Ukuqonda izindleko zokulashwa komdlavuza omusha wamaphaphu

Lo mbhalo uhlinzeka ngesibukezo sezindleko ezihambisana nokwelashwa komdlavuza omusha wamaphaphu, ugxile ezikhethweni ezihlose ukulinganisa ukukwazi ukukwazi ukusebenza ngempumelelo. Sihlola izici ezithonya izindleko zokwelashwa, izinhlelo ezingaba usizo lwezezimali, kanye nezinsizakusebenza ukusiza iziguli nemindeni yazo ubunzima bokuphatha izindleko ngesikhathi sokulashwa umdlavuza.

Izici ezithinta izindleko zokwelashwa komdlavuza wamaphaphu

Uhlobo lokwelashwa

Izindleko ze Ukwelashwa okuthe xaxa okusha komdlavuza omusha kuyehluka kakhulu ngokuya ngohlobo lokwelashwa oludingekayo. Ukuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, i-immunotherapy, nezinye izindlela zokwelapha ezikhona zonke zinamaphuzu entengo ahlukile. Ubungako bomdlavuza, impilo yesiguli yonke, kanye nemithi ethile noma izinqubo ezisetshenzisiwe nazo zizothinta kakhulu umthethosivivinywa wokugcina. Isibonelo, izidakamizwa ezi-immunotherapy, ngenkathi zisebenza kakhulu kwabanye, zingaba phakathi kwezindleko ezibiza kakhulu Ukwelashwa okuthe xaxa okusha komdlavuza omusha Izinketho zitholakala.

Indawo Yendawo

Indawo yokwelashwa inethonya elikhulu izindleko. Izindleko zezempilo ziyehluka kakhulu emazweni ahlukahlukene nakumazwe. Izibhedlela kanye nemitholampilo ezindlini zedolobha elikhulu zivame ukuba nezindleko eziphezulu eziphezulu, eziboniswa ngamanani abo. Kubalulekile ukucwaninga izindleko ezijwayelekile ze Ukwelashwa okuthe xaxa okusha komdlavuza omusha Endaweni yangakini ukusungula isabelomali esingokoqobo.

Ukumboza umshwalense

Ukumbozwa komshuwalense kudlala indima ebaluleke kakhulu ekunqumeni izindleko ezingaphandle kwephakethe Ukwelashwa okuthe xaxa okusha komdlavuza omusha. Ubungako bokumboza buxhomeke ohlelweni lomshuwalense wesiguli, ukwelashwa okuthile okumboziwe, kanye nanoma yiziphi izimo zangaphambi kwangaphambili. Iziguli kufanele ziqonde kahle inqubomgomo yazo yomshuwalense futhi zithinte umhlinzeki wazo ukuze zicacisele ukumbozwa kwezindlela zokwelapha ezithile kanye nezindleko ezingabakhona ze-Out-of-Pocket.

Ukuhlola Izinketho Zokwelashwa Ezingabizi

Imithi ejwayelekile

Izinhlobo zokwakheka komdlavuza zivame ukushibhile kakhulu kunezenzo zegama lomkhiqizo, zinikeza indlela ephumelelayo nengabizi yokufinyelela ekwelashweni okubalulekile. Ngenkathi ukusebenza ngempumelelo kuvame ukuqhathaniswa, iziguli kufanele zixoxe nganoma yikuphi ukukhathazeka ngokushintshela emithini ye-generic ne-oncologist yayo.

Izilingo Zomtholampilo

Ukubamba iqhaza ezivivinyweni zemitholampilo kunganikeza ukufinyelela kokulashwa komdlavuza womdlavuza wokusika lapho kuncishisiwe noma akukho zindleko. Lezi zivivinyo zivame ukubandakanya izindlela zokwelapha ezivivinyayo futhi zinganikeza imiphumela engcono kunokulashwa okujwayelekile. Inqubo yokufaneleka iyahlukahluka kakhulu, ngakho-ke kubalulekile ukuthi uxoxe ngokuthi kungenzeka kokubamba iqhaza kokuqashwa kwecala lokwelashwa neqembu lakho lezokwelapha. Ngeminye imininingwane ngezivivinyo ezitholakalayo, ungahle ufune ukubonisana newebhusayithi yeNational Cancer Institute.

Izinhlelo Zosizo Kwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza iziguli ezinomdlavuza ziphatha izindleko zokwelashwa. Lezi zinhlelo zinganikeza izibonelelo, uxhaso, noma usizo lokukhokha. Ezinye izibonelo zifaka phakathi i-American Cancer Society, i-Accerute Actuate Foundation, kanye nenhlangano ekhanyisa. Kungcono ukucwaninga ngezinhlelo ezitholakalayo esifundeni sakho ukuze unqume ukufaneleka nokufinyelela usizo olungaba khona. Le khasi I-Shandong Baafa Cancer Research Institute Futhi inikeza izinhlelo ezahlukahlukene zokusekelwa kweziguli. Xhumana nabo ukuthola eminye imininingwane ngeminikelo yabo ethile.

Ukuzulazula kwezindleko zokwelashwa komdlavuza wamaphaphu

Ukuqonda umthwalo wezezimali ohambisana Ukwelashwa okuthe xaxa okusha komdlavuza omusha kungaba nzima. Kubalulekile ukubukeza ngokucophelela zonke izikweletu, xoxa ngezinhlelo zokukhokha nabahlinzeki bakho bezempilo, futhi uhlole zonke izinhlelo zokusiza usizo lwezezimali. Vula ukuxhumana nethimba lakho lezempilo, umndeni, kanye namanethiwekhi okusekelwa nakho kungadlala indima ebalulekile ekutholeni lezi zinselelo ngempumelelo. Khumbula ngokufuna imininingwane nokusekelwa kokunciphisa ukucindezela kwezezimali ngalesi sikhathi esinzima.

Izinsizakusebenza zolwazi olwengeziwe

Ngemininingwane ephelele ephathelene nomdlavuza wamaphaphu kanye nezinketho zokwelashwa, thinta izinhlangano ezihlonishwayo njenge-American Cancer Society kanye neNational Cancer Institute. Lezi zinsiza zihlinzeka ngolwazi olusesikhathini ngentuthuko yokwelashwa nezinhlelo zokusekela.

QAPHELA: Amabanga wezindleko yizilinganiso futhi angahluka kakhulu ngokusekelwe ezimweni ezithile nasendaweni. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze alinganise izindleko ezinembile.