Ukuqonda izindleko zokuphathwa kwesibindi kwesibindi sokwelashwa kwesibindi kwamathumbu wesibindi kungahluka kakhulu ngezindleko, ngokuya ngezici eziningana. Lo mhlahlandlela ophelele uhlola lezi zinto, ukuhlinzeka ngesithombe esicacile salokho ongakulindela ukukhokha. Lolu lwazi lwenzelwe izinjongo zokufundisa kuphela futhi akufanele lubhekwe njengeluleke lwezokwelapha. Hlala uthintana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze uthole ukuholwa komuntu uqobo.
Izici ezithinta izindleko zokwelashwa kwesibindi kwesibindi
Izindleko ze
isimila sesibindi sekwelashwa ithonywa yizinto eziningi. Ukuqonda lezi zinto kubalulekile ekuhlelweni okungcono kwezezimali.
Uhlobo lwe-tumor yesibindi nesigaba salo
Izinhlobo ezahlukene zamathumbu wesibindi (njenge-hepatocellular carcinoma, cholangiocarcinoma, kanye nomdlavuza wesibindi weMetastatic) zidinga izindlela ezahlukene zokwelashwa, ngayinye inezindleko ezahlukahlukene. Isigaba somdlavuza futhi siyinto ebalulekile. Umdlavuza wokuqala wesiteji angaphathwa ngezinqubo ezingabizi kakhulu eziqhathaniswa nomdlavuza osezingeni eliphezulu odinga ukwelashwa okubanzi.
Izindlela zokwelashwa
Izinketho zokwelashwa zamathumbu wesibindi zifaka ukuhlinzwa (ukusulwa kabusha, ukufakelwa), ukwelashwa kwemisebe, i-chemotherapy, ukwelashwa okuhlosiwe. Indlela ngayinye ithwala umaki wentengo ehlukile. Isibonelo, ukufakelwa kwesibindi kuvame ukubiza kakhulu ukwedlula ukwelashwa kwemisebe.
Indawo kanye nesibhedlela
Indawo yendawo yokuhlala yokwelashwa kanye nedumela lesibhedlela kanye nodumo oluqondile luba nomthelela oqondile izindleko. Izibhedlela ezindaweni ezinkulu ze-metropolitan noma lezo zinto ezinakekela i-Oncology zivame ukuba nezimali eziphakeme. Ikhwalithi yokunakekelwa, noma kunjalo, kufanele ihlale iqhutshwa njalo ngezindleko.
Ubude bokwelashwa kanye nokuhlala esibhedlela
Isikhathi sokwelashwa kanye nobude besibhedlela Hlala kuthinta kakhulu izindleko eziphelele. Izinhlelo ezengeziwe zokwelashwa kanye nokuhlala esibhedlela okude kuba nomphumela wezindleko ezikhuphukayo.
Ukumboza umshwalense
Ukuhlanganiswa komshwalense wezempilo kudlala indima ebalulekile ekuphatheni umthwalo wezezimali we
Ukwelashwa kwesibindi kwesibindi. Ukuqonda ukumbozwa kwenqubomgomo yakho yomshuwalense ekwelashweni komdlavuza, kufaka phakathi ama-deductibles, ama-co-pays, kanye namanani aphezulu aphekiwe, kubalulekile. Kungcono ukuxhumana nomhlinzeki wakho womshuwalense ngokuqondile ukuthola ubukhulu bokumboza kwakho.
Izindleko ezingeziwe
Ngaphandle kokwelashwa okuyinhloko, cabanga ngezindleko ezingeziwe njengemithi, ukuqokwa kokuqokwa, ukuvuselelwa kanye nezindleko zokuhamba. Lezi zindleko zingangeza ngokushesha.
Ukudiliza Izindleko
Ukuhlinzeka ngezindleko eziqondile ze
isimila sesibindi sekwelashwa akunakwenzeka ngaphandle kwemininingwane ethile ngesimo sesiguli, uhlelo lokwelashwa, kanye nomshuwalense. Kodwa-ke, singanikeza umbono ojwayelekile.
| Indlela yokwelashwa | Uhla lwezindleko ezilinganisiwe (i-USD) |
| Ukuhlinzwa (ukusetha kabusha) | $ 50,000 - $ 200,000 + |
| Ukufakelwa kwesibindi | $ 500,000 - $ 1,000,000 + |
| Chemotherapy | $ 10,000 - $ 50,000 + |
| Ukwelashwa kwemisebe | $ 5,000 - $ 30,000 + |
Lezi yizilinganiso ezibanzi futhi zingahluka kakhulu. Izindleko zangempela zizoncika ezimweni zomuntu ngamunye.
Ukuthola Usizo lwezezimali
Ukuzulazula kwezinselelo zezezimali zokwelashwa komdlavuza kungaba nzima. Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza iziguli zimboze izindleko zokunakekelwa kwazo. Lezi zinhlelo zingafaka izibonelelo, uxhaso, noma usizo ngamaprimiyamu womshuwalense. Ukucwaninga ngalezi zinketho kubalulekile. Ungaxhumana nosonhlalonhle wakho wezenhlalo noma usesho online ngezinhlelo zokusiza iziguli.
Ukuthola eminye imininingwane ngokwelashwa komdlavuza wesibindi, cabanga ngokuhlola izinsiza ezinhlanganweni ezihlonishwayo njenge I-American Cancer Society kanye Isisekelo Sesibindi saseMelika.
Khumbula, ngenkathi izindleko ze isimila sesibindi sekwelashwa Kungaba okukhulu, ukubeka phambili impilo yakho kanye nokuthola uhlelo lokulashwa olufanele kubaluleke kakhulu. Unganqikazi ukufuna izeluleko zochwepheshe zezokwelapha futhi uhlole izinketho zosizo lwezezimali olutholakala. Kulabo abafuna izinketho zokwelashwa ezithuthukile, ungahle ucabangele ukuxhumana I-Shandong Baafa Cancer Research Institute ukuthola eminye imininingwane.
