Izindleko ezishibhile ze-ICD 10 Izindleko zomdlavuza

Ukuqonda izindleko zomdlavuza webele we-ICD-10 onamakhodi atheleleka umthwalo wezezimali wokuphathwa komdlavuza webele kubalulekile ekuhleleni okusebenzayo. Le ndatshana ihlinzeka ngemininingwane kwizindleko ezihambisana Izindleko ezishibhile ze-ICD 10 Izindleko zomdlavuza, ukuhlola izici ezahlukahlukene ezithonya izindleko zonke. Sizokwenza izinketho zokwelashwa, ukumbozwa komshuwalense ongaba khona, kanye nezinsizakusebenza zosizo lwezezimali.

Ukuhumusha izindleko: Izici ezithonya izindleko zokwelashwa komdlavuza webele

I-ICD-10 Amakhodi kanye nomthelela wayo ekukhokhisweni

Ukuhlukaniswa kwezifo ezizweni lonke, ukubuyekezwa kweshumi (i-ICD-10) uhlelo olusetshenziselwa ukuxilonga ikhodi, kufaka phakathi umdlavuza webele. Ikhodi ethize ye-ICD-10 eyabelwe ukuxilongwa kwakho ithonya indlela yakho ekhokhwa ngayo, okungenzeka ukuthi ukwelashwa kwakho kukhokhiswa khona izindleko zakho ezingaphandle kwephakeji. Izigaba ezahlukahlukene nezinhlobo zomdlavuza webele zizoba namakhodi ahlukene, okuholela ezindlekweni ezahlukahlukene. Izindleko eziqondile azikwazi ukunqunywa ngaphandle kokuxilongwa kanye nohlelo lokwelashwa. Ukuze uthole ukuqonda okuphelele kwesimo sakho somuntu siqu, ukubonisana nochwepheshe bezokwelapha kanye nabahlinzeki bomshuwalense kubalulekile.

Izinketho zokwelashwa nezindleko ezihambisana nazo

Ukwelashwa komdlavuza webele kubumbene futhi kuyahluka ngokuya ngokuxilongwa komuntu ngamunye. Ukwelashwa okujwayelekile kufaka phakathi ukuhlinzwa (i-lumpectomy, i-mastectomy), i-chemothery, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, kanye nokwelashwa kwama-hormone. Izindleko zokuhlukahluka ziyehluka kakhulu, kuya ngezinto ezinjengezinga lokuhlinzwa, uhlobo nobude bekhengwefiki noma imisebe ethile esetshenzisiwe. Izici eziningi zingena ekunqumeni izindleko zokugcina zokwelashwa.

Uhlobo lokwelashwa	Ibanga elilinganiswayo lezezimali (i-USD)	Izici ezithinta izindleko
Ukuhlinzwa (i-lumpectomy / mastectomy)	$ 5,000 - $ 50,000 +	Isibhedlela, i-Surgeon Facees, i-anesthesia, ubude bokuhlala
Chemotherapy	$ 5,000 - $ 50,000 +	Uhlobo lwezidakamizwa, inani lemijikelezo, imali yokuphatha
Ukwelashwa kwemisebe	$ 5,000 - $ 20,000 +	Inani lamaseshini, uhlobo lwemisebe
Ukwelashwa okuhlosiwe	$ 10,000 - $ 100,000 + ngonyaka	Uhlobo lwesidakamizwa, umthamo, ubude besikhathi sokwelashwa
Therapy Hormone	$ 1,000 - $ 10,000 + ngonyaka	Uhlobo lwesidakamizwa, umthamo, ubude besikhathi sokwelashwa

Ukuzikhulula: Lezi zindleko zamabanga zilinganiselwa futhi zingahluka kakhulu ngokusekelwe ezimweni ezithile, indawo, kanye nomshuwalense.

Ukumbozwa komshuwalense kanye nezindleko eziphuma ephaketheni

Ukutholwa komshuwalense ukwelashwa komdlavuza webele kuyehlukahluka ngokuya ngohlelo lwakho. Kubalulekile ukuqonda ukumbozwa kwenqubomgomo yakho yokwelashwa okuthile, ama-deductibles, ama-co-pays, kanye nama-pocket amaningi. Thintana nomhlinzeki wakho womshuwalense ngokuqondile ukudingida imininingwane yokumboza kwakho nezindleko ezingaba khona ze Izindleko ezishibhile ze-ICD 10 Izindleko zomdlavuza ukwelashwa.

Ukuthola Usizo lwezezimali

Ukuzulazula izinkambiso zezimali zokwelashwa komdlavuza kungaba nzima. Izinsizakusebenza eziningi zingasiza ukunciphisa umthwalo wezezimali. Lokhu kufaka phakathi:

Izinhlelo Zosizo Eziguli (Izipele)

Izinkampani eziningi zemithi zinikeza ama-PAPS ahlinzeka ngosizo lwezezimali ngemithi yabo. Lezi zinhlelo zingase zimboze yonke noma ingxenye yezindleko zezidakamizwa ezisetshenziswa ekwelashweni komdlavuza webele. Bheka nomenzi wanoma yimuphi umuthi obekiwe ukuze ubone ukuthi ngabe i-PAP iyatholakala yini.

Izinhlangano Ezinomusa

Izinhlangano eziningi ezinikelayo zinikeza usizo lwezezimali ezigulini ezinomdlavuza. Lezi zinhlangano zinganikeza izibonelelo, usizo lwezezimali oluqondile, noma usizo nezinye izindleko ezihlobene nokwelashwa. Ucwaningo lwezinhlangano zasekhaya nezobuzwe ezibhekelele ukusekelwa umdlavuza ukuze ufunde kabanzi ngeminikelo yabo.

Izinhlelo zikaHulumeni

Ngokuya ngendawo yakho kanye nesimo sezezimali, ungahle ufanelekele izinhlelo zikahulumeni njengeMedicaid noma Medicare ezingasiza ukumboza izindleko zokwelashwa. Buyekeza izidingo zokufaneleka zalezi zinhlelo ukubona ukuthi uyakwazi yini ukuthola imininingwane nokusekelwa, ungafisa ukuxhumana ne I-Shandong Baafa Cancer Research Institute Ngemithombo eyengeziwe nokuholwa okuhlobene nokwelashwa komdlavuza webele. Khumbula ukuthi ukufuna ukuxilongwa kanye nokwelashwa kusenesikhathi kubalulekile, futhi ukuqonda izinketho zakho zezezimali kungakuvumela ukuthi ugxile empilweni yakho.