Isikhokelo esibanzi sibonisa ubunzima be Ixabiso le-squampous yeseli. Sivele kwizinto ezahlukeneyo esiphembelela inkcitho iyonke, ukubonelela ngokuqonda kwizinto zonyango, ukugubungela i-inshurensi enokubakho, kunye nezixhobo zokukunceda ukuba uhambise le nkathalo yemali yomhlaza. Funda malunga neendlela zokunyanga, iindleko ezinxulumene nazo, kunye neendlela zokunciphisa imithwalo yemali.
Ixabiso le I-squamous is-encinci yeseli ye-LUGS iyahluka ngokuxhomekeka kwindlela ekhethiweyo. Ukhetho lubandakanya utyando (kubandakanywa iinkqubo ezincinci ezincinci ezifana ne-VAT okanye utyando lwerobhothi), i-chemotherapy, i-ramotherapy, i-radiation uthohlo, i-Denotherapy), kunye nokuxhasa ukhathalelo oluxhasayo. Imogaqo nganye ithwala ithegi yexabiso eyahlukileyo. Iinkqubo zoqhaqho, umzekelo, zibandakanya iindleko eziphezulu ze-upfront xa kuthelekiswa ne-chemotherapy okanye imitha, kodwa iindleko zexesha elide zinokwahluka ngokuxhomekeke kunyango kunye nemfuno yongenelelo oluthe kratya. Unyango olujolise, ngelixa lusebenza kakhulu kwezinye izigulana, lunokuba phakathi kweyona nto iphambili. Ubungakanani bomhlaza, impilo enkenenkene, kunye nokufumaneka kovavanyo zeklinikhi kukwanegalelo kulwando lweendleko. Iindleko ezichanekileyo kunzima ukuqikelela ngaphandle kovavanyo oluneenkcukacha kwi-oncologist. IZiko loPhando lweShandong Baeo inika udliwanondlebe olubanzi lokukunceda uqonde iindleko zonyango kwimeko yakho.
I-inshurensi yokugubungela idlala indima ebalulekileyo ekumiseleni iindleko zepokotho. Ubungakanani bokugubungela buhluka kakhulu ngokuxhomekeke kwimigaqo ye-inshurensi, iimeko ezikhoyo, kunye nonyango oluthethiweyo. Izicwangciso ezininzi zeinshurensi zigubungela inxenye ebalulekileyo yonyango lomhlaza, kodwa iintshukumo, i-Co-Pays, kunye ne-Pocket ephezulu isenokukhokelela kwiindleko ezinkulu. Iinkqubo ezininzi zoncedo lwezezimali, ezinjengezo zibonelelwa ziinkampani zamayeza, imibutho engenzi nzuzo, kunye neearhente zikarhulumente (ezinje nge-Medicare kunye ne-Medicaid), zinokunceda umthwalo wezemali onxulumene ne I-squamous is-encinci yeseli ye-LUGS. Kubalulekile ukuphonononga ezi ndlela zikhethwayo kwinkqubo yokucwangciswa konyango.
Indawo yendawo ichaphazela kakhulu indleko zonyango. Ixabiso lokuphila, inqanaba lokhuphiswano phakathi kwababoneleli ngononophelo lwezempilo, kunye nexabiso lembuyekezo yonke inza iphephe ixabiso lokugqibela. Ngapha koko, ukhetho loMboneleli wezeMpilo (isibhedlele, iklinikhi, njl.njl.) Inokuba nefuthe kwixabiso elipheleleyo. Abanye ababoneleli banokuba nefizi yezixhobo eziphezulu okanye intlawulo ngaphezulu kwiinkonzo ezithile.
Qwalasela kwakhona umgaqo-nkqubo wakho weinshurensi ukuze uqonde ukhuseleko lwakho kunyango lomhlaza. Chonga izinto zakho zokudumba, i-co-pays, kunye ne-epcket yepokotho. Nxibelelana nomnikezeli wakho weinshurensi ngqo ukuze ucacisa nakuphi na izibungu okanye ukungaqiniseki malunga nokugubungela unyango okanye amayeza.
Imibutho emininzi inika uncedo lwezezimali kwizigulana zomhlaza. Oku kubandakanya iinkqubo zoncedo lwenkampani yamayeza (i-PAPS), imibutho engenzi nzuzo ezinikezelwe kuKhathalelo loMhlaza, kunye neenkqubo zikarhulumente. Izixhobo ze-Intanethi, ezinje ngewebhusayithi yeZiko leZiko leZiko leZiko leZiko leZiko leZiko, zinokukhokela kwiinkqubo ezifanelekileyo.
Ukuphuhlisa uhlahlo-lwabiwo mali lokwenyani kubalulekile. Ukusebenzisana neqela lakho lezempilo kunye nabacebisi bezemali ukulindela iindleko ezinokubakho kwaye baphonononge iindlela ezahlukeneyo zokuhlawula. Le ndlela yokusebenza esebenzayo inceda ukulawula iimpembelelo zemali ze I-squamous is-encinci yeseli ye-LUGS ngempumelelo.
Itheyibhile engezantsi ibonisa ukuthelekiswa kweSizekeliso. Okwenziweyo iindleko zinokutshintsha kakhulu kwimeko nganye.
Unyango | Uluhlu lweendleko eziqikelelweyo (i-USD) |
---|---|
Utyando (kubandakanya esibhedlele) | $ 50,000 - $ 150,000 |
I-chemotherapy (umjikelo ngamnye) | $ 5,000 - $ 15,000 |
Unyango lwe-radiation (ngeseshoni nganye) | $ 200 - $ 500 |
Unyango olujolise kwinyanga (ngenyanga) | $ 10,000-$ 20,000 |
Iphepha elichazayo: Ezi nqanaba zendleko ziqikeleli kwaye zingahluka kakhulu kuxhomekeke kwizinto ezifana nobungakanani bomhlaza, indawo, kunye neinshurensi yokugubungela. Nxibelelana nomboneleli wakho wezempilo kunye nenkampani yeinshurensi yolwazi oluchanekileyo.
Olu lwazi lwenzelwe ulwazi ngokubanzi kunye neenjongo zolwazi kuphela, kwaye azisebenzi kakuhle. Soloko unxibelelana nengcali yezempilo efanelekileyo kuyo nayiphi na inkxalabo yezempilo okanye ngaphambi kokwenza naziphi na izigqibo ezinxulumene nempilo yakho okanye unyango.
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