Izindleko zokwelashwa komdlavuza wezokwelapha amaphaphu

Ukuqonda izindleko ezihambisana nazo Ukwelashwa komdlavuza wamaphaphu emtholampilo we-mayo kungaba ukumangala. Lesi siqondisi esiphelele sibhidliza izinto ezahlukahlukene ezithonya izindleko zizonke, zikunikeza ngesithombe esicacile sokuthi yini ongayilindela. Sizohlola izinketho zokwelashwa, ukumbozwa komshuwalense, nezinhlelo ezingaba usizo lwezezimali. Lolu lwazi luhlose ukukunikeza amandla ngolwazi ukuzulazula lolu hambo oluyinselele.

Izici ezithonya izindleko zokwelashwa komdlavuza wamaphaphu emtholampilo waseMayo

Uhlobo lokwelashwa

Uhlobo lwe Ukwelashwa komdlavuza wamaphaphu kuthinta kakhulu izindleko. Izinketho njengokuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, nokugqwayiza okuhlosiwe, futhi i-immunotherapy iyahlukahluka ngokuya ngezinga lenqubo, isikhathi sokwelashwa, kanye nemithi ethile esetshenzisiwe. Isibonelo, izinqubo zokuhlasela ezihlaselayo ngokuvamile zibiza okungaphansi kokuhlinzwa okubanzi okudinga ukuhlala isikhathi eside. Ngokufanayo, izindleko zokulashwa okuhlosiwe kanye nama-immunotherapies angashintshanisa ngokususelwa kumuthi othize onqunyelwe kanye nobude bokwelashwa. Iwebhusayithi yeMeyo Clinic ihlinzeka ngemininingwane enemininingwane ngezinketho ezahlukahlukene zokwelashwa ezitholakalayo ze umdlavuza wamaphaphu. Ungangena ngalolo lwazi ngqo kusuka kwisiza sabo.

Isigaba somdlavuza

Isigaba se umdlavuza wamaphaphu ekuxilonwenga ngesinye into ebalulekile. Umdlavuza wesiteji sangaphambilini uvame ukudinga ukwelashwa okuningana okubanzi, okuphumela ezindlekweni eziphansi eziphansi uma kuqhathaniswa nomdlavuza osezingeni eliphezulu odinga ukwelashwa okunolaka nokuhlala isikhathi eside. Isibonelo, umdlavuza wamaphaphu wangasese kungenzeka aphathwe ngokuhlinzwa wedwa, ngenkathi isifo esithuthukile singadinga inhlanganisela ye-chemotherapy, imisebe kanye nezokwelapha ezihlosiwe.

Ubude bokwelashwa

Isikhathi sokwelashwa sixhuma ngqo nezindleko. Izikhathi zokwelashwa ezinde, kungaba ngenxa yobunzima besifo noma isidingo sokwelashwa kwezindlela eziningi zokwelashwa, kuzoholela ezindlekweni eziphakeme. Lokhu kufaka hhayi kuphela izindleko eziqondile zezinqubo zokwelashwa nemithi kodwa futhi nezindleko ezihambisana nesibhedlela zihlala, ukuqokwa kokuqokwa, kanye nokuvuselelwa kabusha.

Ukumboza umshwalense

Uhlelo lwakho lomshuwalense wezempilo lubamba iqhaza elibalulekile ekunqumeni izindleko zakho ezingaphandle kwephakethe. Amasu ahlukene anamazinga ahlukahlukene okumboza Ukwelashwa komdlavuza wamaphaphu. Kubalulekile ukubuyekeza imininingwane yenqubomgomo yakho ukuze uqonde ama-co-pays akho, ama-deductibles, kanye nama-pocket amaningi. Kungcono ukuxhumana nomhlinzeki wakho womshuwalense ngokuqondile ukuze ubuze ngokucaciswa kwe-Coverage for Ukwelashwa komdlavuza wamaphaphu emtholampilo we-mayo. Bangakwazi ukukunikeza inqubo yokugunyazwa kwangaphambili kanye nezilinganiso zezindleko.

Izindleko ezingeziwe

Ngaphesheya kwezindleko zezokwelapha eziqondile, cabanga ngezindleko ezingaba khona njengokuhamba nendawo yokuhlala, ikakhulukazi uma umtholampilo we-Mayo utholakala kude nendawo yakho yokuhlala. Ngaphezu kwalokho, kungahle kube nezindleko ezingezekile ezihambisana nemithi, ukunakekelwa kokusekela, nokuvuselelwa kwesikhathi eside.

Kulinganisa izindleko zokwelashwa komdlavuza wamaphaphu

Ukulinganisa ngokunembile izindleko ze Ukwelashwa komdlavuza wamaphaphu emtholampilo we-mayo kuyinselele ngaphandle kokuhlolwa okuningiliziwe kwecala lakho elithile. Umtholampilo we-Mayo unikeza izinsizakalo zokwelulekwa kwezezimali ukusiza iziguli ukuba zikwazi ukuzulazula kwezimali zokwelashwa kwazo. Banganikeza izilinganiso ezenziwe ngezifiso nolwazi mayelana nezinhlelo ezikhona zosizo lwezezimali. Ngenkathi kunzima ukuhlinzeka ngohlobo lapha, ukuthola isilinganiso sokuqala enkampanini yakho yomshuwalense kanye nomtholampilo we-Mayo kunconywe kakhulu.

Izinhlelo Zosizo Kwezezimali

Izinhlangano eziningi zinikeza izinhlelo zosizo lwezezimali ukusiza abantu abathile baphathe izindleko eziphakeme ze ukwelashwa komdlavuza. Lezi zinhlelo zingafaka izindleko zokwelashwa, izindleko zokuhamba, noma ezinye izindleko ezihlobene. Abeluleki bezezimali bakwaMayo bangakuqondisa ekuzuzeni izinsiza ezifanele nezinhlelo ezihambelana nezimo zakho. Ukuhlola Izinketho ezinjengalezi zingadambisa imithwalo ebalulekile yezezimali ehlotshaniswa nayo Ukwelashwa komdlavuza wamaphaphu.

Ithebula: Ukuqhathaniswa kwezindleko zokuphathwa komdlavuza wamaphaphu ezingaba khona (ezibonakalayo kuphela)

Qaphela: Lezi zingamabanga okubonisana futhi azibonisi izindleko zangempela. Izindleko zangempela zizohluka ngokuya ngezimo ngazinye.

Khumbula ukuthintana nomtholampilo we-Mayo kanye nomhlinzeki wakho womshuwalense wokulinganisa kwezindleko okunembile okuhlobene nesimo sakho esithile. Ngeminye imininingwane nge Ukwelashwa komdlavuza wamaphaphu kanye nokusekelwa, ungafisa ukuhlola izinsiza ku Mayo Clinic. Ukukhetha okuphelele komdlavuza umdlavuza, cabanga I-Shandong Baafa Cancer Research Institute.