Ukuqonda izindleko zokwelashwa komdlavuza webele

Umdlavuza webele ukwelapha ingabiza, futhi izindleko zizonke zincike ezicini eziningana. Lesi siqondisi esiphelele sibhidliza izici ezahlukahlukene ezithonya intengo ye ukwelashwa komdlavuza webele, enikeza ukucaciswa nezinsizakusebenza ukukusiza uzulazule ngale ndawo eyinselele yezezimali. Sizohlola izinketho ezahlukene zokwelashwa, ukumbozwa komshuwalense ongaba khona, namasu okuphatha izindleko.

Izici ezithinta izindleko zokwelashwa komdlavuza webele

Uhlobo lokwelashwa

Izindleko ze ukwelashwa komdlavuza webele kuyehluka kakhulu ngokuya ngohlobo lokwelashwa oludingekayo. Ukuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa kwama-hormonal, ukwelashwa okuhlosiwe, nokugoma okubhalwe phansi konke kunezakhiwo ezihlukile zezindleko. Isibonelo, ukuhlinzwa kungafaka imali ekhokhwa esibhedlela, imali ehlinzayo, kanye nezindleko ze-anesthesia, ngenkathi i-chemotherapy ifaka izindleko zemithi, ukuphathwa kwemithi yokuphathwa kwemithi. Ubulukhuni bokuhlinzwa kanye nobungako bomdlavuza futhi nomthelela ophelele izindleko. Ezinye izindlela zokwelapha ezintsha, ezifana ne-Im-i-Im-i-Im-i-Im-i-Im-easy, zingabiza kakhulu.

Isigaba somdlavuza

Isigaba somdlavuza webele ekutholakaleni sithinta kakhulu izindleko zokwelashwa. Umdlavuza wokuqala wesiteji uvame ukudinga ukwelashwa okuningana okubanzi, okuphumela ezindlekweni eziphansi. Umdlavuza we-Advanced-Stage, noma kunjalo, ngokuvamile udinga ama-regimens anolaka futhi anakekelwa ngokwelashwa, okuholela ezindlekweni eziphakeme kakhulu. Lokhu kufaka phakathi ama-aphoyintimenti akhule kaningi, ukuhlala esibhedlela isikhathi eside, futhi kungaba nezinqubo eziyinkimbinkimbi futhi ezibizayo.

Indawo Yendawo

Izindleko ze ukwelashwa komdlavuza webele kuyahlukahluka ngokuya ngendawo. Izindleko zezempilo, ezibandakanya imali yodokotela kanye namacala esibhedlela, ziyehluka kakhulu ezifundeni nasezifundeni. Iziguli ezindaweni ezinezindleko zezempilo eziphakeme zingabhekana nezindleko eziphakeme kakhulu kunalezo ezisezindaweni ezinezindleko eziphansi. Kubalulekile ukucwaninga izindleko zokunakekelwa endaweni yakho ethile.

Ukumboza umshwalense

Umshuwalense wezempilo udlala indima ebaluleke kakhulu ekuphatheni umthwalo wezezimali we ukwelashwa komdlavuza webele. Izinga lokumboza liyahlukahluka kuye ngohlelo lwakho lomshuwalense othile. Kubalulekile ukuqonda ukumbozwa kwenqubomgomo yakho yokwelashwa komdlavuza webele kubandakanya ama-deductibles, ama-co-pays, kanye nama-pocket amaningi ephaketheni. Thintana nomhlinzeki wakho womshuwalense ukuze ahlukaniswe imininingwane enemininingwane yokumboza kwakho kanye nezindleko ezingabakhona ezingaphandle kwephakethe. Izinhlangano eziningi zinikeza usizo ngokuhamba nobunzima bomshuwalense wezempilo, futhi kunconywe ngokuqinile ukufuna ukusekelwa okunjalo.

Izindleko ezingeziwe

Ngale kwezindleko eziqondile zokwelashwa kwezokwelapha, izindleko eziningana ezingeziwe zingavela ngesikhathi kunokwelashwa komdlavuza webele. Lokhu kungafaka izindleko zokuhamba zokuqokwa, izindleko zokwelashwa, izithasiselo zokudla okunempilo, kanye nezindleko ezingaba khona ezihambisana nokuphatha imiphumela emibi. Ngokuya ngezimo zakho, ungahle ubheke izindleko ezihambisana nokukhubazeka kwesikhashana noma isikhathi eside.

Ukuphatha Izindleko Zokuphathwa Komdlavuza Webele

Ukubhekana nezinselelo zezezimali ze ukwelashwa komdlavuza webele kungaba nzima. Amasu amaningana angasiza ukuphatha lezi zindleko:

• Qondisisa uhlelo lwakho lomshuwalense: Buyekeza ngokucophelela inqubomgomo yakho yomshuwalense ukuze uqonde ukumbozwa kwakho, ama-deductibles, ama-co-pays, kanye nama-pocket amaningi.
• Hlola izinhlelo zosizo lwezezimali: Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali zeziguli ezinomdlavuza. Le khasi I-American Cancer Society Futhi ezinye izikhungo ezifanayo zinganikeza izinsiza ezibalulekile kanye nolwazi.
• Xoxisana ngezikweletu zezokwelapha: Buza ngezinhlelo zokukhokha noma izaphulelo.
• Funa ukusekelwa emndenini nakubangane: Ukuxhaswa ngokomzwelo nangokwezezimali kwabathandekayo kungenza umehluko omkhulu.

Izinsizakusebenza kanye neminye imininingwane

Ngemininingwane ephelele yomdlavuza webele kanye nezinketho zokwelashwa, ungaxhumana nemithombo elandelayo edumile:

• I-American Cancer Society
• Isisekelo Sobuntu Sokubeletha Kazwelonke
• Izikhungo zokulawulwa kwezifo kanye nokuvimbela (CDC)
• Udokotela wakho we-Oncologist neHhovisi Lezokunakekelwa Kwezempilo anganikeza nokusekelwa komuntu uqobo nokusekelwa.

Khumbula, ukufuna ukuxilongwa kanye nokwelashwa kusenesikhathi kubalulekile ukuthola imiphumela engcono. Unganqikazi ukufinyelela ochwepheshe bezokunakekelwa kwempilo nganoma yimiphi imibuzo noma ukukhathazeka mayelana neyakho ukwelashwa komdlavuza webele nezindleko ezihambisanayo. Ngeminye imininingwane ngokunakekelwa komdlavuza okuphelele, vakashela I-Shandong Baafa Cancer Research Institute.