Ukwelashwa okungeyona imali encane yokwelashwa umdlavuza wamaphaphu

Ukwelashwa okungeyona imali encane yokwelashwa umdlavuza wamaphaphu

Ukuqonda izindleko zokungenisa umdlavuza we-cell ongewona amaphaphu

Le ndatshana ihlinzeka ngesibukezo esiphelele sezindleko ezihambisana Ukwelashwa komdlavuza weseli okungewona omncane, ukuhlola izinketho ezahlukahlukene zokwelashwa, izinto ezithonya izindleko, kanye nezinsizakusebenza ezitholakalayo zosizo lwezezimali. Sizokwenza kube lula ukwelashwa izindleko zokwelashwa, ukukusiza ukuthi uzulazule ngalesi sici esiyinselelo sokunakekelwa komdlavuza.

Izici ezithonya izindleko zokwelashwa komdlavuza we-cell okungewona omncane

Uhlobo lokwelashwa

Izindleko ze Ukwelashwa komdlavuza weseli okungewona omncane kuyehluka kakhulu ngokuya ngendlela yokwelashwa ekhethiwe. Ukuhlinzwa, i-chemotherapy, ukwelashwa kwemisebe, ukwelashwa okuhlosiwe, i-immunotherapy, nokunakekelwa kokusekela konke kunezindleko ezihlukile zezindleko. Isibonelo, izindlela zokwelapha ezihlosiwe, ngenkathi zisebenza kakhulu ekuguqukeni okuthile kwezakhi zofuzo, zingabiza kakhulu kune-chemotherapy yendabuko. Izidakamizwa ezithile ezisetshenziswe esigabeni ngasinye zizothinta nezindleko eziphelele. I-National Cancer Institute Inikeza imininingwane eningiliziwe ngezinketho zokwelashwa kanye nokusebenza kwazo okuhlobene.

Isigaba somdlavuza

Isigaba somdlavuza ekutholakaleni sithinta kakhulu izindleko zokwelashwa. Umdlavuza wokuqala wesiteji angahle adinge ukuphathwa okuningana futhi, ngakho-ke, ukwelashwa okubiza kakhulu kunomdlavuza osezingeni eliphezulu ovame ukudinga inhlanganisela yokwelapha kanye nezikhathi ezinde ukwelashwa. Ukutholwa kusenesikhathi nokungenelela kungaba nzima hhayi kuphela imiphumela ethuthukisiwe kepha futhi nokuphatha izindleko zokwelashwa jikelele. Ukuzwisisa ngokuphelele isigaba sakho somdlavuza kubalulekile lapho ucubungula imiphumela yezezimali yokwelashwa.

Izici eziqondene neziguli

Izici zesiguli ngazinye, njengempilo enjalo, ukuba khona kwe-co-bingbidities, kanye nesidingo sokunakekelwa okusekelwayo, futhi kudlala indima ekunqumeni izindleko ze Ukwelashwa komdlavuza weseli okungewona omncane. Isidingo sokungenelela okwengeziwe kokwelashwa, ubude besibhedlela, kanye nokuvuselelwa kokwelashwa kwangemva kwesandla kungaba nomthelela ekusetshenzisweni kwemali jikelele.

Indawo Yendawo

Indawo yendawo inomthelela omkhulu izindleko zokunakekelwa kwempilo, kubandakanya nokwelashwa komdlavuza. Izindleko zingahlukahluka phakathi kwezifundazwe ezahlukahlukene, amazwe, kanye nezindawo zezempilo esifundeni esifanayo. Ukuqonda izinhlaka zamanani endaweni yangakini kubalulekile ekulinganiselweni kwezindleko ezingokoqobo.

Ukudiliza Izindleko: Ukubukeka Okusondele

Ngenkathi ukuhlinzeka ngezibalo eziqondile kungenzeki ngenxa yokuhluka okukhulunywe ngenhla, ake sifanekise ngamabanga angaba yizindleko (lezi yizilinganiso futhi angeke zibonise wonke amacala):

Uhlobo lokwelashwa Ibanga elilinganiswayo lezezimali (i-USD)
Indawo kadokotela $ 50,000 - $ 150,000 +
Chemotherapy $ 10,000 - $ 50,000 +
Ukwelashwa kwemisebe $ 5,000 - $ 30,000 +
Ukwelashwa okuhlosiwe $ 10,000 - $ 100,000 + ngonyaka
I-ImmunoSatherapy $ 10,000 - $ 200,000 + ngonyaka

Qaphela: Amabanga wezindleko alinganiselwa kuphela futhi angahluka kakhulu ngokuya ngezinto ezahlukahlukene. Thintana nomhlinzeki wakho wezokunakekelwa kwempilo ukuze uthole isilinganiso sezindleko ezenzelwe wena.

Ukufinyelela usizo lwezezimali

Izindleko eziphakeme ze Ukwelashwa komdlavuza weseli okungewona omncane kungaba nzima. Izinsizakusebenza eziningi zinikeza usizo lwezezimali, kufaka phakathi:

  • Izinhlelo zokusiza iziguli ezihlinzekwa yizinkampani ezenza imithi.
  • Izinhlangano ezingenzi nzuzo ezinikezelwe ekunakekelweni komdlavuza.
  • Izinhlelo zikahulumeni ezifana ne-Medicaid neMedicare.
  • Izisekelo ezinikela ngesihle ezinikeza ukusekelwa kwezezimali ekwelashweni komdlavuza.

Kubalulekile ukucwaninga kahle lezi zinketho futhi uthintane nethimba lakho lezokunakekelwa kwempilo ukunquma ukufaneleka kwakho ukuthola usizo. Ukuhlela kusenesikhathi nokuphenya kungahle kudambise kakhulu umthwalo wezezimali wokwelashwa komdlavuza.

Ukugcina

Izindleko ze Ukwelashwa komdlavuza weseli okungewona omncane kuyinkinga eyinkimbinkimbi ethonywe ukuguquguquka okuningi. Ukuqonda lezi eziguquguqukayo, ukuhlola izinhlelo ezitholakala ezimalini, futhi ukuxhumana ngokukhululekile nethimba lakho lezokunakekelwa kwempilo kuyizinyathelo ezibalulekile ekutholeni lesi sici esibalulekile sokunakekelwa komdlavuza. Ukuthola eminye imininingwane ngezinketho zokwelashwa komdlavuza nokusekelwa, cabanga ukuxhumana I-Shandong Baafa Cancer Research Institute ngobuchwepheshe babo.

Okuhlobene imikhiqizo

Imikhiqizo ehlobene

Ukuthengisa okuhle kakhulu imikhiqizo

Imikhiqizo ethengisa kakhulu
Ikhaya
Amacala ajwayelekile
Mayelana NATHI
Xhumana nathi

Sicela ushiye umyalezo