Ukuthola okungabizi futhi okuphezulu Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu

Lo mhlahlandlela ophelele kukusiza ukuba uzulazule ubulukhuni bokuthola okungabizi futhi okuphezulu Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu. Sihlola izinto ezibalulekile okufanele sizicabangele lapho sikhetha indawo, kufaka phakathi izinketho zokwelashwa, izindleko, kanye nokunakekelwa kweziguli, ukuqinisekisa ukuthi imininingwane edingekayo ukwenza izinqumo ezinolwazi ngesikhathi esiyinselelo.

Ukuqonda Izidingo Zakho: Iphuzu lokuqala lokuthola okulungile Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu

Ukuhlola ukumbozwa komshuwalense wakho kanye nezinsizakusebenza zezezimali

Izindleko zokuphathwa komdlavuza wamaphaphu zingahluka kakhulu ngokuya ngohlobo lokwelashwa, isigaba somdlavuza, nendawo yokuhlala. Kubalulekile ukuqonda ukumbozwa komshuwalense wakho wezempilo futhi uhlole izinhlelo ezitholakala ngosizo lwezezimali ngaphambi kokuqala ukusesha kwakho Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu. Izibhedlela eziningi zinikezela ngezinsizakalo zokweluleka ngemali ukusiza iziguli ukuba zizulazule kulezi zinkimbinkimbi. Cabanga ngezinto ezinjenge-Deductibles, Co-Pays, kanye nama-Out-of-Pocket Maximung lapho kuhlolwa izinketho zokwelashwa. Khumbula ukubuza ngezinhlelo zokukhokha noma izinketho zosizo lwezezimali ngqo nesikhungo sokwelashwa.

Ukuchaza okuthandayo kanye nezidingo zendawo

Izikhungo ezahlukahlukene zokwelashwa zigxile ezinhlotsheni ezahlukahlukene zokwelashwa komdlavuza wamaphaphu, njengokuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, ne-immunotherapy. Nquma ukuthi yimaphi izindlela zokwelashwa zivumelanisa nokuxilongwa kwakho nokuncamelayo. Ukusondela kwi-Home noma inethiwekhi yokusekelwa nakho kuyinto ebalulekile okufanele uyicabangele. Ngenkathi ufuna Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu, khumbula ukuthi ukufinyeleleka kanye nokwenza lula ukudlala izindima ezibalulekile enhlalakahleni yakho yonke ngesikhathi sokwelashwa.

Izici okufanele zicatshangelwe lapho ukhetha a Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu

Ukugunyazwa kanye nesitifiketi

Qinisekisa ukuthi isikhungo sokwelashwa siphethe ukugunyazwa okufanele kanye nezitifiketi ezivela ezinhlanganweni ezihlonishwayo. Ukugunyazwa kukhombisa ukuthi lesi sikhungo sihlangabezana namazinga athile wekhwalithi nokunakekelwa kweziguli. Funa ukugunyazwa kwikhomishini ehlanganyelwe noma eminye imizimba ehlonishwe kuzwelonke.

Ubuchwepheshe bodokotela kanye nesipiliyoni

Ubuchwepheshe kanye nesipiliyoni sezincazelo ze-oncologists nabanye ochwepheshe bezokwelapha ababambe iqhaza ekunakekelweni kwakho bakufanele. Cwaninga iziqinisekiso zodokotela, nezincwadi zeziguli ukuze uhlole ulwazi lwazo ngokwelashwa komdlavuza wamaphaphu. Cabanga ukufuna ochwepheshe abanolwazi ngohlobo oluthile lomdlavuza wamaphaphu onawo.

Ubuchwepheshe nezinsizakusebenza

Ubuchwepheshe obuthuthukisiwe kanye nezinsizakusebenza zokusika kungathinta kakhulu imiphumela yokwelashwa. Phenya amakhono we-Treatment Center maqondana namasu wokucabanga athuthukile, izinqubo zokuhlinzwa, kanye nobuchwepheshe be-radiation therapy. Bheka izikhungo ezinikezela ngezilingo zomtholampilo noma izinketho zokwelashwa ezintsha. Lezi zinsiza zivame ukuthonya ikhwalithi nokungabizi kwakho Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu Izinketho.

Izinsizakalo Zokusekelwa Kweziguli

Izinsizakalo zokusekelwa kweziguli ezibanzi zibalulekile ukuthola isipiliyoni sokwelashwa esihle. Buza ngokutholakala kwezinsizakalo ezifana nokwelulekwa, izinhlelo zemfundo yeziguli, amaqembu okusekelana, nosizo lokuhamba. Lezi zinsiza zingathuthukisa kakhulu impilo yakho yonke inqubo yokwelashwa. Izikhungo eziningi zinikeza ukunakekelwa okuphelele okuhlanganisa hhayi ukwelashwa kuphela, kodwa futhi nokusekelwa ngokwengqondo, ngokomzwelo nangokomoya.

Izinsizakusebenza zokuthola ukwelashwa komdlavuza wamaphaphu okungabizi

Izinhlangano eziningi zinikeza izinsizakusebenza ukukusiza ekutholeni ukwelashwa komdlavuza wamaphaphu ongabizi. Lezi zinsiza zinganikeza usizo ekuzulazuleni uhlelo lwezempilo kanye nokuthola usizo lwezezimali.

Izinhlelo zikahulumeni nezinhlangano ezingenzi nzuzo

Hlola izinhlelo zikahulumeni ezifana ne-Medicaid neMedicare ukuze uthole ukufaneleka kwakho ngosizo lwezezimali. Izinhlangano eziningi ezingenzi-nzuzo, ezinjenge-American Cancer Society kanye ne-Lung Cancer Research Foundation, zinikezela ngezinhlelo zosizo lwezezimali kanye nezinsizakalo zokusekelwa kweziguli ezilwa nomdlavuza wamaphaphu. Lezi zinsiza zingabaluleke kakhulu ekutholeni nasekunikezeni ukunakekelwa kwekhwalithi Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu.

Ukwenza Izinqumo Ezinolwazi: Indlela Yakho Iya Ezokwelashwa Umdlavuza Wephaphu Osebenzayo

Ukukhetha isikhungo sokwelashwa esifanele kuyisinqumo esibalulekile. Ngokucabanga ngokucophelela izici okuxoxwe ngazo ngenhla, ungangeza amathuba akho okuthola indawo evumelana nezidingo zakho futhi inikeze imiphumela engcono kakhulu. Khumbula ukuthintana neqembu lakho lezokunakekelwa kwempilo kule nqubo. Bangabalingani abalulekile ekutholeni ubunzima bokunakekelwa komdlavuza wamaphaphu.

Ukuthola usizo noma imibuzo ethe xaxa, ungacabanga ngokuhlola izikhungo ezidumile ezifana ne I-Shandong Baafa Cancer Research Institute. Banikela ngezinsizakalo eziphelele zomdlavuza umdlavuza futhi zingaba nezinketho zokuhambisana nezidingo zakho. Khumbula njalo ukubekela ikhwalithi yokunakekelwa eceleni kokuthola imali lapho ukhetha a Izikhungo ezingcono kakhulu zokudla umdlavuza wamaphaphu.