Ukuqonda izindleko zokwelashwa ngamatshe ezinso

Le ndatshana ihlinzeka ngesibukezo esiphelele sezinto ezithonya izindleko zokwelashwa ngamatshe ezinso, ikusize uzulazule izici zezezimali zalesi simo sezokwelapha esivamile. Sizohlola izinketho ezahlukahlukene zokwelashwa, izindleko ezingaba khona ephaketheni, nezinsizakusebenza ezingasiza ukuphatha umthwalo wezezimali we Izindleko zezinso ezishibhile. Khumbula ukuthi izindleko zomuntu ngamunye zingahluka kakhulu.

Izici ezithinta izindleko zokwelashwa ngamatshe ezinso

Izindlela zokwelashwa

Izindleko zokwelapha amatshe ezinso zincike kakhulu kwindlela yokwelashwa ekhethiwe. Izinqubo ezingabonakali ezingabonakali njenge-extracorporeal ukushaqeka i-lithothripsy (eSWL) ngokuvamile azibiza kakhulu kunokungenelela kokuhlinzwa. Kodwa-ke, indlela engcono kakhulu izoncika ngosayizi, indawo, kanye nenani lamatshe, kanye nempilo yakho yonke. Ubulukhuni benqubo kanye nesidingo sokulaliswa esibhedlela nabo luzothinta izindleko eziphelele.

Isibhedlela noma umtholampilo

Indawo kanye nohlobo lwesikhungo sezempilo okhetha kakhulu kuthinta kakhulu izindleko eziphelele. Izibhedlela ezinkulu kakhulu, ezikhethekile zivame ukukhokhisa imali ephakeme ngokuqhathaniswa nemitholampilo emincane. Ukuhlanganiswa komshuwalense kanye namanani okuxoxiswana ngawo phakathi kwezibhedlela nabahlinzeki ngomshuwalense nakho kungathonya izindleko zokugcina. Cabanga ukuqhathanisa izindleko phakathi kwabahlinzeki abahlukahlukene abadumile eduze kwakho.

Ukumboza umshwalense

Uhlelo lwakho lomshuwalense wezempilo ludlala indima ebalulekile ekutholeni okwakho Izindleko zezinso ezishibhile. Ukuqonda ukumbozwa kwecebo lakho ukwelashwa ngamatshe ezinso, kufaka phakathi ama-deductibles, ama-co-pays, kanye nama-pocket amaningi, kubalulekile. Kubalulekile ukubheka imininingwane yenqubomgomo yakho noma thintana nomhlinzeki wakho womshuwalense ukuthola imininingwane yokumboza kwakho.

Indawo Yendawo

Izindleko zokunakekelwa kwezempilo ziyehluka ngokwendawo. Ukwelashwa emadolobheni kuvame ukubiza kakhulu kunasezindaweni zasemakhaya. Lokhu kuthonywa yizinto ezinjengezindleko zokuphila, amaholo okunakekelwa kwempilo, kanye nezindleko ezisebenza ngezindawo. Buza njalo ngezindleko ezilindelekile ngaphambi kokwelashwa okuqhubekayo.

Kulinganisa izindleko ze Izindleko zezinso ezishibhile

Ngenkathi uhlinzeka ngokuthola isibalo esiqondile Izindleko zezinso ezishibhile Akunakwenzeka ngaphandle kokucaciswa, singafaka amabanga angaba khona kwezindleko. Izinqubo ezilula njenge-ESWL zingabiza amadola ayizinkulungwane ezimbalwa, ngenkathi ukuhlinzwa okuyinkimbinkimbi noma izinqubo eziningi zingabiza kakhulu, zifinyelela amashumi ezinkulungwane zamaRandi. Khumbula ukuthi lokhu kumane nje kungukulinganisa, futhi okungokoqobo Izindleko zezinso ezishibhile izohluka ngokuya ngezinto ezishiwo ngenhla. Ukubonisana ngqo nomhlinzeki wakho wezokunakekelwa kwezempilo kubalulekile ekulinganiselweni kwezindleko ezenzelwe wena.

Ukuthola Izinketho Zokuphathwa Kwezinso Ezingabizi

Izinketho eziningana zikhona kubantu abafuna ukwelashwa ngamatshe abizi kakhulu. Lokhu kufaka phakathi ukubheka abahlinzeki bezempilo abahlukahlukene ukuqhathanisa amanani, ukudingida izinhlelo zokukhokha, kanye nokuphenya ngezinhlelo zosizo lwezezimali ezihlinzekwa yizibhedlela noma izinhlangano ezinikela. Njalo qiniseka ukuthi umhlinzeki uyadumala futhi enolwazi ngaphambi kokuthola noma yiluphi lokwelashwa.

Izinsizakusebenza zokuphatha izindleko zokwelapha amatshe ezinso

Izinsizakusebenza eziningi ziyatholakala ukusiza ukuphatha umthwalo wezezimali wokwelashwa ngamatshe ezinso. Cabanga ngezinketho zokuhlola njengezinhlelo zokusiza iziguli ezihlinzekwa yizinkampani ezenza imithi (for mini), noma izinhlelo zosizo lwezezimali ezihlinzekwa yizibhedlela noma izinhlangano ezingezona nzuzo. Kungcono futhi ukuthintana nomeluleki wezezimali ukuze ahlole izinketho ezifana nama-akhawunti wokonga ezempilo (ama-HSAS) noma amanye amasu ezezimali wokuphatha izindleko zezempilo. Njalo uphenye ngokuphelele izidingo zokufaneleka zohlelo ngalunye. Ukunakekelwa komdlavuza okuphelele, ungahle ucabangele nokuhlola izinsiza ezinikezwa yizikhungo ezifana ne I-Shandong Baafa Cancer Research Institute.

Ukugcina

Izindleko zokwelapha amatshe ezinso zingahluka kakhulu. Ukuqonda izici ezithonya intengo, ukuhlola izinsiza ezikhona, kanye nokuzibandakanya ngenkuthalo nomhlinzeki wakho wezokunakekelwa kwezempilo kuyizinyathelo ezibalulekile ekuphatheni kwakho Izindleko zezinso ezishibhile ngempumelelo nangokuqinisekisa ukuthi uthola ukwelashwa okudingekayo.