Izikhungo zokwelashwa komdlavuza wamaphaphu eziphezulu: Izindleko & Ukucatshangwa Izindleko nokukhetha i-Advanced Loan Cancer Car Cancer Arderge kunikeza umbono ophelele wezinto ezithonya izindleko ze Izikhungo zokwelashwa komdlavuza eziphezulu eziphakeme kanye nezinketho ezahlukahlukene zokwelashwa ezitholakalayo. Sizohlola izindlela ezahlukahlukene zokwelashwa, ukucatshangelwa kokukhetha isikhungo, kanye nezinsizakusebenza ukukusiza uzulazule lolu hambo olunzima. Siyaqonda ukuthi ukubhekana nokuxilongwa komdlavuza wamaphaphu kuletha ukukhathazeka okuningana, kufaka phakathi imiphumela yezezimali yokwelashwa. Lo mhlahlandlela uhlose ukukuhlomisa imininingwane oyidingayo ukwenza izinqumo ezinolwazi.
Ukuqonda izinketho zokwelashwa komdlavuza wamaphaphu
Indawo kadokotela
Ukususwa Kokuhlinzwa kwesimila esinomdlavuza kuvame ukuba inketho yokwelashwa eyinhloko, kuya ngesigaba nendawo yomdlavuza. Izinqubo ezihlinzayo zingasukela kumasu wokuhlasela kancane njenge-Vats (i-thoracic isiza i-thoracic) ezinhlosweni ezibanzi kakhulu. Izindleko ziyehluka ngokuya ngobunzima bokuhlinzwa, isibhedlela kanye nezimali zodokotela ohlinzayo.
Chemotherapy
I-Chemotherapy ifaka ukusebenzisa izidakamizwa ezinamandla ukubulala umdlavuza amaseli. Izidakamizwa ezithile, imithamo, kanye nendlela yokuphatha zenzelwe ukubekezela kanye nohlobo lomdlavuza ngamunye. Izindleko zincike ohlotsheni nenombolo yemijikelezo ye-chemotherapy edingekayo.
Ukwelashwa kwemisebe
Ukwelashwa kwemisebe kusebenzisa imisebe ephezulu yamandla ukulimaza nokubhubhisa amaseli womdlavuza. Izinhlobo ezahlukahlukene zokwelapha imisebe zikhona, kufaka phakathi imisebe yangaphandle yangaphandle kanye ne-brachytherapy (imisebe yangaphakathi). Izici zezindleko zifaka uhlobo lokwelashwa kwemisebe, inani lokwelashwa, kanye nesikhungo esihlinzeka ngokunakekelwa.
Ukwelashwa okuhlosiwe
Ukwelashwa okuhlosiwe kusebenzisa izidakamizwa ezibhekise ngqo amangqamuzana omdlavuza ngenkathi kunciphisa ukulimaza amaseli anempilo. Lezi zindlela zokwelapha zivame ukusetshenziswa ngokuhlanganiswa nezinye izindlela zokwelapha. Izindleko ziyahlukahluka ngokuya ngokwelashwa okuqondile okuhlosiwe okusetshenzisiwe.
I-ImmunoSatherapy
I-ImmunoSatherapy ihlanganisa amandla amasosha omzimba uqobo ukuze alwe nomdlavuza. Le ndlela entsha esonweni emdlavuza ukwelashwa komdlavuza ingasebenza kakhulu kwezinye iziguli. Izindleko ze-ImmunoSatherapy zingaba okukhulu ngenxa yobunzima bokwelashwa.
Izici ezithinta izindleko zokwelashwa komdlavuza wamaphaphu
Kunezici eziningana ezibangela izindleko eziphelele ze
Ukwelashwa komdlavuza wamaphaphu a
Isikhungo Sokwelashwa Umdlavuza We-Top Lung. Lokhu kufaka phakathi: Isigaba somdlavuza: Izigaba zangaphambili zomdlavuza zivame ukudinga ukwelashwa okubanzi okuningana nokubizayo. Uhlobo lokwelashwa: Izindlela zokwelapha ezahlukahlukene zinezindleko ezahlukahlukene; Ukuhlinzwa kuvame ukubiza kakhulu kune-chemotherapy noma imisebe. Ubude bokwelashwa: Isikhathi sokwelashwa sithinta ngqo izindleko eziphelele. Indawo Yesibhedlela nohlobo: Izindleko zokwelashwa ziyahlukahluka ngokuya ngendawo yesibhedlela kanye nesimo sayo (e.g., Isikhungo Somphakathi Somphakathi). Imali Yezimali: Izimali ezikhokhiswa yi-Oncologist, udokotela ohlinzayo, nabanye ochwepheshe bangafaka isandla kakhulu kwizindleko eziphelele. Ukumbozwa komshuwalense: Ubungako be-Insurage Revage buyahluka kakhulu futhi buzothinta kakhulu izindleko ze-Out-of-Pocket.
Ukukhetha isikhungo sokwelashwa komdlavuza wamaphaphu esiphezulu
Ukukhetha kwesokudla
Isikhungo sokwelashwa kubalulekile. Cabanga ngokulandelayo lapho wenza isinqumo sakho: isipiliyoni nobuchwepheshe: funa izikhungo ngerekhodi elifakazelwe lempumelelo ekwelapheni umdlavuza wamaphaphu. Ubuchwepheshe Nezinsizakusebenza: Qinisekisa ukuthi isikhungo sikwazi ukufinyelela ubuchwepheshe bamuva kanye nezinketho zokwelashwa. Izinsizakalo Zokuxhaswa Kweziguli: Izinsizakalo eziphelele zokusekelwa kweziguli, kufaka phakathi ukwelulekwa kanye nokuvuselelwa, kungathinta kakhulu uhambo lokwelashwa. Ukugunyazwa kanye nesitifiketi: Khetha isikhungo esigunyazwe izinhlangano ezifanele, uqinisekise amazinga aphezulu okunakekelwa. Imibono yesibili: Kuvame ukuzuzisa ukufuna imibono yesibili evela kochwepheshe abaningi ukuqinisekisa ukuqonda okuphelele kwezinketho zakho zokwelashwa.
Izinsizakusebenza Zosizo Kwezezimali
Ukuzulazula kwezici zezezimali ze
Ukwelashwa komdlavuza wamaphaphu kungaba inselele. Izinsizakusebenza eziningana zinganikeza usizo lwezezimali: Izinkampani Zomshuwalense: Xhumana nomhlinzeki wakho womshuwalense ukuze uqonde ukumboza kwakho futhi uhlole izinketho ezitholakalayo. Izinhlelo Zosizo Eziguli: Izinkampani eziningi zemithi zinikeza izinhlelo zokusiza iziguli ukusiza ngezindleko zokwelashwa. Izinhlangano Eziphaphazekayo: Izinhlangano ezimbalwa zihlinzeka ngosizo lwezezimali ezigulini ezinomdlavuza nemindeni yazo. Izinhlelo zikaHulumeni: Hlola izinhlelo zikahulumeni ezinganikela ngosizo lwezezimali ngezindleko zezokwelashwa.
Izinsizakusebenza ezingeziwe
Ukuthola eminye imininingwane ngokwelashwa komdlavuza wamaphaphu, sicela ucabangele ukuvakashela iwebhusayithi yeNational Cancer Institute (NCI)
https:/www.cancer.gov/ noma ukuxhumana
I-Shandong Baafa Cancer Research Institute Ngemininingwane eminingi ngokunakekelwa kwabo okukhethekile. Khumbula, ucwaningo oluphelele nohlelo lokusekelwa oluqinile kubalulekile lapho usebenzelana nomdlavuza wamaphaphu.
Uhlobo lokwelashwa | Ibanga elilinganiswayo lezezimali (i-USD) |
Ukuhlinzwa (kuya ngobunzima) | $ 50,000 - $ 200,000 + |
Chemotherapy (umjikelezo ngamunye) | $ 5,000 - $ 15,000 + |
Ukwelashwa kwemisebe (ukwelashwa ngakunye) | $ 2000 - $ 5,000 + |
Ukwelashwa okuhlosiwe (njalo ngenyanga) | $ 5,000 - $ 15,000 + |
I-ImmunoSatherapy (njalo ngenyanga) | $ 10,000 - $ 20,000 + |
Ukuzikhulula: Amabanga wezindleko ahlinzekiwe anezilinganiso futhi angahluka kakhulu ngokusekelwe ezimweni ngazinye. Kubalulekile ukuxhumana nomhlinzeki wakho wezokunakekelwa kwempilo kanye nomshuwalense wemininingwane ebiyelwe izindleko. Lolu lwazi lwenzelwe izinjongo zokufundisa kuphela futhi akufanele lubhekwe njengeluleke lwezokwelapha.