Ukuthola i-Ashift Stage 3 Laung Cancer Trancer Trancer: Umhlahlandlela

Lo mhlahlandlela ophelele uhlola izinketho zokungabizi Ukwelashwa kwemisebe eshibhile yesibhedlela somdlavuza 3 Izibhedlela. Sizohlola izici ezahlukahlukene ezithonya izindleko zokwelashwa, kufaka phakathi indawo yesibhedlela, uhlobo lokwelashwa kanye nokuvalwa komshuwalense. Sizonikeza nezinsizakusebenza zokukusiza ekutholeni ubunzima bomdlavuza unakekele umdlavuza futhi uthole ukwelashwa okungcono kakhulu ngentengo ongayiphatha.

Ukuqonda izindleko zokwelashwa komdlavuza wamaphaphu

Ukwelashwa komdlavuza we-Stage 3 kungabiza kakhulu, ukwehluka kakhulu ngokusekelwe ezicini eziningana. Uhlobo lokwelashwa kwemisebe eqashiwe (e.g. Indawo yendawo nayo inomthelela omkhulu entengo, ngokwelashwa ezindaweni zasemadolobheni ivame ukubiza ngaphezu kwalezo ezisezindaweni zasemakhaya. Ekugcineni, ukumbozwa komshuwalense wakho kanye nanoma yiziphi izinhlelo ezikhona zosizo lwezezimali zithonya kakhulu izindleko zakho ze-Out-of-Pocket.

Izici ezithinta izindleko zokwelashwa kwemisebe

Kunezici eziningana zithonya izindleko zokugcina ze Ukwelashwa kwemisebe eshibhile yesibhedlela somdlavuza 3 Izibhedlela. Lokhu kufaka phakathi:

• Uhlobo lokwelashwa kwemisebe: Isibonelo, i-SBTT, imvamisa ifaka amaseshini ambalwa kunemisebe yangaphandle yendabuko yangaphandle yendabuko, ngokucophelela izindleko zizonke.
• Inani lezikhathi zokwelashwa: Inani lamaseshini adingekayo lincike esiteji nasesimweni somdlavuza, othonya izindleko zizonke.
• Indawo yesibhedlela: Izindleko zingahluka kakhulu ngokuya ngendawo yesibhedlela.
• Ukuhlanganiswa komshuwalense: Izinhlelo eziphelele zomshuwalense zivame ukumboza iphesenti elikhudlwana lezindleko zokwelashwa.
• Izindleko ezengeziwe zezokwelapha: Cabanga ngezindleko ezingaba khona ezihambisana nokubonisana, umuthi, nokunakekelwa kokulandela.

Ukuhlola izinketho zokwelashwa okungabizi

Ukuthola Okungabizi Ukwelashwa kwemisebe eshibhile yesibhedlela somdlavuza 3 Izibhedlela kudinga ukuhlela nokucophelela. Nawa amanye amasu okufanele acubungule:

Ukucwaninga Izibhedlela Nezikhungo Zokwelashwa

Qala ngokucwaninga izibhedlela kanye nezikhungo zomdlavuza ezaziwa ngokunikeza ukunakekelwa okuseqophelweni eliphezulu ngamanani ancintisanayo. Qhathanisa izindleko nezinketho zokwelashwa ezindaweni ezahlukene. Cabanga ngokufuna izincomo ngodokotela wakho noma ochwepheshe abathembekile be-Oncology. Izinsizakusebenza eziku-inthanethi kanye namasayithi wokubukeza iziguli anganikeza futhi ukuqonda okubalulekile.

Ukuqonda ukumbozwa komshuwalense wakho

Buyekeza kahle inqubomgomo yakho yomshuwalense ukuze uqonde ukumbozwa kwakho kokwelashwa komdlavuza. Thintana nomhlinzeki wakho womshuwalense ukuze axoxe ngezidingo zokugunyazwa kwangaphambili futhi alinganiselwa kuzindleko eziphuma ngaphandle kwephakethe. Ukuxoxisana ngezinhlelo zokukhokha noma ukuhlola izinhlelo zosizo lwezezimali ezinikezwa yinkampani yakho yomshuwalense zinganciphisa kakhulu izindleko zizonke.

Uphenya izinhlelo zosizo lwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ezigulini zomdlavuza zilwa nezindleko zokwelashwa. Lezi zinhlelo zingamboza ingxenye noma zonke izindleko zokwelashwa, ukwenza ukunakekelwa kwekhwalithi kufinyeleleke kalula. Izinhlelo Zokucwaninga ezifana ne-Active Actucate Foundation noma i-American Cancer Society ngosizo olungaba khona. Izibhedlela eziningi nazo zinezinhlelo zazo zosizo lwezezimali; buza ngeminyango yabo yokukhokha.

Ukukhetha isibhedlela esifanele izidingo zakho

Ukukhetha isibhedlela sakho Ukwelashwa kwemisebe eshibhile yesibhedlela somdlavuza 3 Izibhedlela kudinga ukucatshangelwa ngokucophelela kwezinto ezingaphezu kwezindleko nje. Cabanga ngedumela lesibhedlela, ubuchwepheshe be-oncologists yalo kanye nabelaphi bemisebe, kanye nokuhlangenwe nakho kwalo jikelele. Funa izibhedlela ngokugunyazwa kusuka ezinhlanganweni ezihlonishwayo, njengekhomishini ehlanganyelwe.

Ukunakekelwa okuphelele komdlavuza nokucwaninga, cabanga ngokuhlola I-Shandong Baafa Cancer Research Institute. Banikeza izikhungo zombuso kanye nochwepheshe bezokwelapha abanolwazi abazinikezele ekuhlinzekeni ukunakekelwa komdlavuza osezingeni eliphakeme.

Ukucatshangelwa Okubalulekile

Khumbula, izindleko akufanele kube yisici sokunquma nje lapho ukhetha isibhedlela ezokwelashwa komdlavuza. Ikhwalithi yokunakekelwa, ubuchwepheshe beqembu lezokwelapha, kanye nesipiliyoni esijwayelekile sesiguli kubalulekile ngokulinganayo. Unganqikazi ukufuna imibono yesibili bese uqhathanisa izinketho zokwelashwa ngaphambi kokwenza isinqumo sokugcina. Hlala ubeka phambili impilo yakho kanye nempilo yakho.

Lolu lwazi ngolwazi olujwayelekile kanye nezinhloso zolwazi kuphela, futhi alwenzi izeluleko zezokwelapha. Hlala uthintana nomuntu ochwepheshe bezokunakekelwa kwezempilo ofanelekayo kunoma yikuphi ukukhathazeka ngempilo noma ngaphambi kokwenza noma yiziphi izinqumo ezihlobene nempilo noma yokwelashwa kwakho.