Ukuthola ukwelashwa okungabizi kakhulu komdlavuza: umhlahlandlela Isibhedlela Esishibhile Cancer Hospital eduze kwamiLo mhlahlandlela usiza ukuthi uqonde izinketho zakho zokunakekelwa komdlavuza ezingabizi, ugxile ezintweni okufanele ucabangele lapho ufuna a Isibhedlela Esishibhile Cancer Hospital eduze kwami. Sizohlola ukucatshangelwa kwezindleko, izinketho zokwelashwa, nokubaluleka kokucwaninga ngokucophelela izibhedlela ngaphambi kokwenza isinqumo.
Ukubhekana nokuxilongwa komdlavuza kuyinselele ngokwanele ngaphandle kokuxineka okungeziwe kwezindleko zokunakekelwa kwempilo. Abantu abaningi bafuna Isibhedlela Esishibhile Cancer Hospital eduze kwami, kukhombisa isidingo sokwelashwa komdlavuza okufinyeleleka futhi okungabizi. Lo mhlahlandlela uhlose ukucacisa nolwazi oluwusizo kulabo abafuna ukunakekelwa okusebenzayo.
Izindleko zokwelashwa komdlavuza ziyehluka kakhulu ngokuya ngezinto eziningana: uhlobo lomdlavuza, indlela yomdlavuza, indlela yokwelashwa ekhethiwe (i-chemotherapy, ukwelashwa okuhlosiwe), ubude bokwelashwa noma umtholampilo othize. Kubalulekile ukuqonda lezi zinto ukwenza izinqumo ezinolwazi.
Izindleko ezihambisana nokwelashwa komdlavuza zinwebeka ngaphezu kokubonisana kanye nezinqubo zokuqala. Lokhu kungafaka:
Lapho usesha a Isibhedlela Esishibhile Cancer Hospital eduze kwami, kubalulekile ukubeka phambili ikhwalithi eceleni kwemali etholakalayo. Ungagxili kuphela ngentengo; Cwaninga idumela lesibhedlela, ukugunyazwa, amanani empumelelo kanye nobufakazi beziguli.
Bheka ukuthi isibhedlela siphethe yini ukuqinisekiswa okufanele ezinhlanganweni ezihlonishwayo. Ukubuyekezwa okuku-inthanethi kanye nobufakazi beziguli kunganikeza ukuqonda okubalulekile kwikhwalithi yesibhedlela yokunakekelwa kanye nesipiliyoni. Funa impendulo enhle engaguquki mayelana nobuchwepheshe bodokotela, abahlengikazi, kanye nomoya ophelele wesibhedlela.
Buza ngamanani empumelelo esibhedlela ngezinhlobo ezithile zomdlavuza nokwelashwa. Qinisekisa ukuthi isibhedlela sinikeza ukwelashwa okudingekayo nobuchwepheshe obenziwe ngezidingo zakho ngazinye. Indlela ebanzi yokunakekelwa komdlavuza ibalulekile, futhi amakhono esibhedlela kulo mhlonipho afana. Ngokwesibonelo, I-Shandong Baafa Cancer Research Institute yisikhungo esihlonishwayo ongafisa ukucwaninga.
Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza abantu abakhange izindleko zokwelashwa komdlavuza. Ukuhlola lezi zinketho kungadambisa kakhulu umthwalo wezezimali.
Thintana nomhlinzeki wakho womshuwalense ukuze uqonde ukumbozwa kwakho nezindleko ze-Out-of-Pocket. Ucwaningo ngezinhlelo ezixhaswe nguhulumeni nezinhlangano ezinikela ngokunikela ngokunikeza usizo lwezezimali lokwelashwa komdlavuza. Izibhedlela eziningi nazo zinezinhlelo zazo zosizo lwezezimali.
Ukuqoqa izingcaphuno ezivela ezibhedlela eziningi nasezingxenyeni zokuqhathanisa kubalulekile. Khumbula ukuthi inketho eshibhile hhayi njalo inketho engcono kakhulu. Beka phambili ikhwalithi yokunakekelwa, ukusebenza kwempilo, nenhlala-kahle yakho yonke lapho wenza isinqumo sakho. Cabanga ukudala ispredishithi ukuqhathanisa izibhedlela ezahlukahlukene ngokuya ngezindleko, izinketho zokwelashwa kanye nedumela.
Isibhedlela | Izindleko ezilinganisiwe (i-USD) | Ukuvunyelwa | Amanani empumelelo (Isibonelo) |
---|---|---|---|
Isibhedlela a | $ 50,000 - $ 100,000 | I-Joint Commission International (JCI) | 85% |
Isibhedlela B | $ 40,000 - $ 80,000 | IBhodi Yezwe Lokugunyazwa Yezwe Yezibhedlela & Abahlinzeki Bezempilo (NABH) | I-78% |
Ukuzikhulula: Izilinganiso zezindleko etafuleni zenzelwe izinjongo zokubonisa kuphela futhi kungenzeka zingabonisi izindleko zangempela. Uyacelwa ukuthi uthinte izibhedlela ngqo ukuthola imininingwane eqondile yamanani.
Khumbula, ukuthola ibhalansi efanelekile phakathi kwezindleko nekhwalithi kubaluleke kakhulu lapho ufuna ukwelashwa komdlavuza. Ukucwaninga okuningana nokucubungula ngokucophelela izinketho zakho kuzokunika amandla okwenza izinqumo ezinolwazi ezibeka phambili impilo yakho nenhlala-kahle.
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