Le ndatshana ihlinzeka ngesibukezo esiphelele semithelela yezezimali ehambisana nayo Ukusinda komdlavuza wesibindi. Ihlola izindleko ezahlukahlukene zokwelashwa, izinsizakalo zokusekela, kanye nezinqubo ezingaba khona zosizo lwezezimali, okunikeza ukuqonda okusebenzayo kokuhambisa izinselelo zokuphatha izindleko ngalesi sikhathi esinzima. Imininingwane eyethulwe ihlose ukuhlomisa abantu nemindeni ukwenza izinqumo ezinolwazi mayelana nokunakekelwa kwezempilo kanye nenhlala-kahle yezezimali.
Inqubo yokuqala yokuxilonga ye umdlavuza wesibindi Kubandakanya izivivinyo ezahlukahlukene, kufaka phakathi umsebenzi wegazi, ukuskena kokulingisa (i-CT, MRI, i-ultrasound), futhi kungenzeka i-biopsy. Izindleko zalokhu kuhlola kokuqala zingahluka kakhulu ngokuya ngendawo yakho, ukumbozwa komshuwalense, kanye nokuhlolwa okuthile okudingekayo. Kubalulekile ukuxoxa ngalezi zindleko ngaphambili nge-HealthCare Provider yakho kanye nenkampani yomshuwalense ukuze uqonde izibopho zakho zezezimali.
Ukwelashwa umdlavuza wesibindi Ungafaka ukuhlinzwa (ukusetha, ukufakelwa), i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, kanye ne-immunotherapy. Inketho ngayinye yokwelashwa ithwala izindleko ezahlukahlukene ezihambisana nezinqubo, imithi, isibhedlela ihlala, nokulandela ama-aphoyintimenti. Isibonelo, ukufakelwa kwesibindi kuyinqubo enkulu enezindleko ezinkulu, kufaka phakathi isitho sayo, imali ekhokhwayo, esibhedlela kanye nemithi yokufakelwa ngemuva.
Izindleko zemithi yomdlavuza, izindlela zokwelapha ezihlosiwe ikakhulukazi kanye nama-amcynotherapies, zingaba phezulu kakhulu. Izici eziningi zithonya amanani entengo, kufaka phakathi umuthi othize, umthamo kanye nesikhathi sokwelashwa. Ukuhlola okukhethwa kukho njengezinhlelo zokusiza iziguli nokuxoxisana nama-Pharmacies kungasiza ukunciphisa ezinye zalezi zindleko.
Ngokuya ngesigaba salesi sifo kanye nezidingo zomuntu ngamunye, izinsizakalo zezempilo zasekhaya zingadingeka. Lokhu kungafaka ukunakekelwa kwabahlengikazi, ukwelashwa ngokomzimba, nezinye izinsizakalo zokusekela. Izindleko zokunakekelwa kwezempilo zasekhaya ziyehluka kakhulu ngokuya ngokuvama kanye nokuqina kokunakekelwa okudingekayo. Ukunakekelwa kwePalliative kuhlose ukuthuthukisa ikhwalithi yempilo yabantu ababhekene nokugula okukhulu, ukuhlinzeka induduzo nokusekelwa, futhi kuvame ukuza nezindleko ezihlobene.
Ukukhokhiswa okungokomzwelo nangokwengqondo kwe umdlavuza wesibindi kungabaluleka. Izinsizakalo zokwelulekwa kanye namaqembu okusekela anikela ngosizo olubalulekile, kepha zivame ukuza nezimali ezihambisana nazo, yize ezinye izinsiza zinikela ngalezi zindleko ezincishisiwe noma mahhala. Ukuxhuma nezinhlangano ezikhethekile ukusekelwa umdlavuza kungasiza ekutholeni lezi zinsizakusebenza.
Ukuzulazula umthwalo wezezimali we umdlavuza wesibindi Ukwelashwa kungaba nzima. Izinsizakusebenza eziningana zikhona ukusiza ukulungisa lezi zindleko. Lokhu kufaka phakathi:
Ukuphatha ngempumelelo izici zezezimali ze Ukusinda komdlavuza wesibindi kudinga ukuhlela ngokucophelela nokuzibandakanya. Ukusebenza kakhulu nethimba lakho lezokunakekelwa kwempilo kanye nokuhlola izinketho zosizo lwezezimali zingehlisa umthwalo kakhulu. Ukuxhumana okuvulekile nomndeni nabangane kunganikeza ukusekelwa okubalulekile okungokomzwelo nokusebenzayo.
Imininingwane enikezwe kule ndatshana ihloselwe izinhloso zolwazi kuphela futhi ayikha izeluleko zezokwelapha. Hlala uthintana nomuntu ochwepheshe bezempilo ofanelekayo nganoma yimiphi imibuzo ephathelene nempilo noma yokwelashwa kwakho. Izilinganiso zezindleko zingaguqulwa ngokuya ngendawo, ukumbozwa komshuwalense, nezinye izinto.
Uhlobo lokwelashwa | Ibanga elilinganiswayo lezezimali (i-USD) |
---|---|
Ukuhlinzwa (ukusetha kabusha) | $ 50,000 - $ 150,000 |
Ukufakelwa kwesibindi | $ 500,000 - $ 1,000,000 + |
Chemotherapy | $ 10,000 - $ 50,000 + |
Ukwelashwa okuhlosiwe | $ 10,000 - $ 100,000 + ngonyaka |
Qaphela: Amabanga wezindleko alinganiselwa futhi angahluka kakhulu. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo kanye nomshuwalense imininingwane efanele yezindleko. Ukuthola eminye imininingwane nokusekelwa, ungaxhumana ne I-Shandong Baafa Cancer Research Institute Ngemininingwane engaphezulu.
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