Ukuthola Okungabizi I-Chemo eshibhile kanye nemisebe yokwelashwa komdlavuza wamaphaphuLo mbhalo uhlola izinketho zokuphatha izindleko ezihambisana nokwelashwa komdlavuza wamaphaphu, ugxile ekwelashweni kwe-chemotherapy kanye nokwelashwa kwemisebe. Sixoxa ngamasu wokufinyelela ukunakekelwa okungabizi, ukuzulazula komshuwalense, kanye nokuthola izinhlelo zosizo lwezezimali. Imininingwane enikeziwe yolwazi olujwayelekile futhi alwenzi izeluleko zezokwelapha. Hlala uthintana nomhlinzeki wakho wezokunakekelwa kwezempilo ngezinhlelo zokwelashwa ezenzelwe wena.

Ukuzulazula kwezindleko zokwelashwa komdlavuza wamaphaphu

Ukwelashwa komdlavuza wamaphaphu, kufaka phakathi I-Chemo eshibhile kanye nemisebe yokwelashwa komdlavuza wamaphaphu, kungaba yinselele ngokwezezimali kwiziguli eziningi nemindeni yazo. Izindleko ezihambisana ne-chemotherapy, ukwelashwa kwemisebe, imithi, izibhedlela zihlala, futhi ukunakekelwa kokulandela kunganqwabelana ngokushesha. Ukuqonda izinketho zakho nokuhlola izindlela ezahlukahlukene zokuncishiswa kwezindleko kubalulekile.

Ukuqonda ukumbozwa komshuwalense wakho

Isinyathelo sokuqala ukuqonda kahle inqubomgomo yakho yomshuwalense wezempilo. Buyekeza imininingwane yakho yokumboza, kufaka phakathi ama-deductibles, ama-co-pays, kanye nama-out-of-pocket maximu. Thintana nomhlinzeki wakho womshuwalense ngokuqondile ukucacisa noma yikuphi ukungaqiniseki mayelana nokumbozwa kwe-chemotherapy, ukwelashwa kwemisebe kanye nezindleko ezihlobene. Buza ngezidingo zangaphambi kokugunyazwa kanye nenqubo yokugcwalisa izicelo.

Ukuhlola izinhlelo zosizo lwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali kubantu abathanda umdlavuza. Lezi zinhlelo zinganikeza izibonelelo, uxhaso, noma usizo lokukhokha ukuze kusize ukulungisa izindleko zokwelashwa. Ezinye izinhlangano eziphawuleka zifaka phakathi i-American Cancer Society, iNational Cancer Institute, kanye ne-Advocate Advocate Foundation. Ukucwaninga nokufaka isicelo kwalezi zinhlelo kunganciphisa kakhulu umthwalo wakho wezezimali. Khumbula ukubheka izidingo zokufaneleka kanye nezinsuku zokugcina zohlelo lokusebenza.

Ukuxoxisana ngezikweletu zezokwelapha

Unganqikazi ukuxoxa ngezikweletu zezokwelapha. Izibhedlela kanye nabahlinzeki bezempilo bavame ukuzimisela ukusebenza neziguli ukudala amasu okukhokha noma ukunciphisa izindleko eziphelele. Yiba namandla ekuxoxeni ngokulinganiselwa kwezezimali futhi uhlole izinketho ezifana nezinhlelo zokukhokha, izaphulelo, noma ukunakekelwa kokunikela.

Uma kucatshangelwa izivivinyo zemitholampilo

Ukubamba iqhaza ezivivinyweni zemitholampilo kunganikezela ukufinyelela kokwelashwa okuthuthukile kokuncishiswa noma akukho zindleko. Izilingo zemitholampilo yizifundo zocwaningo ezenzelwe ukuhlola ukwelashwa noma izindlela zokwelapha ezintsha. Ngenkathi akuzona zonke izivivinyo zemitholampilo ezinikeza usizo lwezezimali, abaningi bahlinzeka ngokunakekelwa kwezokwelapha kwamahhala, kufaka phakathi I-Chemo eshibhile kanye nemisebe yokwelashwa komdlavuza wamaphaphu, ukushintshana ngokubamba iqhaza. Xoxa ngezinketho zesivivinyo somtholampilo nge-Oncologist yakho.

Ukuthola abahlinzeki bezempilo abangabizi

Izindleko zokunakekelwa zingahluka kakhulu ngokuya ngomhlinzeki wezokunakekelwa kwempilo. Ukucwaninga izibhedlela nemitholampilo ehlukene endaweni yangakini kungakusiza ekuboneni izinketho ezinikeza izintengo zokuncintisana nezinhlelo zosizo lwezezimali. Ungahle ucabangele izindawo zokuxhumana ezifana ne I-Shandong Baafa Cancer Research Institute ukubuza ngezinsizakalo zabo namanani abo.

Isebenzisa Izinsizakusebenza Zokusekelwa

Funa ukwesekwa okuvela kumaqembu ezinikezele ekuvumeni kanye nezinhlangano zokusekela umdlavuza. Lezi zinhlangano zivame ukuhlinzeka izinsiza ezibalulekile, kufaka phakathi usizo lwezezimali, ukwelulekwa kanye nokusekelwa okungokomzwelo. Bangakuqondisa ngobunzima bokuhamba kwezindleko zokunakekelwa kwempilo kanye nokufinyelela izinsiza ezikhona.

Ukuqhathaniswa kwezindleko zokwelashwa (Isibonelo esibonisa)

Ithebula elilandelayo lihlinzeka ngokuqhathanisa okujwayelekile kwezindleko zokwelashwa ezingaba khona. Qaphela: Lezi yizibonelo ezibonakalayo nezindleko zangempela zizohluka kakhulu ngokususelwa ezimweni ezithile, indawo, kanye nohlelo lokwelashwa. Hlala uthintana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze uthole izilinganiso ezifanele zezindleko.

Khumbula, ufuna okungabizi I-Chemo eshibhile kanye nemisebe yokwelashwa komdlavuza wamaphaphu idinga ukuhlelwa okusebenzayo nocwaningo. Ngokuqonda ukumbozwa komshuwalense wakho, ukuhlola izinhlelo zosizo lwezezimali, kanye nokuxoxisana ngezikweletu zezokwelapha, unganciphisa kakhulu umthwalo wezezimali ohambisana nalesi sifo.

Ukuzikhulula: Lolu lwazi luhloselwe ulwazi olujwayelekile kanye nezinhloso zolwazi kuphela, futhi alwenzi izeluleko zezokwelapha. Kubalulekile ukuthintana nochwepheshe wezempilo ofanelekayo nganoma yiziphi izinkathazo zezempilo noma ngaphambi kokwenza noma yiziphi izinqumo ezihlobene nempilo yakho noma yokwelashwa.