Izindleko ezimaphakathi zokuphathwa komdlavuza wamaphaphu ezibhedlela

Ukuqonda umthwalo wezezimali wokuphathwa komdlavuza wamaphaphu kubalulekile ezigulini nasemindenini yazo. Lo mhlahlandlela ophelele uhlola Izindleko ezimaphakathi zokuphathwa komdlavuza wamaphaphu ezibhedlela, Uma kucatshangelwa izici ezahlukahlukene ezithonya izindleko zizonke. Sizohlola izinketho ezahlukene zokwelashwa, ukumbozwa komshuwalense ongaba khona, nezinsizakusebenza ezitholakalayo ukusiza ukuphatha izindleko.

Izici ezithonya izindleko zokwelashwa komdlavuza wamaphaphu

Isigaba somdlavuza

Isigaba somdlavuza wamaphaphu ekutholakaleni sithinta kakhulu izindleko zokwelashwa. Umdlavuza wokuqala wesiteji uvame ukudinga ukwelashwa okuningana okuningana, okuholela ezindlekweni eziphansi. Izigaba ezithuthukile, noma kunjalo, zingadinga ukwelashwa okunolaka futhi okuhlala isikhathi eside, kufaka phakathi ukuhlinzwa, i-chemotherapy, imisebe kanye nokwelashwa okuhlosiwe, okuholela ezindlekweni eziphakeme kakhulu. Izindleko zingahluka kakhulu ngokuya ngohlelo oluthile lokwelashwa oluthuthukiswe yi-Oncologist. Ukutholwa kusenesikhathi nokungenelela kubalulekile ukuze unciphise ubungozi bezempilo kanye nomthwalo wezezimali.

Izinketho zokwelashwa

Ukukhetha ukwelashwa okuthonya kakhulu Izindleko ezimaphakathi zokwelashwa komdlavuza wamaphaphu. Ukuhlinzwa, kuyilapho kungenzeka ekwelapheni izigaba zokuqala, kuhilela ukuhlala esibhedlela, i-anesthesia, kanye nokunakekelwa kwangemva kokusebenza, konke kwenezela izindleko. Ukwelashwa kwe-Chemotherapy kanye nokwelashwa kwemisebe kubandakanya izikhathi eziningi, izindleko zokwelashwa, kanye nokuphathwa kwemiphumela emibi, okunganweba isikhathi kanye nezindleko zokwelashwa. Izindlela zokwelapha ezihlosiwe, ngenkathi zivame ukusebenza kahle, zingabiza kakhulu. Ubulukhuni nobunzima benketho yokwelashwa ngakunye banomthelela ngqo izindleko zokugcina. Izingxoxo ne-Oncologist yakho zizocacisa indlela efanelekile yokwelashwa engabizi kakhulu futhi engabizi kakhulu yezimo zakho ezithile.

Isibhedlela nendawo yokuhlala indawo

Isibhedlela sikhethelwe ukwelashwa kanye nendawo yaso indawo yayo ithonya izindleko. Izibhedlela ezindaweni ezinkulu zedolobha elikhulu noma lezo ezinezikhungo zomdlavuza ezikhethekile zivame ukuba nezindleko eziphakeme uma kuqhathaniswa nezibhedlela ezincane zomphakathi. Ukuhlukahluka kwendawo ngezindleko zezinsizakalo zokuphila nezokunakekelwa kwempilo nakho kufaka phakathi umehluko wentengo. Ukucwaninga izibhedlela ezahlukene kanye nokuqhathanisa izinhlaka zazo zamanani kungasiza ukwenza izinqumo ezinolwazi. Qiniseka ukuthi ubuza ngezinketho zokukhokha ezihlanganisiwe noma izinhlelo zosizo lwezezimali.

Ukumboza umshwalense

Umshuwalense Wezempilo udlala indima ebalulekile ekuphatheni izindleko zokwelashwa komdlavuza wamaphaphu. Ubungako bokumboza buxhomeke ohlelweni lomshuwalense womuntu ngamunye, kufaka phakathi ama-deductibles, ama-co-pays, kanye nama-pocket amaningi. I-Medicare kanye neMedicage Caverse yokuthola umdlavuza, kepha iziguli kufanele ziqonde izinzuzo nemikhawulo yazo ethile. Amasu omshuwalense azimele nawo ayahlukahluka ekumbozeni kwawo, ngakho-ke ukubukeza imininingwane yenqubomgomo ngokucophelela kubalulekile. Ukubonisana nomhlinzeki wakho womshuwalense ukuze uqonde okumbozwe nokuthi yini okungamboziwe kungasiza kakhulu ekusetshenzisweni kwesabelomali.

Ukulinganisa izindleko ezijwayelekile

Ukuhlinzeka ngesibalo esiqondile se Izindleko ezimaphakathi zokuphathwa komdlavuza wamaphaphu ezibhedlela kuyinselele ngenxa yokuhlukahluka okuningi okuxoxwe ngakho ngenhla. Kodwa-ke, imithombo ehlukahlukene iphakamisa ukuthi izindleko zizonke zingasukela kumashumi ezinkulungwane zamakhulu ngamakhulu ezinkulungwane zamaRandi, ngokuya ngezinto ezishiwo ngaphambili. Ukulinganiselwa kwezindleko okuningiliziwe, kubalulekile ukubonisana nomhlinzeki wakho wezokunakekelwa kwempilo kanye nomshuwalense.

Ukuphatha Izindleko Zokwelashwa Umdlavuza Wephaphu

Amasu ambalwa angasiza ekuphatheni izindleko ezihambisana nokwelashwa komdlavuza wamaphaphu. Lokhu kufaka phakathi ukuhlola izinhlelo zosizo lwezezimali ezinikezwa yizibhedlela, izinhlangano zosizo, kanye nezinkampani ezenza imithi. Izinhlangano eziningi zinikeza izibonelelo noma uxhaso ukusiza iziguli ngezindleko zokwelashwa. Kubalulekile futhi ukuthi uqonde kahle uhlelo lwakho lomshuwalense futhi uhlole izinketho ezinjengokuxoxisana ngezinhlelo zokukhokha ngezibhedlela noma ngezibhedlela ezihlukile uma kungenzeka.

Izinsizakusebenza zosizo lwezezimali

Izinhlangano eziningi zinikeza usizo lwezezimali lokwelashwa komdlavuza. Ukucwaninga ngezinsizakusebenza kanye nokuhlola ukufaneleka kubalulekile. Khumbula, ukuzulazula izinkambiso zezimali zokwelashwa komdlavuza akufanele kube umthwalo wengezwe esimweni esivele siyinselele. Ukusebenzisa izinsiza ezikhona kunganciphisa ukucindezelwa okuhlobene nokuphatha izindleko.

Ngeminye imininingwane mayelana nokunakekelwa komdlavuza okuphelele, cabanga ngokuvakasha I-Shandong Baafa Cancer Research Institute. Banikela ngezindlela zokwelapha ezisezingeni eliphezulu kanye nezinsizakalo zokusekelwa kweziguli ezinomdlavuza. Khumbula, ukutholwa kusenesikhathi nokuphathwa okusebenzayo kubalulekile ekulweni nomdlavuza wamaphaphu futhi uzulazule izindleko zayo ezihambisana nazo. Hlala uthintana nethimba lakho lezokunakekelwa kwempilo ukuze uthole ukuholwa komuntu.