000-$ 50,000 + ngenyanga

Qaphela: Iindidi zeendleko ziqikelelo kwaye zinokwahluka kakhulu kwizimo nganye kunye nendawo. Nxibelelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi ye uqikelelo lweendleko ezichanekileyo.

Ngolwazi oluthe kratya kunye nenkxaso, nceda uqhagamshelane IZiko loPhando lweShandong Baeo okanye amanye amaziko e-Oncology adumileyo. Ukuxilongwa kwangoko kunye nonyango olufanelekileyo kubalulekile kwiziphumo ezingcono kunye nolawulo lweendleko.

Iphepha elichazayo: Olu lwazi lwenzelwe ulwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na imibuzo onokuba nayo malunga neemeko zonyango okanye unyango.