Ukuqonda indleko yokuphuma kweplatey yexabiso le-prostate inqaku elinikezela ngoCacisa ngexabiso leendleko ezinxulumene nonyango lomhlaza, ukunceda usenza izigqibo ezinobuchule bezemali kunye nokwenza izigqibo ezizizo. Sikhangela iindlela ezahlukeneyo zonyango, ukugubungela i-inshurensi, kunye nezicwangciso zokulawula iindleko. Ukuqonda ezi zinto kuya kukunika amandla okucwangcisa ngokufanelekileyo nokufikelela kwelona nyango lubalaseleyo.
Unyango lomhlaza lunokubiza kakhulu, kwaye luqonde amandla Iindleko zepokotho ngaphandle ibalulekile kucwangciso lwezemali olusebenzayo. Ixabiso lilonke liyahluka ngokuxhomekeka kwizinto ezininzi, kubandakanya inqanaba lomhlaza, unyango olukhethiweyo, ukugubungela i-inshurensi yakho, kunye nababoneleli ngezempilo. Esi sikhokelo siyaphula phantsi ezi zinto ziphambili zokukunceda ngcono kwaye ulawule imiba yemali yononophelo lwakho.
Inqanaba lomhlaza womhlaza ophembelela ngeendlela zonyango kwaye, ngenxa yoko, iindleko. Inqanaba lokuqala lomhlaza linokufuna unyango oluncinci, olukhokelela kwiindleko ezisezantsi. Amanqanaba aphambili ahlala enza ukuba ungenelelo olunobundlobongela ngakumbi kwaye abe neendleko ezifana notyando, unyango lwe-radiation, kunye nonyango lwehomoni. Ukufunyanwa kwangoko kunye nokungenelela kunokwenza ifuthe ngakumbi umthwalo wezemali uphela.
Ziliqela iindlela zonyango zikhona kwimihlaza yomhlaza, nganye ineendleko ezahlukeneyo. Oku kubandakanya:
I-Inshurensi yakho ye-Inshurensi ichaphazela kakhulu Iindleko zepokotho zepokotho zolawulo lomhlaza. Ukuqonda ukugubungela icebo lakho kwiinkqubo ezithile, amayeza, kunye nokuhlala esibhedlele kubalulekile. Izinto zokudodobala, i-CO-Pays, kunye nokuCunyathela zonke zinegalelo kwiindleko zakho zonke. Kucetyiswa ukuba uphonononge amaxwebhu emigaqo-nkqubo wakho ngononophelo okanye uqhagamshelane nomnikezeli wakho weinshurensi ukucacisa iinkcukacha ezixhasayo.
Imirhumo ebizwa ngoogqirha, oogqirha, izibhedlele, kunye nabanye ababoneleli bezempilo banokwahluka kakhulu kuxhomekeke kwindawo yabo kunye nodumo. Iyingenelo ukubuza malunga neendleko eziqikelelweyo kwangaphambili. Ukuxoxa ngezicwangciso zokuhlawula okanye ukufuna iinkqubo zoncedo lwezezimali ngamanye amaxesha kunokubanceda ekulawuleni iindleko.
Izicwangciso ezininzi zinokunceda ukulawula umthwalo wezemali wonyango lomhlaza:
Akunakwenzeka ukubonelela ngamanani ngqo ngaphandle kweenkcukacha ezithile. Le theyibhile ilandelayo ibonelela ngombono ngokubanzi weendleko ezinokubakho. Le yimizekelo ebonisa ukuba ayithatyathwa njengexabiso eliqinisekileyo.
Unyango | Uluhlu lweendleko eziqikelelweyo (i-USD) |
---|---|
Utyando (i-radical prostatectom) | $ 15,000 - $ 50,000 + |
Unyango lwe-radiation phanya (i-beam yangaphandle) | $ 10,000-$ 30,000 + |
Unyango lwehomoni (unyaka o-1) | $ 5,000 - $ 15,000 + |
Iphepha elichazayo: Olu lwazi lweendleko zenzelwa imizekeliso kuphela kwaye akufuneki kuthathelwe ingqalelo kwezonyango okanye zezemali. Okwezo ndleko zinokwahluka kakhulu. Nxibelelana nababoneleli bakho bezempilo kunye nenkampani yeinshurensi ye-inshurensi yoqikelelo lweendleko ezichanekileyo nezakho.
Ngolwazi oluthe kratya malunga noCwangciso lomhlaza unyango kunye nenkxaso, cinga ngokuhlolisisa izixhobo kwimibutho edumileyo njenge Umbutho woMhlaza waseMelika kwaye i Amaziko eMpilo kaZwelonke. Khumbula ukuba usoloko ufuna ingcebiso ngonyango lwemeko yakho ethile.
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