Izindleko zezifo zezinso ezishibhile

Ukuqonda nokuphatha izindleko zokwelashwa kwezifo zezinso

Le ndatshana ihlinzeka ngesibukezo esiphelele semithwalo yezezimali ehlotshaniswa nokwelashwa kwezifo zezinso futhi ihlole amasu wokuphatha lezi zindleko. Sithola izinketho ezahlukahlukene zokwelashwa, ukumbozwa komshuwalense, izinhlelo zosizo lwezezimali, kanye nezinguquko zendlela yokuphila ezingasiza ukunciphisa izindleko. Funda ukuzula ezinkingeni ze Izindleko zezifo zezinso ezishibhile futhi ukufinyelela ukunakekelwa okungabizi.

Ukuqonda izindleko zokwelashwa kwezifo zezinso

Ukuxilongwa kanye nokuhlola kokuqala

Izindleko zokuqala zokuxilonga izifo zezinso zingahluka ngokuya ngezivivinyo ezidingekayo. Lokhu kungafaka ukuhlolwa kwegazi, ukuhlolwa komchamo, kanye nezifundo zokucabanga ezifana ne-ultrasound. Izindleko zalezi zivivinyo zingakhula kakhulu, zithonywe yizinto ezifana nokuvalwa komshuwalense wakho kanye nezindawo ezithile ezisetshenzisiwe. Izinhlelo eziningi zomshuwalense zimboza ingxenye yalezi zindleko zokuxilonga, kepha izindleko ezingaphandle kwephakethe kungenzeka.

Izinketho zokwelashwa kanye nezindleko ezihambisana nazo

Izinketho zokwelashwa kwezifo zezinso zisukela ekuphathweni kokulondolozwa ku-Dialysis kanye nokufakelwa kwezinso. Izindleko ezihambisana nalowo ngamunye uhlukile kakhulu. Ukuphathwa okulondoloziwe kufaka ukuphatha izimpawu nokunciphisa ukuthuthuka kwezifo ngokushintsha kwendlela yokuphila nemithi. Lokhu kuvame ukuholela ekubizeni okuphansi okuphansi kepha kunganqwabelana ngokuhamba kwesikhathi. Ngakolunye uhlangothi, i-dialysis, ukwelashwa okubiza kakhulu kwesikhathi eside. Izindleko ze-Dialysis ziyahlukahluka ngokuya ngohlobo (i-hemodialysis noma i-peritoneal dialysis), imvamisa, nendawo yokwelashwa. Ukufakelwa kwezinso, yize kubiza imali ebizayo, kungabiza kakhulu ngokuhamba kwesikhathi ngokuhamba kwesikhathi kuqhathaniswa ne-dialysis yempilo yonke. Izindleko ezibandakanya ukuhlinzwa, ukulaliswa esibhedlela, umuthi we-immunosuppussuppestressupressip, kanye nokunakekelwa kokusebenza kwangemva kokusebenza. Kunezici eziningi, kufaka phakathi isidingo semithi yokulwa nokwenqatshwa, kungathinta isikhathi eside Izindleko zezifo zezinso ezishibhile.

Izindleko zokwelashwa

Imithi idlala indima ebalulekile ekuphathweni kwezifo zezinso, imvamisa inomthelela ophelele Izindleko zezifo zezinso ezishibhile. Le mithi ingafaka imishanguzo yengcindezi yegazi, ama-phosphate linders, nama-esythropopopoietin-agels akhuthazayo. Izindleko zale mithi ziyahlukahluka ngokuya ngemithi ethile ebekiwe kanye nokuvalwa komshuwalense wakho. Izinketho ze-generic zivame ukutholakala futhi zingabizi kakhulu kunezenzo zegama lomkhiqizo.

Amasu wokuphatha izindleko zesifo sezinso

Ukumboza umshwalense

Ukuqonda ukumbozwa komshuwalense wakho wezempilo kubalulekile. Buyekeza inqubomgomo yakho ngokucophelela ukuthola ukuthi yiliphi iphesenti lentengo yokwelashwa umshwalense wakho azowamboza. Buza mayelana nokukhokha kwakho, ukudonswa kwamandla, kanye nama-pocket amaningi. I-Medicare ne-Medicaid zinikeza ukumbozwa kwezindlela eziningi zokwelashwa kwezifo zezinso, yize izinzuzo ezithile zihluka. Ukuhlola izinketho zomshuwalense ongezelelweyo zingasiza ukunciphisa izindleko ezingaphandle kwephakethe.

Izinhlelo Zosizo Kwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ezigulini ezibhekene nezindleko eziphakeme zokwelashwa kwezifo zezinso. Lezi zinhlelo zinganikeza izibonelelo, uxhaso, noma usizo lokukhokha. Ezinye izinkampani zemithi zinikeza nezinhlelo zokusiza iziguli ukusiza iziguli zikhokhele imithi yazo. Kubalulekile ukucwaninga futhi ufake isicelo salezi zinhlelo ekuqaleni ngangokunokwenzeka.

Ukulungiswa kwendlela yokuphila

Ukuthola indlela yokuphila enempilo kungaba nomthelela ekuphathweni okungcono kwezifo futhi kungenzeka ukuthi kunciphise ezinye izindleko zokwelashwa. Lokhu kufaka ukulandela ukudla okunobungani bezinso, ukugcina isisindo esinempilo, nokuphatha umfutho wegazi kanye nesifo sikashukela. Lezi zindlela zokuvimbela zingasiza ukubambezeleka noma ukunciphisa isidingo sokwelashwa okujulile futhi okubizayo.

Izindleko Zokuqhathanisa Zokwelashwa Kwezifo Zezinso

Ukwelashwa Inketho	Izindleko zonyaka eziphakathi (USD)	Amanothi
Ukuphathwa okulondoloziwe	$ 5,000 - $ 15,000	Ukuguquguquka kakhulu ngokuya ngezidingo zemithi.
Hemodialysis	$ 70,000 - $ 100,000 +	Kubize ngenxa yokwelashwa okuvame njalo kanye nezinkinga ezingaba khona.
I-Peritoneal Dialysis	$ 40,000 - $ 70,000	Kungabiza kakhulu kune-hemodialysis ezimweni ezithile.
Ukudluliselwa kwezinso	$ 200,000 - $ 300,000 + (okokuqala)	Izindleko eziphezulu eziphambili, kepha zingabiza kakhulu esikhathini eside kune-dialysis. Umuthi oqhubekayo we-immunosuppussupress unezela ezindlekweni.

QAPHELA: Lezi zilinganiso eziphakathi nendawo nezindleko zangempela zingahluka kakhulu ngokusekelwe ezimweni zomuntu ngamunye, indawo yokuhlala kanye nomshuwalense. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo kanye nomshuwalense wenkampani yomshuwalense yokuqagelwa kwezindleko okunembile.

Ngeminye imininingwane ukwelashwa kwezifo zezinso nokusekelwa, ungafisa ukubonisana nochwepheshe lapho I-Shandong Baafa Cancer Research Institute.

Nesitatimende: Le ndatshana yenzelwe izinjongo zolwazi kuphela futhi ayisenzi izeluleko zezokwelapha. Hlala uthintana nomuntu ochwepheshe bezokunakekelwa kwezempilo ofanelekayo kunoma yikuphi ukukhathazeka ngempilo noma ngaphambi kokwenza noma yiziphi izinqumo ezihlobene nempilo noma yokwelashwa kwakho.