Izindleko zokwelapha umdlavuza we-cell ongewona omncane (NSCLC) ukuqonda umthwalo wezezimali wokwelashwa okungekubi kwezindleko zokwelashwa komdlavuza we-cell amaphaphu kubalulekile ezigulini nasemindenini yazo. Lo mhlahlandlela uhlinzeka ngesibukezo esiphelele sezindleko ezihambisana nokwelashwa kweNSCLC, kufaka phakathi izici ezithonya izindleko nezinsizakusebenza ezitholakalayo zosizo lwezezimali.
Izici ezithinta izindleko zokwelashwa ze-NSCLC
Izindleko zokungabizi kwamaphaphu ezingezona amaphaphu ezingezona zihluka kakhulu ngokuya ngezinto eziningana:
Isigaba somdlavuza
I-NSCLC yesigaba sokuqala ngokuvamile idinga ukwelashwa okuningana kakhulu futhi ngenxa yalokho izindleko eziphansi ziqhathaniswa nesifo esisezingeni eliphakeme. Ukwelashwa okusekuqaleni kungafaka phakathi ukuhlinzwa, ngenkathi izigaba ezithuthukile zingafaka i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, nokugomela ukwelashwa okuhlosiwe, futhi i-immunotherapy, yonke inomthelela omkhulu wokwelashwa okungekho emvukulo ongelona umdlavuza wengculazi ongenawo amaphaphu.
Izindlela zokwelashwa
Izindlela ezahlukene zokwelashwa zinamathegi entengo ahlukene kakhulu. Ukuhlinzwa, ngenkathi kusebenza ngempumelelo, kungabiza ngenxa yesibhedlela kuhlala isikhathi eside, i-anesthesia, kanye nokunakekelwa kwangemva kokusebenza. I-Chemotherapy, ukwelashwa kwemisebe, izindlela zokwelapha ezihlosiwe (njenge-tyrosine kinase inhibitors), futhi i-immunotherapy ngayinye inezindleko ezahlukahlukene, ithonywe yisikhathi sohlobo lwezidakamizwa, umthamo kanye nokwelashwa. Ubulukhuni be-regimen yokwelashwa buthinta kakhulu ukwelashwa okungelona olwelasesha oluncane lwe-cell luse coverbes.
Ubude bokwelashwa
Isikhathi sokwelashwa sixhumana ngqo nezindleko. Ukwelashwa okufushane ngokwemvelo kuholela ekutheni izindleko eziphansi zizonke kunalezo ezidinga isikhathi eside ukwelashwa. Lokhu kuhlobene kakhulu ne-chemotherapy kanye ne-immunotherapy, lapho izindleko ziqongelela izinyanga ezimbalwa noma ngisho neminyaka.
Umhlinzeki Wendawo kanye Nezempilo
Indawo yendawo idlala indima enkulu. Izindleko zokwelashwa zingahlukahluka ngokuya ngombuso, umhlinzeki othize wezempilo (isibhedlela noma umtholampilo), kanye nokuhlanganiswa komshuwalense. Idumela kanye nokubumbana kwesikhungo somdlavuza nakho kungathonya izindleko, ngezikhungo ezikhethekile ezingakhokhisa okuningi ngenxa yezobuchwepheshe obuthuthukisiwe nobuchwepheshe. Cabanga ukufuna ukunakekelwa ezindaweni ezihlonishwayo njengoShandong Baafa Cancer Research Institute, umhlinzeki oholayo wokuphathwa komdlavuza, ukunakekelwa kwekhwalithi. Ngeminye imininingwane vakashela iwebhusayithi yabo:
https://www.baofahospital.com/.
Ukumbozwa komshuwalense kanye nezindleko eziphuma ephaketheni
Umshuwalense wezempilo uthinta umthwalo wezezimali wesiguli. Uhlobo lwecebo lomshuwalense, ama-deductibles, ama-co-pays, kanye namanani aphezulu ephaketheni wonke adlala indima. Iziguli eziningi zibhekana nezindleko ezibalulekile ezingaphandle kwephakethe, noma ngomshuwalense, zidinga isabelomali ngokucophelela kanye nokuhlola izinhlelo zosizo lwezezimali.
Ukudiliza Izindleko: Isimo Sampula
Ukubonisa ukwahluka kwezindleko, ake sibheke isimo se-hypothetical. Ithebula elingezansi liveza izindleko ezilinganisiwe zezindlela ezahlukahlukene zokwelashwa ze-NSCLC (Qaphela: Lezi yizilinganiso kanye nezindleko zangempela zingahluka kakhulu):
Ukulashwa kokwelashwa | Izindleko ezilinganisiwe (i-USD) |
Ukuhlinzwa (isigaba sokuqala) | $ 50,000 - $ 150,000 |
I-Chemotherapy (isigaba esithuthukile) | $ 30,000 - $ 100,000 + ngonyaka |
Ukwelashwa kwemisebe | $ 10,000 - $ 50,000 |
I-ImmunoSatherapy | $ 100,000 - $ 300,000 + ngonyaka |
Ukwelashwa okuhlosiwe | $ 50,000 - $ 150,000 + ngonyaka |
Ukuzikhulula: Lezi zilinganiso zezindleko zenzelwe izinjongo zokubonisa kuphela futhi azikhombisi izindleko zokwelashwa. Izindleko zihluka kakhulu futhi zincike ezicini eziningi.
Izinhlelo Zosizo Kwezezimali
Ukuzulazula izinkambiso zezimali ze-NSCLC ukwelashwa kungaba nzima. Ngenhlanhla, izinsiza ezahlukahlukene zinikela ngosizo lwezezimali: Izinhlelo zosizo lweziguli (ama-PAPS): Izinkampani zemithi zivame ukuhlinzeka ngamapeni okusiza iziguli zikhokhela imithi yazo. Izinhlangano Eziphaphazekayo: Izinhlangano eziningi zinikeza izibonelelo nosizo ezigulini zomdlavuza zibhekene nobunzima bezezimali. Izinhlelo zikaHulumeni: I-Medicaid neMedicare zinikeza ukumbozwa kwezindlela eziningi zokwelapha umdlavuza, yize izindleko ze-Out-of-Pocket zingase zisebenze.Lolu lwazi lwenzelwe izinjongo zokufundisa futhi akufanele lubhekwe njengezeluleko zezokwelapha. Hlala uthintana nomhlinzeki wakho wezokunakekelwa kwempilo yokwelashwa okwenziwe ngezifiso nezilinganiso zezindleko. Khumbula ukuthi ukufuna ukunakekelwa esikhungweni esidumile njenge-Shandong Baafa Cancer Research Institute kungenza ukuthula kwengqondo maqondana nekhwalithi yokunakekelwa. Ukuvakasha kwemininingwane enemininingwane
https://www.baofahospital.com/