Ukuqonda nokuphatha izindleko ezihambisana nokwelashwa komdlavuza

Le ndatshana ihlinzeka ngemininingwane ebalulekile yabantu abafuna ukuqonda nokuphatha izici zezezimali zokwelashwa komdlavuza. Ibhekana nezinkinga ezihlobene nezindleko eziphakeme zokunakekelwa komdlavuza futhi ihlinzeka ngamasu wokuzulazula lezi zinselelo. Sihlola izindlela ezahlukahlukene zokunciphisa izindleko futhi sigcizelele ukubaluleka kokuhlelwa kwezimali okusebenzayo.

Izindleko eziphakeme zokwelashwa komdlavuza: Ukuhlolwa okungokoqobo

Ukwelashwa komdlavuza kungabiza kakhulu, kufaka phakathi izindleko eziningi zezindleko kufaka phakathi ukubonisana, izivivinyo zokuxilonga (njenge-biopsies kanye nokubhekelwa kwama-camopliate, ukunakekelwa kwe-chemorapy, ukunakekelwa kobuhlungu), nokunakekelwa kwe-palliative), kanye nokunakekelwa kwePhatiative. Izindleko ezithile ziyahlukahluka ngokuya ngohlobo nesigaba somdlavuza, uhlelo lokwelashwa olukhethiwe, kanye nezimo ngazinye. Izindleko zizonke zingashesha ukuba zibe zinkulu iziguli eziningi nemindeni yazo. Ukuqonda izindleko ezingaba khona ezihambisana nezakho isimila eshibhile yomdlavuza Ukwelashwa kuyisinyathelo sokuqala ekuhlelweni ngempumelelo kwezezimali.

Ukuhlola Izinketho Zosizo Kwezimali

Izinhlelo zikaHulumeni kanye nomshuwalense

Ohulumeni abaningi banikela ngezinhlelo zosizo lwezezimali eziklanyelwe ukusiza abantu abamboza izindleko zokwelashwa komdlavuza. Lezi zinhlelo zingahluka ngokuya ngezindawo zokufaneleka kanye nezindlela zokufaneleka. Kubalulekile ukuhlola kahle izinketho zakho, kufaka phakathi ukuhlola umshuwalense wakho wezempilo ukuze uqonde okumbozwe nokuthi yini izindleko ezingaphandle kwephakethe ongayicabanga. Ukuqonda imininingwane yenqubomgomo yakho yomshuwalense, kufaka phakathi ama-deductibles, ama-co-pays, kanye nama-pocket amaningi, kubalulekile. Ukuxhumana nomhlinzeki wakho womshuwalense ngokuqondile ukuxoxa ngezindleko ezithile ezihlobene nezakho isimila eshibhile yomdlavuza Ukwelashwa nokuhlola okutholakalayo okutholakalayo kunconyelwa kakhulu.

Izinhlangano Ezinomusa Nezisekelo

Izinhlangano eziningi ezinikela ngezisekelo nezisekelo ezinikezelwe ekuxhaseni iziguli ezinomdlavuza nemindeni yazo zihlinzeka ngosizo lwezezimali. Lezi zinhlangano zivame ukunikela ngezibonelelo, uxhaso nezinye izindlela zokusekelwa ukusiza ukudambisa umthwalo wezindleko zezokwelashwa. Ukucwaninga nokufaka isicelo ezinhlanganweni ezifanele kungenza umehluko omkhulu ekuphatheni izindleko zokwelashwa jikelele. Iningi lalezi zinhlangano liphinde linikeze izinsizakusebenza kanye nokusekelwa ngaphandle kosizo lwezezimali, kufaka phakathi izinsizakalo zokusekelwa ezingokomzwelo nezisebenzayo.

Ukuxhaswa okuxubile kanye nokusekelwa komphakathi

Eminyakeni yamuva nje, amapulatifomu ahlanganisiwe aqhamuke njengendlela ephumelelayo yabantu abathile ukukhulisa imali yezindleko zezokwelashwa. Ukwabelana ngendaba yakho nokwakha umkhankaso wokufaka umxukuba ungakuxhumanisa nomphakathi osekelwayo ozimisele ukufaka ezindlekweni zakho zokwelashwa. Khumbula ukuba sobala futhi unikeze imininingwane eningiliziwe ngesimo sakho nokuthi imali izosetshenziswa kanjani.

Amasu wokuphatha izindleko zokwelashwa komdlavuza

Ukuxoxisana ngezikweletu zezokwelapha

Abahlinzeki abaningi bezempilo bazimisele ukuxoxa ngezindleko zezokwelapha, ikakhulukazi ezigulini ezibhekene nobunzima bezezimali. Unganqikazi ukuxoxa ngezinketho zokukhokha futhi uhlole amathuba okunciphisa izindleko zokwelashwa kwakho. Izibhedlela nemitholampilo zivame ukuba neminyango yosizo lwezezimali ezingakusiza uzulazule le nqubo.

Ifuna izinketho zezempilo ezingabizi

Ukucwaninga nokuqhathanisa amanani abahlinzeki bezempilo abahlukahlukene, imithi, kanye nezinketho zokwelashwa kungakusiza ekutholeni ezinye izindlela ezingabizi kakhulu. Cabanga ukubonisana nochwepheshe abaningi ukuthola izinhlelo ezahlukahlukene zokwelashwa kanye nezilinganiso ezihambisana nezindleko.

Ukuhamba nobunzima bezindleko zokwelashwa komdlavuza

Izindleko zokwelashwa komdlavuza zingaba nzima, kepha ukuhlelwa okusebenzayo kanye nokusebenza okusebenzayo kungadambisa kakhulu umthwalo wezezimali. Ngokuqonda izinketho zakho futhi uthathe ithuba lemithombo etholakalayo, ungagxila empilweni yakho kanye nempilo yakho ngenkathi uphatha izinselelo zezezimali ezihambisana neyakho isimila eshibhile yomdlavuza ukwelashwa. Khumbula ukufuna izeluleko zochwepheshe kwabeluleki bezezimali noma ochwepheshe bezokunakekelwa kwempilo ezinakekela i-Oncology yesiqondiso esenziwe umuntu.

Ngeminye imininingwane ngokunakekelwa komdlavuza okuphelele, vakashela I-Shandong Baafa Cancer Research Institute.