Ukuthola ukunakekelwa komdlavuza okungabizi: umhlahlandlela wokuthola Isikhungo Somdlavuza Eshibhile Eduze KwamiLo mhlahlandlela kukusiza ukuba uzulazule ekutholeni izinketho ezingabizi zomdlavuza, ugxile ekutheni uthole kanjani ukuthola a Isikhungo Somdlavuza Eshibhile Eduze Kwami okuhlangabezana nezidingo zakho. Sizomboza izici ezibalulekile okufanele sizicabangele lapho sikhetha isikhungo somdlavuza, izinsizakusebenza ukusiza usesho lwakho, namasu okuphatha umthwalo wezezimali wokwelashwa komdlavuza.
Ukubhekana nokuxilongwa komdlavuza kungaba nzima, futhi imiphumela yezezimali ivame ukwengeza ekucindezelekeni. Ukuthola ikhwalithi, ukunakekelwa okungabizi kubalulekile. Lo mhlahlandlela uhlinzeka ngendlela ephelele yokuthola a Isikhungo Somdlavuza Eshibhile Eduze Kwami, ukugxila ezinyathelweni ezingokoqobo kanye nezinsizakusebenza ezibalulekile.
Leli gama elishibhile lihlobene maqondana nokunakekelwa komdlavuza. Okudala ukwelashwa okungabizi kuhluka kakhulu ngokuya ngezimo ngazinye, ukumbozwa komshuwalense, kanye nohlobo oluthile lomdlavuza nesigaba salo. Esikhundleni sokugxila kakhulu ngentengo ephansi kakhulu, ebeka phambili ukuthola indawo enikeza ibhalansi yokusebenza kwezindleko nokunakekelwa kwekhwalithi. Cabanga ngezinto ezifana nedumela lesikhungo, ubuchwepheshe bodokotela, amanani empumelelo yokwelashwa, kanye nezinsizakalo zokusekelwa kweziguli.
Ukwelashwa komdlavuza kuhlinzekwa ngezilungiselelo ezahlukahlukene, ngayinye inesakhiwo sayo sezindleko. Lokhu kufaka phakathi:
Qala ukusesha kwakho online. Sebenzisa izinjini zokucinga njenge-Google futhi usebenzise amagama angukhiye athile afana Isikhungo Somdlavuza Eshibhile Eduze Kwami, Ukwelashwa okungabizi kakhulu kwe-Oncology, noma ukunakekelwa komdlavuza okubiza kancane. Qhathanisa izikhungo ezahlukahlukene ngokuya ngezinsizakalo zabo, ukubuyekezwa kweziguli, kanye nezilinganiso zezindleko. Khumbula ukubheka ukugunyazwa kwesikhungo kanye nesimo selayisense.
Thintana nenkampani yakho yomshuwalense ukuze uqonde ukumboza kwakho futhi uthole ukuthi yiziphi izikhungo zomdlavuza ezisenethiwekhi yabo. Abahlinzeki benethiwekhi ngokuvamile banikela ngezindleko eziphansi ze-Out-of-Pocket. Buza ngezinqubo zangaphambi kokugunyazwa kanye nemibhalo edingekayo.
Izinhlangano eziningi zinikeza usizo lwezezimali lokwelashwa komdlavuza. INational Cancer Institute (https:/www.cancer.gov/) kanye nomphakathi we-American Cancer Society (https:/www.cancer.org/) Izinsiza ezinhle kakhulu zokuqala ukusesha kwakho izinhlelo zosizo. Hlola amaqembu angu-Mat Advocacy kanye nezinhlelo zosizo zosizo lwemithi kanye. Lezi zinhlelo zinganciphisa kakhulu izindleko zokwelashwa jikelele.
Lapho uqhathanisa izikhungo ezahlukene, cabanga ngokulandelayo:
Into eqinile | Ukucatshangelwa |
---|---|
Izinketho zokwelashwa | Ngabe isikhungo sinikeza ukwelashwa okuthile okudingayo? |
Ubuchwepheshe bodokotela | Cwaninga isipiliyoni kanye neziqu ze-oncologists. |
Ukubuyekezwa kwesiguli nezilinganiso | Funa ukubuyekezwa kumasayithi afana ne-HealthGrades noma ukubuyekezwa kwe-Google. |
Izindleko kanye nomshuwalense | Thola ukulinganiselwa kwezindleko okuningiliziwe futhi uqinisekise ukumbozwa komshuwalense. |
Indawo nokutholakala | Khetha isikhungo esilungele ukufinyelela. Cabanga ngezindleko zokuhamba. |
Khumbula, ukukhetha isikhungo somdlavuza kuyisinqumo esibalulekile. Thatha isikhathi sakho, uqoqe imininingwane, futhi ubeke phambili indawo enikezela ukunakekelwa kwekhwalithi okuhambisana namakhono akho wezezimali. Ukuthola eminye imininingwane ngokunakekelwa komdlavuza okuphelele, cabanga ngezinketho ku- I-Shandong Baafa Cancer Research Institute.
Ukuzikhulula: Lolu lwazi lungelolwazi olujwayelekile futhi alukha ngezeluleko zokwelashwa. Thintana nomhlinzeki wakho wezokunakekelwa kwempilo ngezincomo ezenzelwe wena.
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