Lo mhlahlandlela ophelele uhlola izici zezezimali zokwelashwa komdlavuza we-renal, ukuhlinzeka ngemininingwane ngezindleko ezingaba khona namasu okubaphathise. Sizohlola izinketho ezahlukahlukene zokwelashwa, ukumbozwa komshuwalense, izinhlelo zosizo lwezezimali, kanye nezinsizakusebenza ezitholakalayo ukusiza iziguli nemindeni yazo zizulazula ezinkingeni ze Izindleko ezishibhile zomdlavuza we-renal.
Inqubo yokuqala yokuxilonga, kufaka phakathi izivivinyo zokucabanga (ama-CT Scans, ama-MRIS, ama-Ultrasounds) kanye ne-biopsies, anikela ngawo wonke Izindleko ezishibhile zomdlavuza we-renal. Isigaba somdlavuza sithinta kakhulu izinqumo nezindleko zokwelashwa ezalandela.
Izinketho zokwelashwa ze-Renal Cancer ziyahlukahluka kakhulu, zithinta izindleko eziphelele. Lokhu kufaka phakathi:
Ukuqonda inqubomgomo yakho yomshuwalense wezempilo kubalulekile. Buyekeza ukumbozwa kwakho kokuthola umdlavuza womdlavuza we-renal, kufaka phakathi ama-deductibles, ama-co-pays, kanye nama-pocket amaningi. Amasu amaningi omshuwalense amboza ingxenye ebalulekile ye Izindleko ezishibhile zomdlavuza we-renal, kepha kubalulekile ukuqonda imininingwane.
Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza iziguli ukuphatha izindleko zokwelashwa komdlavuza. Lezi zinhlelo zinganikeza izibonelelo, uxhaso, noma usizo lokukhokha. Ukucwaninga nokufaka isicelo kwalezi zinhlelo kunganciphisa kakhulu umthwalo wezezimali.
Unganqikazi ukuxoxa ngezindleko zezokwelapha ngezibhedlela nabahlinzeki bezokunakekelwa kwempilo. Abaningi bazimisele ukusebenza neziguli ukudala amasu wokukhokha noma ukunciphisa izindleko. Kungcono ukuhlola izinketho zokwelashwa okungabizi kakhulu ngenkathi kuqinisekisa ikhwalithi yokunakekelwa. Ukubonisana nomeluleki wezezimali ochwepheshe kwezindleko zezempilo kungazuzisa kakhulu.
Izinsizakusebenza eziningi ziyatholakala ukusiza iziguli nemindeni yazo ekuzulazuleni kwezinselelo zezezimali zokwelashwa komdlavuza we-renal. Lokhu kufaka phakathi:
Ukuthola ukwelashwa komdlavuza we-renal ongabizi akusho ukuthi ukuyekethisa ngekhwalithi yokunakekelwa. Ukuhlela ngokucophelela, ucwaningo, kanye nokusebenzisa izinsiza ezikhona kungakusiza ukuphatha izindleko ngenkathi uqinisekisa ukufinyelela ekwelashweni okuhle kakhulu. Khumbula ukuthintana ne-Oncologist yakho kanye nethimba lezempilo ukuthuthukisa uhlelo lokwelashwa oluqondene nomuntu obhekana nezidingo zakho zezokwelapha namakhono akho ezezimali. Ukunakekelwa komdlavuza kanye nokucwaninga komdlavuza, cabanga ngezinketho ezifana ne I-Shandong Baafa Cancer Research Institute. Bahlinzeka ngezindlela zokwelapha ezisezingeni eliphezulu futhi zinganikeza izinhlelo zokusekelwa ukuze zidambise umthwalo wezezimali.
Uhlobo lokwelashwa | Uhla lwezindleko ezilinganisiwe (i-USD) |
---|---|
Ukuhlinzwa (okuyingxenye ye-nephrectomy) | $ 20,000 - $ 50,000 + |
Ukwelashwa okuhlosiwe (unyaka ongu-1) | $ 50,000 - $ 150,000 + |
I-ImmunoSatherapy (unyaka ongu-1) | $ 100,000 - $ 250,000 + |
Qaphela: Amabanga wezindleko alinganiselwa futhi angahluka ngokuya ngendawo, esibhedlela, ekwelashweni okuqondile, kanye nomshuwalense. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze uthole isilinganiso esinembile sezindleko zesimo sakho esithile.
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