Izikhungo zokwelashwa komdlavuza eziphezulu eziyi-10 nezindleko zokucatshangelwa kwezindleko zinikeza ngesibukezo sezinto okufanele sizicabangele lapho zicwaninga ngezikhungo eziphezulu zomdlavuza ezingama-10 zibiza, zihlole izici ezibalulekile zokwelashwa, indawo, nezindleko ezihambisana nazo. Ihlose ukunika amandla abantu ababhekene nalokhu kuxilongwa ngolwazi ukwenza izinqumo ezinolwazi.

Izikhungo zokwelashwa komdlavuza eziphezulu eziyi-10 ezinamaphaphu & ukucatshangelwa kwezindleko

Ukuxilongwa komdlavuza wamaphaphu kungaba nzima, futhi ukhethe isikhungo sokwelashwa esifanele isinyathelo esibalulekile. Lesi sinqumo sibandakanya izici eziningi ezingaphezu kwekhwalithi yokunakekelwa; Ukucatshangelwa kwezezimali kubaluleke kakhulu. Ukuqonda izindleko ezihambisana nokwelashwa ezahlukahlukene kanye nezinketho zosizo lwezezimali ezitholakalayo zibalulekile. Lo mhlahlandlela usiza ukuzulazula kulezi zinkimbinkimbi, ugxile ezicini ezizocatshangelwa lapho ucwaninga ngezikhungo eziphezulu zokuphathwa komdlavuza eziphezulu eziyi-10 zibiza.

Izici ezithonya izindleko zokwelashwa komdlavuza wamaphaphu

Uhlobo lokwelashwa

Izindleko zokuphathwa komdlavuza wamaphaphu ziyehluka kakhulu ngokuya ngohlobo lokwelashwa oludingekayo. Ukuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, i-immunotherapy, nokunakekelwa kokusekela konke kunezindleko ezihlukile ezihambisana. Izinqubo ezihlinzayo, ngokwesibonelo, zivame ukubiza kakhulu kunezinhlobo ezithile ze-chemotherapy. Ubulukhuni bokuhlinzwa kanye nobude besibhedlela ukuhlala buhlale nakho kuthinta izindleko eziphelele. INational Cancer Institute (NCI) Inikeza imininingwane eningiliziwe ngezinketho ezahlukahlukene zokwelashwa nemiphumela emibi engaba khona.

Indawo Yendawo

Indawo ye-Treatment Center ithonya kakhulu imali ephelele. Izikhungo ezisemadolobheni noma lezo ezinezindleko eziphakeme zokuphila zivame ukuba nezimali zokwelashwa eziphakeme. Ukumbozwa komshuwalense kanye namanani wokubuyiselwa kwemali kuyahlukahluka ngesifunda nesifunda. Ukucwaninga izindleko ezijwayelekile zokuphila nokunakekelwa kwezempilo ezindaweni ezahlukahlukene kubalulekile ukuthi kusetshenziswe kabusha ngempumelelo. Izikhungo zeMedicare & Medicaid Services (CMS) Iwebhusayithi inikeza izinsiza kwizindleko zezempilo.

Ukumboza umshwalense

Umshuwalense Wezempilo udlala indima ebalulekile ekuphatheni umthwalo wezezimali wokwelashwa komdlavuza wamaphaphu. Ubungako bokumboza buxhomeke ohlelweni lomshuwalense womuntu ngamunye, ukwelashwa okuthize, kanye nokubamba iqhaza kweTreatment Center kunethiwekhi yomshuwalense. Kubalulekile ukuqonda imininingwane yenqubomgomo yakho yokumboza, ukudonswa kwamandla, ukubambisana, kanye namanani aphuma ngaphandle ngaphambi kokuqala ukwelashwa. Thintana nomhlinzeki wakho womshuwalense ngokuqondile ukucacisa izinzuzo zakho futhi ufune ukugunyazwa kwangaphambili ngezinqubo lapho kunesidingo.

Izindleko ezingeziwe

Ngaphesheya kwezindleko zezokwelapha eziqondile, cabanga ngezindleko ezingeziwe njengokuhamba, indawo yokuhlala, umuthi (ukwelashwa kwangemva), ukuvuselela kanye nokunakekelwa kokusekela. Lezi zindleko ezifihliwe zinganqwabelana kakhulu, ikakhulukazi iziguli ezidinga ukwelashwa okunwetshiwe noma labo abahamba ezindaweni ezikude. Ukuhlela kwalezi zindleko kubalulekile ukuze kukulungele ngokwezezimali.

Ukuthola Izikhungo Zokwelashwa Zomdlavuza Wezokwelapha Ezidumile

Ukuhlonza isikhungo esidumile nesinolwazi kubalulekile ekwelashweni okuphumelelayo. Funa izikhungo ezivulwe izinhlangano ezifana neKhomishini Ehlanganyelwe kanye nalabo abasebenza ngokunakekela umdlavuza wamaphaphu. Cabanga ngamanani empumelelo ezinkanyezi, ubufakazi beziguli kanye neziqu zodokotela. Izinsizakusebenza eziku-inthanethi ezifana newebhusayithi ye-NCI zinikeza imininingwane ebalulekile yokuthola izikhungo eziqeqeshiwe. Ngaphezu kwalokho, ukufuna ukudluliselwa kudokotela wakho wokunakekela noma udokotela we-oncologist kungasiza ekufuneni kwakho izikhungo ezifanele zokwelashwa komdlavuza eziphezulu eziphezulu eziphezulu eziphezulu.

Izinsizakusebenza Zosizo Kwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza iziguli ukuphatha izindleko eziphakeme zokwelashwa komdlavuza. Lezi zinhlelo zinganikeza izibonelelo, uxhaso, noma usizo ngamaprimiyamu womshuwalense. Ukucwaninga nokufaka isicelo salezi zinhlelo kunconywe kakhulu. I-NCI kanye nomphakathi we-American Cancer Society ihlinzeka ngezinhlu zezinhlangano ezinikeza usizo olunjalo.

Khumbula, ukuzulazula izindleko ezihambisana nokwelashwa komdlavuza wamaphaphu zidinga ukuhlela nokucophelela. Ukuqonda izinketho zokwelashwa, izinto zendawo, ukumbozwa komshuwalense, kanye nezinsizakusebenza zosizo lwezezimali zibalulekile ekwenzeni izinqumo ezinolwazi nezinkantolo ngokwezezimali.

Ukuzikhulula: Lolu lwazi lungelolwazi olujwayelekile futhi akufanele lubhekwe njengeluleke lwezokwelapha. Xhumana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze uthole ukuholwa komuntu uqobo.