Izinketho ezingabizi zokwelashwa komdlavuza wamaphaphu zokwelashwa komdlavuza ongakhetha kukho Ukwelashwa komdlavuza wamaphaphu okushibhileLo mbhalo uhlola izindlela ezahlukahlukene zokuphatha izindleko ezihambisana nokwelashwa komdlavuza wamaphaphu. Sizohlola izindlela ezahlukene zokwelashwa, izinhlelo zosizo lwezezimali, namasu okufanele akwenze Ukwelashwa komdlavuza wamaphaphu okushibhile kufinyeleleka kakhudlwana. Kubalulekile ukukhumbula ukuthi izindleko zokwelashwa zingahluka kakhulu ngokusekelwe ezintweni ezifana nesigaba somdlavuza, uhlelo olukhethiwe lokwelashwa, kanye nezidingo zesiguli ngasinye. Ukuxilongwa kusenesikhathi kanye nokuhlelwa kwezimali okusebenzayo kubalulekile ekuhambeni nale nkinga eyinkimbinkimbi.
Ukuqonda izindleko zokwelashwa komdlavuza wamaphaphu
Izindlela zokwelashwa nezindleko ezihambisanayo
Izindleko ze
Ukwelashwa komdlavuza wamaphaphu okushibhile Kungaba ukuhlinzwa okukhulu, okuhlanganisa nokuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, kanye ne-immunotherapy. Indlela ngayinye iphatha umaki wayo wentengo, ithonywe yizici ezinjengesikhathi sokwelashwa, ubunzima bezinqubo, kanye nesidingo sokulaliswa esibhedlela. Isibonelo, ukuhlinzwa kungafaka izindleko ezinkulu eziphambili zenqubo uqobo, ukunakekelwa kwe-postoperative, kanye nezinkinga ezingaba khona. I-Chemotherapy, ngokufanayo, kubandakanya izindleko zokwelashwa eziqhubekayo nokuphathwa kwemiphumela emibi. Izindleko zokwelapha imisebe zinqunywa yinombolo yezikhathi zokwelashwa kanye nobuchwepheshe obusetshenzisiwe. Izindlela zokwelapha ezihlosiwe futhi ezihlosiwe, ngenkathi zisebenza kakhulu, zingaba ezinye zezinketho ezibiza kakhulu.
Izici ezithonya izindleko zokwelashwa
Kunezici eziningana zithinta izindleko eziphelele ze
Ukwelashwa komdlavuza wamaphaphu okushibhile. Lokhu kufaka phakathi ukumbozwa komshuwalense wezempilo wesiguli, indawo (izindleko ziyahlukahluka kakhulu ezifundeni), isibhedlela esithile noma umtholampilo okhethiwe, kanye nanoma yikuphi ukunakekelwa okwengeziwe okudingekayo. Kubalulekile ukudingida zonke izindleko ezingaba khona nomhlinzeki wakho wezokunakekelwa kwempilo kanye nenkampani yomshuwalense PATCROPT ukuthola ukuqonda okuphelele kokuthile ongakulindela. Ukuqonda lezi zindleko kukuvumela ukuthi wenze izinqumo ezinolwazi futhi uhlole izinketho zokuphathwa kwezindleko kusenesikhathi kwinqubo yokwelashwa.
Ukuhlola Izinketho Zokwelashwa Ezingabizi
Izinhlelo Zosizo Kwezezimali
Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali zeziguli ezinomdlavuza zibhekene nezindleko eziphezulu zokwelashwa. Lezi zinhlelo zingahlanganisa ingxenye noma zonke izindleko zokwelashwa, ngokuya ngesimo sezimali zesiguli kanye nenqubo yokufaneleka. Kubalulekile ukucwaninga futhi kufake isicelo sanoma yiziphi izinhlelo ezifanele kusenesikhathi, njengoba inqubo yokufaka isicelo ingathatha isikhathi. Ezinye izinhlangano ezizocwaninga zibandakanya izinhlelo zikahulumeni ezifana ne-Medicare neMedicaid (uma zikhona), izinhlelo zokusiza iziguli zezemithi, kanye nezisekelo zosizo ezinikezelwe ocwaningweni lomdlavuza nasekunakekelweni. Ukuxhumana namaqembu ezinsizakalo zokunikeza iziguli kungakuholela futhi ezinsizakalweni ezifanele nasekusekelweni kwezezimali.
Ukuxoxisana nezindleko zokwelashwa
Izibhedlela nabahlinzeki bezokunakekelwa kwempilo bavame ukuzimisela ukuxoxa ngamanani, ikakhulukazi lapho besebenzelana nemithwalo yezezimali enkulu. Ukuxoxa ngokukhululekile kwezingqinamba zezezimali nethimba lakho lezokunakekelwa kwempilo kungaholela ekuhlolweni kwezinhlelo ezihlukile zokukhokha, izaphulelo, noma amathuba ezosizo zezezimali. Ukusobala kubalulekile. Zilungiselele ukuhlinzeka ngemibhalo ekhombisa isimo sakho sezezimali.
Izilingo Zomtholampilo
Ukubamba iqhaza ezivivinyweni zemitholampilo kunganikeza ukufinyelela kokwelashwa okusha ngezindleko ezincishisiwe, noma mahhala. Lezi zivivinyo zivame ukubandakanya ukuhlolwa nokuqapha okuqinile, kepha izinzuzo ezingaba khona - zombili ngokuya ngemiphumela yezempilo nezindleko - zingabaluleka. Bheka iwebhusayithi yeNational Cancer Institute (NCI) (NCI) (
https:/www.cancer.gov/) Ngolwazi ngezivivinyo zemitholampilo eqhubekayo eqhubekayo.
Ukwenza Izinqumo Ezinolwazi
Indlela yokuya eshibhile
Ukwelashwa komdlavuza wamaphaphu okushibhile Idinga ukuhlela ngokucophelela nokuzibandakanya kweqembu lakho lezempilo kanye namanethiwekhi okusekelwa. Ukuhlonzwa kusenesikhathi izinsiza zezezimali, nokuhlola izinketho ezahlukene zokwelashwa, nokuxhumana okuvulekile nabasebenza kwezokwelapha kunganciphisa kakhulu umthwalo wezindleko ngenkathi uqinisekisa ukufinyelela ekunakekelweni kwekhwalithi.
Ukwelashwa Inketho | Uhla lwezindleko ezingaba khona (i-USD) | Izici ezithinta izindleko |
Indawo kadokotela | $ 50,000 - $ 200,000 + | Ubunzima bokuhlinzwa, ukuhlala esibhedlela, ukunakekelwa kwangemva kokusebenza |
Chemotherapy | $ 10,000 - $ 50,000 + | Uhlobo lwezidakamizwa, inani lemijikelezo, ubude besikhathi sokwelashwa |
Ukwelashwa kwemisebe | $ 5,000 - $ 30,000 + | Inani lamaseshini, uhlobo lokwelashwa kwemisebe |
Ukwelashwa okuhlosiwe / kwe-immunotherapy | $ 100,000 - $ 300,000 + ngonyaka | Uhlobo lwesidakamizwa, umthamo, ubude besikhathi sokwelashwa |
Uyacelwa uqaphele: amabanga wezindleko alinganiselwa futhi angahluka ngokuya ngezimo ngazinye. Thintana nomhlinzeki wakho wezokunakekelwa kwempilo ukuthola imininingwane efanelekile yezindleko.Iminye imininingwane kanye nokunakekelwa komdlavuza okuphelele, cabanga ukuxhumana nokuxhumana nomdlavuza weShandong Baccer Cancer Research Institute ku-
https://www.baofahospital.com/