Izimo ezishibhile izibhedlela ezinomdlavuza wezinso

Izimo ezishibhile zezinso ezibhedlela ezinesibhedlela: Ukuthola ukwelashwa okungabizi kakhulu nokubhekwa kwekhwalithi komdlavuza wezinso kungacindezela. Lo mhlahlandlela kukusiza uqonde izindleko ezihilelekile, bona izinsizakusebenza zosizo lwezezimali, futhi zithole izibhedlela ezinikeza ukunakekelwa kwekhwalithi ngamanani ancintisanayo. Simboza izimpawu zokutholwa kusenesikhathi, izinketho zokwelashwa, kanye nokuzulazula ohlelweni lwezempilo lokunakekelwa okusebenzayo.

Ukuqonda izindleko zokwelashwa komdlavuza wezinso

Izindleko zokwelashwa komdlavuza wezinso ziyahlukahluka ngokusekelwe ezintweni eziningana: isigaba somdlavuza, uhlobo lokwelashwa oludingekayo (ukuhlinzwa, i-chemotherapy, ukwelashwa okuhlosiwe, indawo yesibhedlela, kanye nedumela lomshuwalense wesiguli. Izimo ezishibhile izibhedlela ezinomdlavuza wezinso Akuzona yini okuphathelene nekhwalithi ephansi, kepha kunalokho kungahle kuveze izibhedlela ezinezinhlaka noma izindawo ezahlukahlukene ezithonya kuthonya imali ephelele.

Izici Ithonya Izindleko

Into eqinile	Umthelela ezindlekweni
Isigaba somdlavuza	Umdlavuza wokuqala wesiteji uvame ukudinga ukwelashwa okubanzi kakhulu futhi ngaleyo ndlela.
Uhlobo lokwelashwa	Ukuhlinzwa kuvame ukubiza kakhulu ukwedlula ukwelashwa okuhlosiwe noma ama-immunotherapy.
Indawo esibhedlela	Izibhedlela ezisezindaweni zasemadolobheni zivame ukukhokhisa ngaphezu kwalezo ezisezindaweni zasemakhaya.
Ukumboza umshwalense	Umshuwalense ophelele wehlisa kakhulu izindleko ezingaphandle kwephakethe.

Ukuhlonza Izinsizakusebenza Ezingaba khona Zosizo lwezezimali

Ukuzulazula kwezici zezezimali ze Izimo ezishibhile izibhedlela ezinomdlavuza wezinso Ukwelashwa kungaba nzima. Izinsizakusebenza eziningi zingasiza ukunciphisa umthwalo wezezimali:

Ukumboza umshwalense

Buyekeza inqubomgomo yakho yomshuwalense ngokucophelela ukuze uqonde ukumbozwa kwakho kokwelashwa komdlavuza wezinso. Thintana nomhlinzeki wakho womshuwalense ukuze aqinisekise izinzuzo futhi alinganiselwa kuzindleko ze-Out-of-Pocket.

Izinhlelo Zosizo Kwezezimali

Izibhedlela eziningi kanye nezikhungo zomdlavuza zinikeza izinhlelo zosizo lwezezimali ezigulini ezingakwazi ukukhokhela ukwelashwa. Buza ngalezi zinhlelo ngqo nezibhedlela ozicabangayo. Ezinye izinkampani ezenza imithi nazo zinezinhlelo zokusiza iziguli zemithi yazo.

Izinhlangano Ezinomusa

Izinhlangano eziningana zomusa ezinikela zinikeza usizo lwezezimali lokwelashwa komdlavuza. Umphakathi we-American Cancer Society nezinye izinhlangano ezifanayo zinganikeza ukwesekwa okubalulekile. Izinhlangano zocwaningo eziqondile kumdlavuza wezinso ngezinsizakusebenza ezengeziwe.

Ukuthola ukunakekelwa kwekhwalithi ngamanani ashibhile

Ukukhetha isibhedlela ngokwelashwa komdlavuza wakho wezinso kudinga ukucatshangelwa ngokucophelela. Funa izibhedlela ezinedumela eliqinile lokunakekelwa kwekhwalithi kanye ne-oncologists enolwazi. Ungacwaninga amazinga asesibhedlela futhi ubuyekeze online. Khumbula, kakhulu Izimo ezishibhile izibhedlela ezinomdlavuza wezinso kungenzeka ungahlali unikela ngenani elingcono kakhulu uma ikhwalithi yokunakekelwa isengozini.

Ucwaningo futhi uqhathanise

Unganqikazi ukuxhumana nezibhedlela eziningana ukuze uxoxe ngezinketho zokwelashwa nezindleko. Buza ngezinhlelo zabo zosizo lwezezimali nezinhlelo zokukhokha. Qhathanisa isiphakamiso senani eliphelele elihlinzekwa izibhedlela ezahlukahlukene ngokuhambisana nenhlanganisela yentengo nekhwalithi yokunakekelwa.

Ukunakekelwa komdlavuza okuphelele, cabanga ngezinketho ezinjenge I-Shandong Baafa Cancer Research Institute. Banikela ngezindlela eziningi zokwelashwa futhi zingaba nezinhlelo zosizo lwezezimali ezitholakalayo. Kubalulekile ukucubungula zonke izinto ngaphambi kokwenza isinqumo.

Ukutholwa kusenesikhathi: Ukubona izimpawu

Ukutholwa kusenesikhathi kubalulekile ukuthola ukwelashwa komdlavuza wezinso ophumelele. Izimpawu ezijwayelekile zifaka igazi emchameni (hematuria), izinhlungu ezithambile, inhlama ephikelelayo esiswini, ukuncipha kwesisindo okungachazwanga, ukukhathala, nomkhuhlane. Uma uhlangabezana nanoma yiziphi zalezi zimpawu, thintana nodokotela wakho ngokushesha. Ukuxilongwa kusenesikhathi kungathinta kakhulu izindleko zokwelashwa nemiphumela. Khumbula, ukufuna ukunakekelwa kwezokwelapha kubalulekile.

Ukuzikhulula: Lolu lwazi lwenzelwe izinjongo zokufundisa kuphela futhi lungenzi izeluleko zezokwelapha. Hlala uthintana nochwepheshe wezokunakekelwa kwempilo kunoma yikuphi ukukhathazeka ngempilo noma ngaphambi kokwenza noma yiziphi izinqumo ezihlobene nempilo yakho noma yokwelashwa.