Ukuthola Izinketho Zokungabizi Kwezinso Zomdlavuza Eseduze Nawe

Lo mhlahlandlela uhlinzeka ngemininingwane yokuzulazula izindleko ezihambisana nokwelashwa komdlavuza wezinso nokuthola izinketho ezingabizi endaweni yangakini. Siyaqonda ukuthi ukubhekana nokuxilongwa komdlavuza wezinso kungabanjelwa, ngokomzwelo nangokwezezimali. Lesi sisetshenziswa sihlose ukukusiza uqonde okukhethwa kukho futhi ufinyelele ekunakekelweni okungcono kakhulu, kungakhathalekile ukuthi ngabe isabelomali sakho.

Ukuqonda izindleko zokwelashwa komdlavuza wezinso

Izindleko ze umdlavuza oshibhile kuzinso eduze kwami Ukwelashwa kuyahlukahluka ngokuya ngezinto eziningana, kufaka phakathi isigaba somdlavuza, uhlobo lokwelashwa oludingekayo (ukuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe), ubude bokwelashwa kanye nomhlinzeki othile wezempilo. Izindleko zesibhedlela, imali ekhokhwa ngodokotela, izindleko zokwelapha, nokunakekelwa kokulandela konke kufaka isandla kwizindleko eziphelele. Ukumbozwa komshuwalense kungathinta kakhulu izindleko ze-Out-of-of-Pocket, kepha ngisho nangomshuwalense, izindleko ezibalulekile zingasala.

Ukuhlola Izinketho zokwelashwa nezindleko zazo

Ukwelashwa komdlavuza wezinso kuvame ukubandakanya ukuhlanganiswa kwezindlela. Ukuhlinzwa, ngokwesibonelo, isinyathelo sokuqala esivamile, okuhlose ukususa isimila esinomdlavuza. Izindleko zokuhlinzwa zincike ekuxakekeni kwenqubo kanye nesakhiwo samanani esibhedlela. I-Chemotherapy kanye nokwelashwa kwemisebe yizinketho ezengeziwe, ngalinye linezindleko ezahlukahlukene ezisuselwa kunombolo yokwelashwa edingekayo. Ukwelashwa okuhlosiwe kanye ne-immunotherapy yiminyaka emisha, imvamisa ebiza kakhulu kodwa kungenzeka isebenze kakhulu ezigulini ezithile. Kubalulekile ukudingida zonke izinketho zokwelashwa nezindleko ezihambisana ne-Oncologist yakho.

Ukuthola Ukunakekelwa Okungabizi: Amasu Nezinsizakusebenza

Ukufinyelela okungabizi kakhulu umdlavuza oshibhile kuzinso eduze kwami Ukwelashwa kudinga ukuhlela ngokucophelela nokucwaninga. Amasu amaningana angasiza ukunciphisa izindleko:

Ukuxoxisana ngezikweletu zezokwelapha

Unganqikazi ukuxoxa ngezikweletu zezokwelapha. Izibhedlela eziningi kanye nabahlinzeki bezokunakekelwa kwempilo bazimisele ukusebenza neziguli ukudala amasu okukhokha noma izaphulelo zokunikeza. Thintana noMnyango Wenkokhelo ngqo ukuze uxoxe ngezinketho zakho.

Ukuhlola izinhlelo zosizo lwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ezigulini ezinomdlavuza. Lezi zinhlelo zingasiza ukumboza izindleko zezokwelapha, izindleko zokwelashwa, kanye nezindleko zokuhamba. Izinhlangano Zocwaningo ezifana ne-American Cancer Society kanye neNational Cancer Institute ukuthola izinsiza ezikhona.

Sebenzisa amaqembu anokuxhaswa ngesiguli

Amaqembu ezinsizakalo ezinesineke anganikeza ukwesekwa okubaluleke kakhulu nokuholwa ekutholeni ubunzima bezinkambiso zomdlavuza kanye nezinhlelo zosizo lwezezimali. Imvamisa ingakuxhumanisa nezinsizakusebenza ezenzelwe izidingo zakho ezithile nesimo.

Uma kucatshangelwa izinketho zokwelashwa ngezindawo ezahlukahlukene

Izindleko zezempilo zingahluka kakhulu phakathi kwezibhedlela nemitholampilo. Ukuqhathanisa amanani nezinsizakalo ezinikezwa yizakhiwo ezahlukahlukene endaweni yangakini kungaholela emalini ebalulekile. Funa izindawo nezinqubomgomo zamanani asobala. Khumbula ukuthi izindleko akufanele kube yiso kuphela esinqumayo lapho ukhetha umhlinzeki wezempilo, kodwa kuyinto ebalulekile okufanele uyicabangele.

Ukucatshangelwa Okubalulekile

Ngenkathi ufuna ukwelashwa okungabizi, kubeka phambili ukunakekelwa kwekhwalithi. Ukukhetha indawo ehlonishwayo yezempilo enabantu be-oncologists abanolwazi kubalulekile ekwelashweni okusebenzayo kanye nemiphumela efanelekile. Musa ukuyekethisa ngekhwalithi yokunakekelwa ukonga imali. Hlala uthintana nodokotela wakho ukuze uxoxe ngayo yonke izinketho zokwelashwa futhi uthuthukise uhlelo lokwelashwa oluqondene nomuntu uqobo.

QAPHELA: Amabanga wezindleko yizilinganiso futhi angahluka kakhulu ngokusekelwe ezimweni ezithile nasendaweni. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo ukuthola imininingwane efanele izindleko.

Ukuthola eminye imininingwane nokusekelwa okuphathelene nomdlavuza wezinso, cabanga ngokuhlola izinsiza ku I-National Cancer Institute kanye I-American Cancer Society. Ungathola futhi ukunakekelwa komdlavuza wezinso e I-Shandong Baafa Cancer Research Institute.