Kwehlisa izindleko ezingekho ephaketheni zokwelashwa komdlavuza we-Prostate

Lo mbhalo uhlola amasu okunciphisa umthwalo wezezimali wokwelashwa komdlavuza wendlala yesinye. Sizohlola izinketho ezahlukahlukene zokunciphisa okwakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate, kufaka phakathi ukumbozwa komshuwalense, izinhlelo zosizo lwezezimali, nokudingida izindleko zokwelashwa. Ukuqonda la masu kungakusiza ukuthi uzulazule ubulumbi bezimali zezempilo futhi ufinyelele ekunakekelweni okungcono kakhulu.

Ukuqonda ukumbozwa komshuwalense wakho

Ukubukeza inqubomgomo yakho

Isinyathelo sokuqala ukunciphisa okwakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate ukuwuqonda kahle inqubomgomo yakho yomshuwalense wezempilo. Funa imininingwane kwi-DeFuctible yakho ekhokhelwayo, ekhokhayo, i-consurance, kanye ne-Out-of-Pocket Main. Ukwazi lezi zibalo kuzokunikeza isithombe esicacile sezindleko zakho ezingaba khona. Thintana nomhlinzeki wakho womshuwalense ngokuqondile ukucacisa noma yikuphi ukungaqiniseki noma ukuqinisekisa ukuthi yiziphi izindlela zokwelapha ezimbozwe ngaphansi kohlelo lwakho. Unganqikazi ukubuza ngezidingo zangaphambi kokugunyazwa kwezinqubo ezithile.

Ukukhetha abahlinzeki benethiwekhi

Ukukhetha abahlinzeki bezokunakekelwa kwempilo ngaphakathi kwenethiwekhi yomshuwalense yakho banganciphisa kakhulu bakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate. Ukunakekelwa kwenethiwekhi kuvame ukuholela ezindlekweni eziphakeme. Qinisekisa ukubamba iqhaza kwabahlinzeki bakho kunethiwekhi yomshuwalense wakho ngaphambi kokuhlela noma yikuphi ukuqokwa noma izinqubo. Ikhadi lakho lomshuwalense noma iwebhusayithi yakho yomshuwalense ivame ukuba nethuluzi lokuhlola amanethiwekhi ohlinzeka ngokuhlinzeka.

Ukuhlola izinhlelo zosizo lwezezimali

Izinhlelo Zokusiza Abakhiqizi Beziguli

Izinkampani eziningi zemithi zinikeza izinhlelo zosizo lweziguli (ama-PAPS) ukusiza iziguli zikhombise imishanguzo yazo. Lezi zinhlelo zivame ukumboza izindleko zemithi kadokotela, ngokunciphisa ingxenye ebalulekile yakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate. Bheka amawebhusayithi ezinkampanini ezenza imithi ezikhiqiza imithi efanelekile ohlelweni lwakho lokwelashwa. Uhlelo ngalunye lunenqubo yalo efanelekile, ngakho-ke buyekeza ngokucophelela izidingo ngaphambi kokufaka isicelo.

Isibhedlela kanye nosizo lwezezimali

Izibhedlela nezinhlangano ezinikelayo zivame ukuhlinzeka ngosizo lwezezimali ezigulini ezibhekene nezindleko eziphezulu zezokwelapha. Lezi zinhlelo zivame ukuba nezidingo zokufaneleka ezisuselwe kwemali. Buza ngqo nesibhedlela lapho uthola khona ukwelashwa noma ukusesha online ukuthola izinhlangano zendawo ezikhethekile ngosizo lwezezimali. I-Shandong Baafa Cancer Research InstituteNgokwesiko, kunganikeza izinhlelo ezinjalo. Njalo hlola zonke izinketho ezingenzeka ukwehlisa owakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate.

Ukuxoxisana nezindleko zokwelashwa

Vula ukuxhumana nomhlinzeki wakho

Ungesabi ukuxoxa ngokukhathazeka kwakho kwezezimali ngokukhululekile nomhlinzeki wakho wezokunakekelwa kwempilo. Abahlinzeki abaningi bazimisele ukusebenza neziguli ukudala uhlelo lokukhokha noma ukuhlola izinketho zokunciphisa izindleko. Chaza isimo sakho ngokweqiniso futhi ubuze ngezaphulelo ezingaba khona noma amalungiselelo okukhokha. Le ndlela eqondile ingathonya kakhulu yakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate.

Ukuhlola ezinye izindlela zokwelashwa

Kwezinye izimo, ukuhlola ezinye izindlela zokwelashwa kungaholela ezindlekweni eziphansi. Xoxa nodokotela wakho ukuthi ngabe ukwelashwa okungabizi kakhulu, okusebenzayo okusebenzayo kuyatholakala. Khumbula ukuthi izindleko akufanele ziyekethise ikhwalithi yokunakekelwa, kepha izinketho zokuhlola zisenza umehluko ezindlekweni zakho zizonke.

Ukuqhathanisa izindleko nezinsizakalo

Ukuthola ukuqonda okungcono kwezindleko ezingaba khona, kuyasiza ukuqoqa imininingwane nokuqhathanisa abahlinzeki abahlukahlukene kanye nezinsizakalo zabo. Ngenkathi izindleko akufanele kube ukuphela kwento enquma ukunquma, ukuqhathanisa izintengo ngezinqubo ezifanayo kungasiza ekuboneni imali engaba khona.

QAPHELA: Lezi yizibonelo eziqondakalayo nezindleko zangempela zizohluka ngokuya ngendawo, umhlinzeki, kanye nohlelo oluthile lokwelashwa. Njalo xhumana nabahlinzeki bathinte ngokuqondile imininingwane yentengo efanele.

Ukuthola Izindlela Zokunciphisa Kwakho eshibhile ezindlekweni ephaketheni yokwelashwa komdlavuza we-Prostate idinga ukuhlelwa okusebenzayo nocwaningo. Ngokuhlola izinketho okuxoxwe ngazo ngenhla, ungasebenzela umthwalo wezezimali ophatheke ngokwengeziwe ngenkathi uthola ukunakekelwa okudingekayo.