Ukuqonda izindleko zokwelashwa komdlavuza wezinso

Lo mhlahlandlela ophelele uhlola izinto ezahlukahlukene ezithonya izindleko ze Izindleko Zomdlavuza Wezinso Zokwelashwa, ukukunikeza ukuqonda okucacile kokuthile ongakulindela ngokwezezimali kulo lonke uhambo lwakho. Sizokwenza ngezinketho ezahlukene zokwelashwa, ukumbozwa komshuwalense, nezinhlelo ezingaba usizo lwezezimali ukukusiza ukuthi uzulazule ngale ndawo eyinkimbinkimbi yezwe.

Izici ezithinta izindleko zokwelashwa komdlavuza wezinso

Uhlobo lokwelashwa nesiteji

Izindleko ze Izindleko Zomdlavuza Wezinso Zokwelashwa Ukuhlukahluka okususelwa kuhlobo lomdlavuza wezinso kanye nesigaba salo ekuxilongeni. Umdlavuza wokuqala wesiteji angaphathwa ngezindlela ezimbalwa ezinzima njengokuhlinzwa, okuholela ezindlekweni eziphansi. Izigaba ezithuthukile zivame ukudinga ukwelashwa okubanzi okufana ne-chemotherapy, ukwelashwa okuhlosiwe, i-immunotherapy, noma inhlanganisela yalokhu, okuholela ezindlekweni eziphakeme kakhulu. Izinqubo ezithile nemithi esetshenzisiwe nayo izoba nomthelela ezindlekweni zokugcina. Isibonelo, ukuhlinzwa kwamarobhothi, kuyilapho kungahle kunikeze izinzuzo zokuthola kabusha nokunemba, kungaba nezindleko eziphakeme zokuqala kunokuhlinzwa kwendabuko okuvulekile.

Ubude bokwelashwa

Isikhathi sokwelashwa sithinta ngqo izindleko eziphelele. Ezinye iziguli zingadinga kuphela inqubo eyodwa yokuhlinza, kanti abanye bangadinga imijikelezo eminingana ye-chemotherapy noma ukwelashwa kwemisebe belulama izinyanga eziningi. Ukulashwa okude, kukhuphuka izindleko ezihlanganayo.

Isibhedlela nemali yezezibhedlela

Ukukhethwa kwesibhedlela kanye nodokotela kungathonya kakhulu inkokhelo yokugcina. Amanani ayahlukahlukahlukana kuwo wonke abahlinzeki bezokunakekelwa kwezempilo, ngokushaja okuthile okwengeziwe ngezinsizakalo zabo nezinsizakalo zabo. Kungcono ukubuza ngezilinganiso zezindleko kusuka kubahlinzeki abaningi ngaphambi kokwenza isinqumo. Indawo yendawo nayo idlala indima; Izibhedlela ezikhungweni zasemadolobheni zivame ukuba nezindleko eziphakeme kunalezo ezisezindaweni zasemakhaya. Khumbula ukucacisa yonke imali ekhokhwayo, kufaka phakathi lezo ezihlobene nokubonisana, izivivinyo, izinqubo, kanye nesibhedlela zihlala.

Izindleko zokwelashwa

Izindleko zemithi, ikakhulukazi izindlela zokwelapha ezihlosiwe kanye nama-acmwoFarapies, angaba yinto enkulu. Lezi zindlela zokwelapha ezithuthukile zingasebenza kakhulu kepha zize nethegi eliphakeme lentengo. Ukuhlola izinketho ezinjengezinhlelo zokusiza amakhemikhali noma ukuxoxisana namakhemisi kungasiza ukuphatha lezi zindleko. Ezinye izindlela ezijwayelekile, lapho zitholakala, zivame ukunciphisa izindleko kakhulu.

Ukumboza umshwalense

Uhlelo lwakho lomshuwalense wezempilo luzodlala indima ebalulekile ekunqumeni izindleko zakho ezingaphandle kwephakeji Izindleko Zomdlavuza Wezinso Zokwelashwa. Kubalulekile ukubuyekeza ngokucophelela ukumbozwa kwenqubomgomo yakho ekwelashweni komdlavuza, okubandakanya imininingwane yokuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe kanye nemithi kadokotela. Ukuqonda ama-co-pays akho, ama-deductibles, kanye namanani aphezulu ephaketheni azohlinzeka ngesithombe esicacile somsebenzi wakho wezezimali. Kubalulekile ukubheka ukuthi ngabe uhlelo lwakho lumboza ukwelashwa okuthile okunconywe yi-Oncologist yakho.

Izinhlelo Zosizo Kwezezimali

Izinhlangano eziningi zinikeza usizo lwezezimali ezigulini ezinomdlavuza zibhekene nezindleko eziphezulu zokwelashwa. Lezi zinhlelo zingafaka izindleko ezinjengokwelashwa, ukuhamba nezinye izindleko ezihlobene. Kucwaninga okuwusizo nokufaka isicelo sezinhlelo ezifanele ukunciphisa umthwalo othile wezezimali. Le khasi I-Shandong Baafa Cancer Research Institute Kwanganikeza izinsiza noma imininingwane ngezinhlelo ezinjalo. Ungaxhumana futhi namaqembu anokuxhasa iziguli kanye nezinkampani ezenza imithi ukuthola usizo oluthe xaxa.

Ukulinganisa izindleko zokwelashwa komdlavuza wezinso

Ukulinganisa ngokunembile izindleko ze Izindleko Zomdlavuza Wezinso Zokwelashwa kuyinselele ngenxa yokuhluka kwezinto ezishiwo ngenhla. Kodwa-ke, kunconyelwa ukucela ukulinganiselwa kwezindleko kusuka kubahlinzeki bakho bezempilo kanye nenkampani yomshuwalense ekuqaleni kohlelo lwakho lokwelashwa. Ukuxhumana okuvulekile nodokotela wakho nomhlinzeki womshuwalense kuzosiza ekuphatheni okulindelwe kwezezimali kuyo yonke inqubo.

Ukufuna eminye imininingwane

Ukuthola ukuholwa okwenziwe ngokwengeziwe mayelana nezindleko zakho Izindleko Zomdlavuza Wezinso Zokwelashwa, kungcono njalo ukuxhumana nomhlinzeki wakho wezokunakekelwa kwempilo kanye nomshuwalense. Banganikeza imininingwane ehambelana nezekele ezimweni zakho ngazinye.

Ukuzikhulula: Lolu lwazi lwenzelwe izinjongo zokufundisa kuphela futhi akufanele lubhekwe njengeluleke lwezokwelapha. Hlala uthintana nomhlinzeki wakho wezokunakekelwa kwezempilo nganoma yiziphi izinqumo ezihlobene nezempilo noma izinqumo.